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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Hazel Marin

Home
United States
Brea, CA
Hazel Marin

We offer 🏠 mortgage solutions 🔑to our clients with the highest level of Professionalism and Trust! Grateful for 16 years and still growing 🤗 Give me a ☎️😇

05/12/2024

Happy Mother's Day! Blessings to a Gorgeous, Amazing, Wonderful, Sweet, Loving Mother...🥰

01/30/2024

Make your predictions before the Big Game!

12/09/2022

✨2022 REIH✨
Xmas Ugly Sweater 🎄

👠

11/10/2022

Stop by our Open House🙌
Thursday, November 10th
2pm - 5pm

Excellent Single Story Montclair Home. Home is located in the northerly top of Montclair with easy access to the 10 Frwy. Home has 3 Bedrooms, 2 Baths, Central Air. Property was recently upgraded, dual pane windows, 200 Amp Electrical panel with 220 outlet in the Garage, Complete Plumbing Re Route with pex coming from the main, New High end tank less water heater, New exterior stucco and paint, seamless rain gutters, and High end storm doors as a security feature. Inside there is a 20 x 21 room addition with a large brick fireplace, Led recessed lighting, New vinyl flooring through the home, and hard wired smoke detectors. Get ready to see this home!

For more information on this property DM or reach out to us
⬇️

02/01/2022

Goodbye LIBOR, HELLO SOFER ~

If you have or considering an or adjustable-rate mortgage loan…

LIBOR, or the “London Interbank Offering Rate,” is being phased out. SOFR, or the “Secured Overnight Financing Rate,” is becoming a new norm for many ARM loans.Why? It's been seen that the LIBOR index can be manipulated. That’s potentially harmful to consumers.What's different with SOFR loans?Other than its simply being a different index or the rate on which your loan rate would be adjusted, SOFR loans will adjust every six months instead of once per year. The SOFR is based on actual daily transactions and therefore is resistant to manipulation. This is better for consumers. If you have an existing loan based on LIBOR, your servicer will provide information on any change prior to its implementation. If you are considering a new loan, ARMs can be beneficial, as the rate is often locked in for 3,5,7 or even 10 years before the rate can change AND the starting rate is typically less than a comparable 30-year fixed rate loan. If you move or refinance before the rate is subject to change, a SOFR loan can provide for significant savings or even the possibility of a larger loan amount for what would have been the same payment as a fixed rate loan.

Talk to us to learn more. We’re happy to help you decide what will work for you.

02/01/2022

Happy Lunar New Year 2022🧧♥️

May good fortune be abundant this Chinese New Year❣️

February 1 this year and the celebrations will last for two weeks! Also known as Chinese New Year and Spring Festival, it is celebrated by Chinese communities across the world with traditions slightly varying from the other. The celebration begins with the rising of the second moon after winter solstice.

Thank you Erika & Laura for hosting such a beautiful & fun event! We had an amazing time. Loved the delicious spread of food & memorable fortune cookies🤣

#2022

01/29/2022

Always be kind to yourself. You deserve the same love and compassion you give to others!

01/28/2022

My bears! ♥️Always by my side 🐾

He’s been the best companion that ever happened to our home. Always ready to have fun, take naps, play but most of all, listen to my our conversations. 🤣I do know in my hearts of 💗he loves us❣️

#

01/26/2022

~ it’s been 2 years already~We miss u💛💜

#8 #24 🏀
🙏🏽

01/25/2022

There is always something to be grateful for~

01/25/2022

H E L L O ~

Decide ~ Commit ~ Succeed 💯

I ♥️keeping my clients informed on each milestone & listening to their needs. 😊📲

01/24/2022

Monday Motivation 🙌🏽

When prices are rising, why not let the market help you?

It's great to save up for a large down payment of 20% or more. Yet, when prices are on the rise, saving quickly enough to keep pace can be extremely difficult. In times such as these, why not let the market build equity for you instead?

Building Equity.
Owning a home in an appreciating market can build equity faster than most people can save. For example, a $200,000 home that appreciates by 6% gains $1,000 per month in equity.

What are the benefits of buying now?

💠Getting ahead of rising prices and rates. Purchasing with a small down payment often means you're required to purchase mortgage insurance (MI or PMI for Private MI). Your total monthly payment will be higher; however, the cost of mortgage insurance today can be a lot less expensive than buying a more expensive home at a potentially higher rate tomorrow.

💠Diverting rent payments to equity. If you’re currently renting, chances are good your monthly expense is already similar to a payment to own. When you consider that part of your payment is a reduction of principal balance, the real net cost can be far less.

💠Using appreciation to your advantage. While you’re saving to buy, appreciation (or rising home value) works against you. After you’ve purchased your home, rising value works with you to build equity and may even mean you can eliminate the cost of mortgage insurance more quickly.

💠Earning tax advantages. Many homeowners enjoy income tax savings based on the mortgage interest and real estate taxes they pay each year. Talk to your tax professional to see if tax advantages may reduce the actual cost of owning for you, too.

If you have questions about MI, appreciation and interest rates, reach out. 📲

Address

Brea, CA
92821

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+17143649125

Website

http://www.Emetlending.com/

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