Nashville Realtor Debbi Howard

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United States
Brentwood, TN
Nashville Realtor Debbi Howard

SRS | ABR
Certified Luxury Home Specialist. Reliant Realty ERA Realtor here to help you Buy, Sell, and Invest. https://debbihowardrealestate.com/contact/

09/07/2024

Selling your home? This trick will eliminate your capital gain obligation! 🏡 Here’s how you can potentially save big:

✔️ Primary Residence Exclusion: If you’ve lived in your home for at least 2 out of the last 5 years, you can exclude up to $250,000 of capital gains if you’re single, or $500,000 if you’re married.

✔️ Partial Exclusion: Didn’t live there for 2 years? You might still qualify for a partial exclusion if you sold due to work, health reasons, or unforeseen circumstances.

✔️ Home Improvements: Keep records of home improvements. They add to your home’s basis and reduce your capital gains.

✔️ 1031 Exchange: If you’re selling an investment property, consider a 1031 exchange to defer capital gains by reinvesting in a similar property.

✔️ Consult a Tax Professional: Always check with a tax professional to ensure you’re taking advantage of all possible exclusions and deductions.

Save money and keep more of your hard-earned equity!

Considering selling soon? Smart planning starts now. Comment “SELL” below, and I’ll send you an invite to a FREE Zoom consultation where you’ll learn how to navigate current market challenges and avoid costly mistakes!

09/02/2024

Happy Labor Day, everyone! Today, we celebrate hard work, relaxation, and dreaming big. You know what else takes some serious effort? Finding your perfect home! 🏠

So, as you kick back and enjoy the holiday, let’s toast to all the house hunters out there, tirelessly searching for that dream home.

Whether you’re grilling with friends or lounging by the pool, let the dream of homeownership inspire you.

Cheers to the dreamers, the doers, and everyone hustling towards their happily-ever-home! 💛

08/31/2024

Imagine you have a magic wand, but it only grants you two wishes. Here are your options:

1 -> Retire at 45
2 -> FREE HOME
3 -> 800 credit score
4 -> $15,000 per month for life

Tough choices, right? Which two would you choose and why? 🤔

08/23/2024

Feeling overwhelmed by all those Pinterest home decor ideas? It's time to stop scrolling and start creating! Pick one simple project today and turn that inspiration into reality. Got a friend who's also stuck in the Pinterest rabbit hole? Share this with them and let's get decorating!

08/17/2024

If there's one reminder you don't want to ignore, it's this one! ⁠
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Before you hit the road and check out every home you've saved on Zillow, be sure you are pre-approved for a loan amount. This will save you time in filtering out homes in your price range and help narrow the search. ⁠
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Let's get you pre-approved today!!⁠
⁠

08/11/2024

Real estate transactions are a complex and involved process, but who exactly is involved?

There’s the Buyer and the Seller, but did you know their respective representatives such as Brokers, Agents, and even Attorneys are also involved in the process?

Appraisers and Inspectors may also be hired to evaluate the home, while the lender, such as a bank or mortgage company, will provide the funds for the purchase.

Finally, Title Companies are responsible for ensuring that the title to the property is properly transferred from the Seller to the Buyer.

With the right team in place, your real estate transaction will be smooth sailing!

08/07/2024

🏡 Big News for Home Buyers! 🏡

Mortgage rates have plunged to a 15-month low, with the 30-year fixed rate now at just 6.35%! 🎉 This marks a significant drop from last year's highs and the lowest rate since April 2023. Whether you're looking for a cozy starter home or a luxurious estate, these lower rates mean more savings for you.

Lower mortgage rates translate to lower monthly payments, allowing you to get more house for your money. Plus, with the Nashville real estate market booming, now is the perfect time to secure your dream home before rates rise again.

Let's take advantage of this incredible opportunity together. Contact me today to start your home-buying journey and lock in these fantastic rates!

📞 Contact me today to start your journey!
💻️ More details: https://www.investopedia.com/mortgage-rates-plunge-to-15-month-low-aug-5-2024-8690173

08/02/2024

You may be wondering...

If you decide not to continue about a property, that is okay. Sometimes, you may want to go in a different direction.

💵 When you make an offer on a house, you typically provide earnest money as a deposit to show your commitment to the purchase. If you back out without a valid reason, you may forfeit this deposit to the seller.

07/28/2024

Thinking of making an offer on your dream home? Don’t just focus on the earnest money deposit! The earnest money contract is just as crucial. Here’s why:

1️⃣ Deposit Amount: This figure shows your commitment and could influence the seller’s confidence in your offer. A reasonable deposit typically ranges from 1% to 2% of the purchase price, but sometimes more can make your offer stand out!

2️⃣ Contingencies: These are your safety nets. From home inspections and financing to the appraisal of the property, each contingency allows you to back out with your deposit intact if things don’t pan out as expected.

3️⃣ Deadlines: Know your timelines! Whether it’s the home inspection period or the final settlement date, staying aware of these deadlines ensures you navigate the buying process like a pro.

Always triple-check your earnest money contract to safeguard your deposit and secure your future home.

Ready to dive into the home buying process? Comment the word “Start” below and let me know your biggest concern when making an offer!

07/27/2024

Navigating the sea of washer and dryer options? Whether it's deciding between top load or front load, ground level or pedestal, white or slate—finding the perfect set can feel like a quest. Your laundry room deserves the best, so why not turn it into a space you love?

Consider brands like LG, Samsung, and Whirlpool for their innovative features and reliability. For pet owners, models from Electrolux and GE are excellent choices, offering specialized settings to tackle pet hair and allergens. Bosch and Maytag also provide robust options that combine efficiency with performance.

Share your go-to brands and styles, and let's find the set that not only meets your needs but also sparks joy every laundry day.

07/24/2024

Are you a fan of the cozy comfort of carpet or the timeless elegance of hardwood floors? Everyone has their own preference. Some people love sinking their toes into plush carpet, while others appreciate the clean lines and durability of hardwood. Which one resonates with you?

07/22/2024

Feeling overwhelmed as a new homebuyer? Totally normal! Remember, there’s no such thing as too many questions when it comes to finding your dream home. Whether it's queries about the property's condition or the vibe of the neighborhood, jot everything down.

These details aren’t just minor; they could be the deciding factors in your home purchase. Dive in, ask away, and arm yourself with information to make the best choice. Here’s to finding the perfect spot for you. Happy house hunting! 🏠🔍

Address

7065 Moores Lane Suite 100
Brentwood, TN
37027

Telephone

+16154856683

Website

https://debbihowardrealestate.com/

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