11/03/2026
Your foreman says, "Comp's got you covered, don't worry about the other driver." He means well.
If you got hurt in a crash while working, whether hauling a load, making a delivery, or driving a ranch road, you may have two claims going at once. For a covered worker hurt on the job, workers' comp generally handles the claim against your employer. A separate claim may exist against the driver who hit you. One doesn't automatically cancel the other.
The comp insurer may try to assert a lien to take a piece of what you recover from that driver. It can try. That lien is invalid unless you've been fully made whole.
We handle both workers' comp and the claim against the other driver, so both claims get looked at together. Call us at 406-888-2222 and we'll sort out which is which.