Goldberg Sager & Associates

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Your supervisor asks when you're back full-time, and it hits you that your insurance company hasn't received a single pi...
09/01/2026

Your supervisor asks when you're back full-time, and it hits you that your insurance company hasn't received a single piece of paper from you.

In New York, the form that turns on your no-fault benefits has a name: the Application for Motor Vehicle No-Fault Benefits, the NF-2. It goes to the insurer by mail or electronically within 30 days of the crash. That filing is what starts payment for medical bills and lost wages while you're out of work.

Thirty days from the accident. Not from when the bills show up.

Miss that window and you're arguing for an excuse instead of filing a claim. Late filing can be excused if it wasn't reasonably possible to file on time, but you have to show that and get the proof in as soon as you reasonably can.

If you're inside those 30 days and unsure what goes on the form, call us: 718-645-6677.

Filing it is easier than explaining it.

Every July, the scaffolding along Court Street turns into a second ceiling, and the crews underneath push hard to hit de...
08/24/2026

Every July, the scaffolding along Court Street turns into a second ceiling, and the crews underneath push hard to hit deadline before winter. That's usually when someone takes a bad step off a plank, decides he's fine, and finishes the shift instead of telling anyone.

That costs more than pride. In New York, protecting a Workers' Compensation claim means giving your employer written notice within 30 days of the accident. Miss that window and the claim can get denied before it starts.

If a dangerous condition on the job site caused the fall, there's often a separate claim against the general contractor or property owner. No fixed deadline applies there, but the sooner it's reported, the sooner there's a record of who saw what. Waiting doesn't cost you a filing date. It costs you the account nobody wrote down.

The earlier in the case, the more options you have. Call us: 718-645-6677.

A friend from work means well when she tells you to just call the store's insurance company back and get it over with. B...
08/21/2026

A friend from work means well when she tells you to just call the store's insurance company back and get it over with. Be honest, be quick, move on with your day.

In New York, you're generally not required to give a recorded statement to the property owner's insurer while your slip-and-fall claim is still open. That call isn't small talk. It gives the adjuster material to work with, on the record, before you've had a chance to think any of it through.

New York also lets you recover damages even if you were partly at fault for the fall, wet floor and all, but your compensation gets reduced by whatever percentage of fault they can pin on you. A recorded statement given early is often the exact evidence used to argue for a bigger share of that blame.

If the store's insurance company calls asking for a recorded statement, call us first: 718-645-6677.

You can hear the hazard lights ticking before you check if you're hurt. That ticking is the only sound this crash will e...
08/18/2026

You can hear the hazard lights ticking before you check if you're hurt. That ticking is the only sound this crash will ever make.

Before anyone moves the cars, get the positions where they landed. Skid marks. Glass and debris on the road. Which light was on, if you can still see it. Any visible injury, even something minor.

What I see happen a lot is a clear-cut scene turning into a dispute weeks later. Debris gets swept, rain washes out skid marks, and nobody grabs a witness's number before they leave. That's not anyone hiding evidence. It's traffic and weather, often within hours.

The Police Accident Report shows up generally within seven to ten business days, and there's typically no way to change it once it's filed. Your photos carry what that report won't.

If you're holding photos from a Brooklyn crash and unsure what they're worth, call us: 718-645-6677.

The photos you take now become the case later.

A motorcyclist swerves around a steel detour plate near a construction zone in Brooklyn and hits a lip in the pavement t...
08/08/2026

A motorcyclist swerves around a steel detour plate near a construction zone in Brooklyn and hits a lip in the pavement that no one marked. He goes down. A pedestrian steps into the same gap an hour later and rolls an ankle. Same defect. Same block. Two very different cases.

If a driver crossed into either of them, that's a negligence claim against the driver's insurance. If the defect itself caused the fall, the case runs through the City of New York instead, and you have 90 days from the incident to file a notice of claim, or the case can end before it starts.

What usually separates a strong municipal case from a weak one is what existed before the crash. DOT and 311 complaint histories, inspection reports, and repair requests can show the city already knew about that defect, and records typically need to name the exact location to count as notice.

Before that 90-day window closes on a road-defect claim, call us: 718-645-6677.

Six weeks after the crash, she still can't turn her head far enough to check her blind spot without wincing. No fracture...
08/04/2026

Six weeks after the crash, she still can't turn her head far enough to check her blind spot without wincing. No fracture. Not even a night in the ER. Just whiplash, the kind of injury people assume doesn't count for anything beyond a no-fault check.

New York's serious injury threshold doesn't stop at broken bones. It also covers a significant limitation on how a body part or system functions, and that category is what opens the door to pain and suffering damages against the driver who hit you, on top of your no-fault coverage.

Getting there typically requires more than telling a doctor it hurts. Proof often includes measured range-of-motion loss, documented muscle spasms, or an MRI showing a disc problem, not a chart note that just says the patient reports pain.

If you want a second set of eyes on your medical file before you assume your injury doesn't qualify, call us: 718-645-6677.

There's a form called the Application for Motor Vehicle No-Fault Benefits. It isn't something anyone hands you at the sc...
08/01/2026

There's a form called the Application for Motor Vehicle No-Fault Benefits. It isn't something anyone hands you at the scene, and it's the piece of paper that starts your no-fault claim.

In New York, written notice of a no-fault claim has to reach the no-fault insurer as soon as reasonably practicable, and no later than 30 days after the crash. Miss that and benefits can be denied, unless you submit written proof that your condition made it impossible to comply.

Thirty days goes fast. Your sister's handling school pickup, you're sleeping in the recliner, and the paperwork sits where you dropped it. Along with the required no-fault forms, insurers commonly request supporting documents such as the police accident report, your first medical records, and employer disability forms.

That window is separate from the deadline for turning in medical bills, and separate again from the deadline to file a lawsuit.

Call us: 718-645-6677.

The scaffolding pipes clanging over the sidewalk all summer are just background noise, until one comes loose over someon...
07/26/2026

The scaffolding pipes clanging over the sidewalk all summer are just background noise, until one comes loose over someone's head.

More rigs go up once construction season hits, and more people walk under them without thinking twice. When one lets go and someone gets hurt, the case often comes down to what was happening on that site beforehand.

Preserving evidence early is vital, and that means more than scene photos. Inspection records, safety logs, and incident reports tied to the site can matter as much as a medical chart, and asking for them early makes for a fuller case.

You generally have three years from the date of injury to file a personal injury claim in New York. That part doesn't move. The gap between getting hurt and calling a lawyer is where cases lose ground. If a scaffold or falling material put you here this summer, call Goldberg Sager & Associates: 718-645-6677.

The voicemail from the trucking company's insurer lands before the funeral is even scheduled.Families dealing with a fat...
07/21/2026

The voicemail from the trucking company's insurer lands before the funeral is even scheduled.

Families dealing with a fatal crash are working against a two-year deadline to file a wrongful death claim in New York. That's a year shorter than the three-year window most other injury claims get. People assume they have the same runway. They don't.

A firm that's actually prepared to take a case to trial can often push settlement talks toward a stronger number, because trial stays a real option instead of just a line in a letter. Call Goldberg Sager & Associates: 718-645-6677.

That two-year clock doesn't pause for grief.

Your ankle is already swelling by the time the ambulance doors close, and nobody on that sidewalk is thinking about the ...
07/19/2026

Your ankle is already swelling by the time the ambulance doors close, and nobody on that sidewalk is thinking about the scaffolding anymore.

That's the gap. The permit number posted on the site. The badge number of the officer who responded. The weather an hour before you fell. None of it waits for you at the hospital. It sits on that block until someone paints over it, tears it down, or the rain clears it out.

Preserving that kind of scene evidence early is vital, and staying consistent with your medical care once you're seen is just as crucial, since both build the record a premises liability claim depends on. You generally have three years from the date of injury to file in New York. That deadline holds steady. The sidewalk doesn't.

Call us: 718-645-6677.

Address

1628 Kings Highway At East 17th Street
Brooklyn, NY
11229

Telephone

+13474973245

Website

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