09/13/2026
🚗 But if I use my own insurance, won’t my rates go up?
This is a question we hear way too often after an accident.
UM/UIM coverage is there to help protect you when the at-fault driver has no insurance or not enough coverage for your injuries. You paid for that protection and knowing when it may apply matters.
Before you assume you can’t use your coverage, understand your options and talk to an attorney about your specific situation. ⚖️
Don’t leave potential coverage unexplored because of an assumption.
Follow for more information about your rights after an accident.