Violetta Polyakov Real Estate Broker

03/11/2026

As the war in Iran continues to rivet the world, interest rates have been all over the map. That caused a split in demand for mortgages last week, with refinancing coming down and homebuyer demand rising with the kickoff of the spring market.
Mortgage rates surged higher last week to due rising oil prices, causing a recent boom in refinancing to pull back.
Real estate prices are experiencing a "correction" due to unstable economy and especially in Florida where high inventory and increased insurance costs are driving down prices.
Recent data shows home values declining in more than half of major US metros.
The outlook for the US housing market is that house prices are expected to stall at 0% this year

02/07/2026

Florida's real estate market in early 2026 is experiencing a correction with cooling prices, increased inventory, and rising foreclosure rates, particularly for condos. While statewide median home prices are around $370,000 to $380,000, the market features a mix of affordable areas like Dixie County ($95k) and booming, high-end luxury developments in South Florida and around Sarasota.

Market Trends and Insights
Correction & Prices: After high pandemic-era growth, home prices in many areas have flattened or declined, with some reports noting a 5-6% year-over-year drop in late 2025.
Inventory & Demand: Increased supply has led some sellers to withdraw listings rather than sell at lower prices.
Regional Differences: Central Florida prices stabilized around $380,000 by late 2025. Southwest Florida is experiencing significant market shifts, including a rise in short-sales.
Luxury Boom: The luxury sector remains strong, with projects like the Ritz-Carlton Residences in Palm Beach Gardens seeing high demand.

Affordability: Buying a $300,000 home in Florida generally requires an annual income of $75,000–$95,000.
Top Locations and Investment Areas
Palm Bay: Ranked high for balancing livability with a strong market.
Tampa: Remains a top city for investment and buying.
Suburban Orlando (e.g., Apopka/Ocoee): Highly desired for proximity to amenities and attractions.
Coastal Markets: Areas like Naples, Sarasota Bay, and West Palm Beach are hubs for luxury development.

Key Considerations
No State Income Tax: A major driver for in-state migration and investment.
Insurance & Taxes: Property taxes and insurance costs are significant factors in overall affordability.
Best Time to Buy: The market is becoming more favorable to buyers, especially in the condo sector.

07/15/2025

New Homes! Estates of Boynton Waters !

Discover the charm of brand-new estate-style homes in Boynton Beach and enjoy the benefits of living near Florida’s most stunning beaches.

Lyonia
5 bedrooms/4 baths
3,360 ft²
3 Car Garage

5 homes available, prices start from $999,990

07/09/2025

06/30/2025

https://www.forbes.com/advisor/investing/how-to-invest-in-real-estate/

Whether you have $100 or $100,000, investing in real estate can be a powerful wealth-building tool. I got my start with real estate investing in 2016 with the purchase of a run-down 1970s split level with four bedrooms. My W-2 income was less than $23,000 at the time. I lived with a rotating cast

06/30/2025

https://nypost.com/2025/06/26/real-estate/south-floridas-residential-market-is-in-a-months-long-slump/

Whether it’s a market meltdown or a much-needed course correction, dismal home sales in South Florida are sticking around.

06/30/2025

Prepare For 2025 Florida Condo Law Changes.

The newly adopted Florida legislation is reportedly designed to provide short-term relief for cash-strapped condo owners as they adapt to the changes being implemented as a result of the tragic Surfside condo collapse in June 2021, when nearly 100 people died and a $1 billion settlement was paid out to the families of the victims.

The legislation is of keen interest to Florida condo owners who are struggling to pay rising maintenance fees, hefty special assessments and pricey insurance rates.

After weeks of delay, Florida Gov. Ron DeSantis finally signed the legislation - dubbed House Bill 913 or HB 913 - in late June 2025. The legislation is scheduled to take effect this week on July 1, 2025.

04/17/2025

Budget deficit?

Analysis finds Amazon, Meta, Alphabet, Netflix, Apple and Microsoft averaged 18.8%, compared with 29.7% US average

04/08/2025

President Donald Trump has announced new tariffs that are expected to increase the cost of building homes in the U.S. While the worst-case scenario was avoided, home builders say the new rules will still drive up construction expenses.

These tariffs apply to a wide range of imported products—from appliances to flooring—and have raised the overall import tax rate to about 26%, up from 2.3% before Trump took office.

What it means for homebuyers ⬇️
Builders expect the tariffs to add around $9,200 to the cost of building a single home. When construction gets more expensive, builders typically have two choices: raise prices for buyers or accept lower profits. If profits shrink too much, they may slow down construction altogether.

These states are likely to be hit the hardest by higher building costs 📈
📍 Idaho: 40% of homes for sale are newly built
📍 North Carolina: 33%
📍 Delaware: 31%
📍 Utah and Nebraska: 28% each

Learn more: https://rltor.cm/hbpq8z

03/11/2025

https://dailyboulder.com/capital-one-shuts-down-over-300-trump-organization-accounts-in-move-seen-against-money-laundering-court-docs/?fbclid=IwY2xjawI9g2lleHRuA2FlbQIxMQABHQAkC5S6ab3JvIL1T-YDErkKyppLRr6ZXir90yYuG4_XM4d9YNmwUqGZmA_aem_SjcJPViDK8mgkPm5iq392g

Capital One has reportedly closed more than 300 accounts belonging to the Trump Organization as well as various accounts belonging to numerous Trump family members, according to legal filings. The …

03/06/2025

To all the realtors working for Keller Williams. Did you know that your company supports Project 2025? Do you agree with a total abortion ban, with illegality of divorce, with politics of isolationism, with dissolvement of Medicare, Medicaid and Social Security?
Here is the list of companies supporting turning America into oligarchy, repealing the law and order, and putting us back 150 years. If you work for any of the companies on the list and do not support their allegiance with Project 2025 - quit, walk out and make sure to let them know why!!!