The M & M Team Realty

10/12/2026

I sold a house last year that had been in the same family since 1961.

The legal side was settled before we listed, and that mattered more than anyone expected it to, because an estate still working its way through probate can stall a closing at exactly the moment you cannot afford a delay.

Clearing the house took the family most of a month, so we built that into the schedule instead of pretending it would take a weekend.

Once it was ready it sold in eleven days.

There is a chapter on this in my free book, and I will happily send you a copy.

https://theresamiller.book.live/biz-card-book

10/12/2026

Why Most People Are Still Glad They Bought a Home

Don’t let today’s uncertainty make you lose sight of what homeownership can do over time. Most homeowners say they’d make the same choice again. And decades of home-price growth help explain why.
If you’re wondering whether buying makes sense for you right now, let’s look at the numbers together – and what owning a home could mean for you in the years ahead.

With everything going on, it’s understandable if you’re wondering if you’d regret buying right now.

10/10/2026

Sellers ask what they are actually paying for, and it is a fair thing to ask out loud.

Pricing comes first, and it has less to do with opinion than with knowing exactly which three houses on which three streets a buyer will be weighing yours against next month.

Then the marketing, meaning photographs that survive a phone screen, a description that sounds like a home rather than a spec sheet, and enough reach that you end up with more than one interested party, because one party is not a negotiation.

After that it turns into logistics: showings scheduled around your actual life, paperwork chased, the lender and the title company nudged along every few days.

And then the negotiating, which is usually where the compensation earns itself back several times over.

Very little of that is glamorous, but it is most of the job.

Ask me for a free copy of my book if you want the longer version.

https://theresamiller.book.live/biz-card-book

10/10/2026

🏡 REALTORS®, ARE YOU READY FOR THE NEW APPRAISAL CHANGES? 📊

The appraisal process is changing, and these changes could impact your real estate transactions!

Join the California Association of Black Real Estate Professionals (CABREP) for an informative webinar on UAD 3.6 (Uniform Appraisal Dataset) and learn what you need to know before the November 2, 2026, mandatory implementation.

🎤 Featured Speaker: Maureen Sweeney, SRA, AQB Certified USPAP Instructor and 2025 Chair of NAR's Real Property Valuation Committee.

We'll discuss how the new appraisal reporting standards may affect property valuations, contracts, timelines, and your ability to keep transactions moving smoothly.

📅 Tuesday, October 13, 2026
⏰ 9:30 AM to 11:00 AM Pacific
💻 Virtual via Zoom

Whether you're a REALTOR®, broker, appraiser, or real estate industry partner, this is information you don't want to miss!

🤝 Special thanks to our strategic partners: California Association of REALTORS®, Pacific West Association of REALTORS®, Southland Regional Association of REALTORS®, and Greater Los Angeles REALTORS®.

✅ Register today and invite a colleague!

🔗 https://www.zeffy.com/en-US/ticketing/the-appraisal-report-is-changing-is-your-deal-ready

Let's stay informed, prepared, and ahead of the changes impacting our industry!

Appraisal standards are evolving, and every shift affects your deals. This session offers a clear look at what's changing in appraisal reports and how those…

10/09/2026

There's been some talk about whether mortgage rates could climb to 9%. Here's some perspective.

Getting there would take a rare mix of things, all lasting a full year: a booming economy with no slowdown in jobs, the Fed raising rates more than expected, and the conflict in Iran continuing to keep oil prices high.

That's an unlikely combination. So, don’t let it make you worry.

Have questions about mortgage rates? Drop them in the comments. That's what a trusted agent is for – keeping you informed so a headline never makes your decisions for you.

10/08/2026

Renovate or Relocate? What To Know Before You Decide To Age in Place

Staying and moving can both be good choices. What matters most is finding the place where you'll feel comfortable and at home for years to come.

If you'd like help weighing the two, let's connect. We can look at what your house could sell for and what 55+ communities in our area have to offer, so you can decide what feels right for you.

You've spent years making your house feel like home, celebrating milestones, making each room your own, and turning neighbors into friends. As you look ahead to the next chapter of your life, it's natural to wonder if this is still the place you want to spend it.

10/08/2026

What does pre-approval actually get you?

Two things, and the first one is internal. You stop spending Saturdays in houses you were never going to be able to buy, which saves you a couple of months and a fair bit of heartache.

The second is what happens when a seller has two similar offers on the table and one of them arrives with a lender's letter attached.

Request a free copy of my buyer guide before you tour anything.

https://theresamiller.book.live/buyer-book

10/07/2026

Falling behind on a mortgage is the kind of thing people keep quiet about for months.

That silence is the expensive part.

Three or four payments down, you still have genuine choices in front of you, including selling the house on a timeline you set rather than one a court sets, and possibly a short sale if you owe more than the place would fetch.

What shrinks those choices is time, not the amount owed.

A lender will nearly always take a call from someone who rings them in month two, and nearly never negotiate with someone who has spent six months not answering the phone.

If this is where you are, it is worth a conversation before it becomes a decision.

Request a free copy of my book and start there.

https://theresamiller.book.live/biz-card-book

10/07/2026

The Fed is raising the Fed Funds Rate to cool inflation, and that can keep upward pressure on mortgage rates for a while. But you can still make a move that works for you.

It just takes the right strategy.

Buyers need to know their real budget at today's rates. Sellers need a price and plan that fits what buyers can afford right now.

Relief on rates could take some time. If you're thinking about a move, let's put together a game plan built for today's rates, so you'll know your next step.

10/06/2026

Buyers Have More Room To Negotiate Right Now

Good news if you're house hunting: the asking price may not be the final word. Right now, about 60% of homes are selling below their original asking price. With budgets stretched thin, a little give on price or terms can take some pressure off your wallet. But how much you can negotiate depends on where you're buying. So, let's chat about what you can ask for in the neighborhoods you're eyeing.