08/10/2026
Your supervisor pulls you off light duty the same week the insurance company's doctor sends in his report. You never got a copy of what he actually wrote.
Under Montana law, your insurer may send you to a doctor of its choosing for an independent medical exam. That doctor is picked and paid by the insurance company, not by you. His opinion carries weight, but it isn't the final word on your case. If it conflicts with what your treating doctor says, that disagreement gets resolved by the Department of Labor and Industry or the Workers' Compensation Court, not in the exam room.
One visit. That's what your check can hinge on, unless you push back with your treating doctor's written opinion and the records behind it.
If you want a second set of eyes on that IME report, call us: 406-888-2222.