Borman Law Group

Borman Law Group Borman Law Group has experience in bankruptcy, debt consolidation, foreclosure, and repossession.

We can stop those creditor calls and alleviate the fear and anxiety caused by your current financial situation.

4️⃣ Get creative when giftingHandmade gifts ranging from baked goods to knitted scarves have always been in fashion, so ...
12/10/2021

4️⃣ Get creative when gifting
Handmade gifts ranging from baked goods to knitted scarves have always been in fashion, so if you have a creative streak, don’t be afraid to utilize it—and save money—in your gift-giving.

That said, if you don’t happen to have any such skills or the desire to make gifts, you could also consider donating to the person’s favorite charity in their name or offering up your time to them whether it’s to dog sit while they’re on vacation or help them move into a new place. Getting creative with your gifts doesn't have to mean pulling out the glitter!

➡️YOUR FINANCIAL GOALS SHOULD BE SMART: They should be: Specific, Measurable, Achievable, Realistic, and Time-based.What...
12/09/2021

➡️YOUR FINANCIAL GOALS SHOULD BE SMART:
They should be: Specific, Measurable, Achievable, Realistic, and Time-based.

What are your financial goals for 2022 that have all of these traits?

3️⃣Pay off those billsWhile considering your holiday budget, you should also think about how and when you will be able t...
12/08/2021

3️⃣Pay off those bills
While considering your holiday budget, you should also think about how and when you will be able to pay off any purchases made on credit.

Of course you should always pay off your credit card bills as early as possible, preferably at the end of the next billing cycle so you aren’t charged any interest. If you can’t manage that, however, you should figure out how long it will be before the interest rate on your carried balance ends up canceling out or greatly diminishing any rewards you have gotten.

Hopefully, the preceding financial tips for how to budget your money during the holiday season will not only help you this year but also get you ready to think about next year’s spending, too. Putting aside a little cash each month starting in January is another way to make sure you’re budgeting your shopping money wisely throughout the year leading up to the next holiday season.

⚠️Fixing your credit report should be between your new year's resolutions. Here is why:If you have a less than stellar c...
12/07/2021

⚠️Fixing your credit report should be between your new year's resolutions. Here is why:

If you have a less than stellar credit (scores below 700), make it a priority to raise it in 2022. You can improve your credit score in several ways, including: paying your bills on time and in full (which may include setting up autopay), paying off debt, limiting how many new accounts you open and cutting back on spending.

Find out if filing for bankruptcy could be the right thing for you and your credit score today. Call us at (979) 977-2700.

bormanlawtx.com








2️⃣Create a Holiday budget and Stick to it.How much can you realistically spend on gifts, dinners, travel without it bec...
12/06/2021

2️⃣Create a Holiday budget and Stick to it.
How much can you realistically spend on gifts, dinners, travel without it becoming a burden once January comes? There is no shame on holiday-ing on a budget. Everyone feels pressure to spend more in this time of the year, but with the following tips you might be able to keep things in control.

What is your favorite thing about Christmas that doesn't have to do with Spending or gift giving? Maybe a family traditi...
12/04/2021

What is your favorite thing about Christmas that doesn't have to do with Spending or gift giving? Maybe a family tradition or a chance to get a little rest.

Let us know in the comments.

1️⃣Pay in Cash, Check or Debit—Not CreditWhen it’s time to pay for your purchases, cash, check or debit is best as you w...
12/03/2021

1️⃣Pay in Cash, Check or Debit—Not Credit
When it’s time to pay for your purchases, cash, check or debit is best as you will be sure you’re only spending money you actually have. Moreover, you won’t have to face hefty bills to begin the new year.

If you must use a credit card, though, try to use one that has reward points so you can get something more out of the exchange and help stay within your holiday shopping budget.

🤭How do you talk to your kids about S...aving? A financial education should start early in life. Here are a few tips on ...
12/02/2021

🤭How do you talk to your kids about S...aving? A financial education should start early in life. Here are a few tips on how to start a good financial education:
➡️Make learning about money a part of every day life
➡️Talk about needs vs. wants

How will you make them a part of the conversation?


We have a very special treat for our followers! We've prepared 12 days of Financial advice for the Holidays. We know the...
12/01/2021

We have a very special treat for our followers! We've prepared 12 days of Financial advice for the Holidays. We know these times can be rough on the budget, so we've prepared several tips that will help you.

Share with us your best financial tips for the Holidays in the comments! 👇

We'd like to wish our clients and community a safe Thanksgiving weekend. We'll be back on Monday with renewed energy.
11/25/2021

We'd like to wish our clients and community a safe Thanksgiving weekend. We'll be back on Monday with renewed energy.

👉There’s just nothing quite like Thanksgiving weekend: a morning prepping turkey and learning Grandma’s famous casserole...
11/24/2021

👉There’s just nothing quite like Thanksgiving weekend: a morning prepping turkey and learning Grandma’s famous casserole recipe, parades and football on the TV, political comments from Uncle Rick, long afternoon naps and . . . mad dashes to the mall.

Between eating and shopping, it’s hard to keep track of where your money is going. (Those little runs to the store to get another forgotten ingredient add up quick!) You usually end up spending a ton of money in a short amount of time—only to wake up from your turkey-induced coma with loads of regret.

But it doesn’t have to be like that this year! We’ve got eight ways to help you save money this Thanksgiving, so you can spend less time stressing over your finances and more time enjoying your family.

In a nutshell, Chapter 7 speaks of liquidation. The court will look into the assets of the debtor and identify those whi...
10/30/2021

In a nutshell, Chapter 7 speaks of liquidation. The court will look into the assets of the debtor and identify those which will be sold to satisfy the obligation. On the other hand, Chapter 13 involves a reorganization plan to pay off the creditors.

As far as his secured debts (debts that are secured by collateral) are concerned, the debtor in a Chapter 7 Bankruptcy case has three options:

(1) Redeem, or pay the creditors the value of the collateral assets;
(2) Reaffirm, or enter into a separate agreement, promising to fulfill the loan payments; and
(3) Surrender, or allow the creditor to take the collateral assets.

Learn more on our blogpost: http://ow.ly/fSsi50Ge9Ul

⏰ 🅲🅰🅻🅻 🅽🅾🆆!!!⁠
☎️979-977-2700

Address

1200 Briarcrest Drive
Bryan, TX
77802

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+19799772700

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