Kilbourne & Tully, P.C.

05/31/2026

We have been nominated! Thank you to our clients and colleauges for this honor. Please vote Kilbourne & Tully, P.C. for "Senior Living" law attorney now through June 5th. https://www.bristolpress.com/bestof2026/ #/gallery?group=547138

05/29/2026

VOTE Kilbourne & Tully, PC as The Bristol Press "BEST OF 2026" in the Senior Living Category. We are thrilled to have been nominated. bristolpress.com/Bestof2026 VOTE every Day Now through June 5th at 11:59pm.

05/13/2026

Dear Attorney Tully: My husband has Alzheimer’s and is in a nursing home. I want to receive the best, unbiased advice possible but I am concerned about the costs. Some of my friends say hiring an Elder Law attorney costs too much. I am not sure if I can afford it and I don’t want to drain the money I have left. What should I do?

Learn Atty Tully's answer by clicking the link below.

Dear Attorney Tully: My husband has Alzheimer’s and is in a nursing home. I want to receive the best, unbiased advice possible but I am concerned about the costs. Some of my friends say hiring an Elder Law attorney costs

05/06/2026

Most older Americans want to remain in their homes as they age — and with the right support, many can.

Family caregivers often carry the greatest responsibility, balancing daily care needs with work, finances, and family dynamics. Without proper planning, even well-intentioned arrangements can create stress, resentment, or uncertainty over time.

The good news: more public and private resources are available than many families realize. Home health aides, respite care, adult day programs, meal delivery, transportation services, and limited Medicare/Medicaid support can all help older adults stay safely at home longer.

Planning early and having honest family conversations can make a tremendous difference for both caregivers and aging loved ones.

04/28/2026

Long-term care in the U.S. is one of the biggest financial challenges families face, yet much of the conversation around Medicaid planning is shaped by misconceptions.

Here are a few realities worth understanding:

• Medicaid planning is legal. It involves making informed, lawful decisions about assets, often converting them into exempt resources like home improvements or burial funds.
• It’s not “gaming the system.” Most long-term care is provided by unpaid family caregivers, not Medicaid. Families typically turn to Medicaid only after exhausting other options.
• It’s not for the wealthy. Individuals with significant resources generally rely on private planning, not Medicaid, which comes with strict limits and estate recovery rules.
• Its financial impact is often overstated. Even in extreme scenarios, asset transfers represent a relatively small share of total Medicaid spending.

The reality: people don’t plan for Medicaid because they want to - they do it because long-term care costs (often exceeding $200K/year) leave them with difficult, no-win choices.

Better awareness leads to better planning and more informed conversations about how we support aging with dignity.

04/22/2026

Caregiving for seniors is an act of compassion, but it can also be exhausting, overwhelming, and easy to lose yourself in.

Too often, caregivers put their own health last. But the truth is: you can’t pour from an empty cup. Prioritizing your well-being isn’t selfish, it is essential to providing the best care possible.

In this article, we explore:

• The real demands of caregiving
• The risks of burnout
• Why self-care matters more than ever
• Where to find support when you need it

If you’re a caregiver, or know someone who is, this is an important read.
👉 Click the link below to read the full article.

Caregivers of seniors play a vital role in ensuring the well-being and quality of life of older adults. However, the demands of caregiving can be overwhelming, often leading to neglect of the caregiver’s own health. The importance of caregivers prioritizing

04/07/2026

Dear Attorney Tully: I am terrified. My husband and I are probably younger seniors than you see in your practice, but my husband is very sick and in a nursing home for long-term care. I’ve been told I have to spend down almost all of our savings, including my IRA, in order for him to qualify for Medicaid. Is this true?
Learn Attorney Tully's answer by clicking the link below.

Dear Attorney Tully: I am terrified. My husband and I are probably younger seniors than you see in your practice, but my husband is very sick and in a nursing home for long-term care. I’ve been told I have to

04/01/2026

We're all in a Life or Death Situation: We want to help you know how to protect yourself and your loved ones!

Sadly, the truth is, 100% of us are going to die, and at least 50% of us who survive past the age of 65 will spend a substantial period of time in a long term care facility. If you have a loved one who already has dementia or Alzheimer’s diagnosis, he will almost certainly spend some time – perhaps years – in a care facility.

03/25/2026

Paying family members to care for aging loved ones, while staying eligible for Medicaid, is possible with the right approach.

Key strategies include:
• Creating a formal personal care agreement
• Leveraging Medicaid waiver programs
• Using consumer-directed care options
• Keeping clear records for compliance and tax purposes

With thoughtful planning, families can provide quality care and protect financial stability at the same time.

If you're navigating this path, understanding the rules can make all the difference.

03/18/2026

Early detection of Alzheimer’s disease is more than a medical advantage, it’s a critical step in protecting individuals and their families emotionally, financially, and legally.

Recognizing symptoms early allows for timely treatment, personalized care planning, and meaningful conversations about future needs. Just as important, it creates an opportunity for proactive estate planning. This ensures that healthcare preferences are honored, financial resources are protected, and decision-making authority is clearly established.

By combining early diagnosis with thoughtful legal and financial planning, families can navigate the challenges of Alzheimer’s with greater clarity, stability, and peace of mind.

Planning ahead isn’t just practical, it’s an act of care.