Hallaq Law Bankruptcy Attorneys Bellevue & Kent, WA

Hallaq Law Bankruptcy Attorneys  Bellevue & Kent, WA Are you stressed and anxious about growing credit card and/or medical debts? Are creditors calling on old bills and threatening garnishments?

Hallaq Law can help with debt relief and the first step is to call our firm for a free initial consultation. https://twitter.com/HallaqLaw

They say that there are only two things that are inevitable:  death and taxes.  There is a third:  Lawyers are expensive...
09/11/2026

They say that there are only two things that are inevitable: death and taxes. There is a third: Lawyers are expensive. That is just a fact of life and because of that, there is a temptation to represent yourself in court.
The truth is that you have an absolute right to represent yourself in court; it is called being “pro se”. There are times when acting pro se makes a lot of sense, especially when it is a relatively simple matter, with no opposing sides, that is transactional in nature, and that is largely forms driven. The court system has always allowed people to represent themselves, usually providing free law libraries for legal research and generous waivers of some deadlines or fees.
Now AI has entered the scene. Instead of wading through dozens of law books for hours at the library, now you can ask your favorite AI to generate a legal brief for you in a matter of seconds. I am a Bankruptcy lawyer, so at this point, you might be thinking I’m writing this because I’m worried about being put out of work. Lawyers will definitely have to adjust how they do business with AI, but this is more of a warning for those who want to use AI to represent themselves but don’t understand how it really works or how it will be applied in the court system.
Let’s say that you filed for Bankruptcy without an attorney and the Chapter 7 Trustee has decided to object to how you exempted your property, and if you don’t respond she might try to sell your house. This sounds like a perfect job for AI. You put in all the prompts and ask it to generate a response that favors you. In a few moments, you get a smartly worded brief that looks and sounds professional. It even has loads of case law that show that the Trustee’s position is wrong. Let’s even say that you go the extra mile and search for that case law on Google…and guess what? The case exists.
So, you submit your brief and think that everything is going to be fine. Then you go to court. The Judge asks you, did you use AI to generate this legal brief? You are in a tough spot. The way the question is asked is accusatory, and you might be tempted to say “no”.
First bit of advice. When a Judge asks you a direct question: Never lie. If you lie and say “no, your Honor, I drafted this myself” and it turns out that there are things in your brief that are wrong, you have nobody to blame but yourself. So, if you get asked whether you used AI, be honest and say “yes” …at a minimum, if there are errors, you can blame it on the AI.
And here is where the problem comes in. AI is very powerful but all the models have been programmed to satisfy the end user (you)…even if that means it needs to fake information, or downright lie. In fact, these days, nearly every Bar Association magazine has an article about a lazy attorney that got caught using AI and the case citations or quotes were fake. They didn’t do this on purpose, and I’m not saying that you would to this on purpose, but AI generates such high-quality material that most people never take the time to check its work.
See link in comment to read the rest of this blog.

We love 5 stars!
09/03/2026

We love 5 stars!

We have the best clients! Thanks, Michael!
08/06/2026

We have the best clients! Thanks, Michael!

Thanks for another great 5 star review, Candace!
07/14/2026

Thanks for another great 5 star review, Candace!

Hi guys!  We were nominated again for Best Bankruptcy Law Firm in the PNW. You can vote once a day until June 26th so pl...
06/13/2026

Hi guys! We were nominated again for Best Bankruptcy Law Firm in the PNW. You can vote once a day until June 26th so please go to this link and vote for Hallaq Law Bankruptcy Attorneys Bellevue & Kent, WA. Please be sure to hit the "SUBMIT" button to finalize your vote. Here is the link. https://www.votethepnw.com/
Thank you!

Vote once per day from June 8 through June 26.

Another fantastic review for Hallaq Law! Thanks, Sarah.
05/13/2026

Another fantastic review for Hallaq Law! Thanks, Sarah.

When I was in Law School, one of my professors constantly said “there is no such thing as a free lunch”.  Of course, wha...
04/29/2026

When I was in Law School, one of my professors constantly said “there is no such thing as a free lunch”. Of course, what he was saying is don’t expect the world to come and give you anything for free that you didn’t earn or pay for.
The same thing could be said about the myriad of advertisements that you get bombarded with on social media claiming to provide “free debt relief”. These advertisements make it sound like there is some government program that you aren’t aware of that will remove your debts if you just apply.
Another term I learned in Law School was “caveat emptor”, which is Latin for “let the buyer beware”. These “debt relief” programs are “for profit” companies that sound like they are non-profits, because their web sites have a lot of generic information that make them look like charities rather than companies who want to earn money off of you. What is even more insidious is that they have partnered with many long-standing reputable names of companies, especially famous news outlets, that make them sound very legitimate. Please understand that they are just using those names to get through the internet algorithm to reach you, but you will quickly be re-routed to a different company.
These companies basically offer two solutions, both of which are of marginal benefit to you. The first one is some sort of loan to pay off existing credit cards or medical debt. They will call this “debt consolidation”, but all they are “consolidating” is a bunch of your smaller loans into one big loan. Passing the same debt from Company A, B, and C, to Company D does not solve your problem, and unless they are offering you very favorable terms, you haven’t really resolved anything.
The second option is some sort of “debt relief” company. Now I’ve discussed these types of companies in the past. My general feeling is that they do not offer you anything that 1) you couldn’t do yourself without paying their fees, and 2) they do not actually get you on a path towards being debt free. What they do an amazing job at is getting the creditors to stop calling you, and that makes you believe that they have done something. In point of fact, all that they have done is have you sign a power of attorney form that forces your creditors to send all correspondence to them instead of to you. If you want to try one of these companies out, make sure that you get, in writing, a firm explanation of where your payments are going each month, and how long it will take you to be debt free.
I had a client call yesterday, and he wanted to know about how to get rid of his debt other than 1) paying off his debts, or 2) filing for Bankruptcy. Unfortunately, the way that the world works, those are really the two options. See link below to continue reading this blog

A good reminder for folks to do their research before hiring an attorney.  Thanks, Raul.
04/14/2026

A good reminder for folks to do their research before hiring an attorney. Thanks, Raul.

Address

40 Lake Bellevue Suite 100
Bellevue, WA
98005

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 9am - 2pm

Telephone

+12067516643

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