08/31/2026
Showed homes and had very important conversations with Clients!! 🏡🏠
🏠 RESALE vs. NEW CONSTRUCTION 🏡
Did you know the interest rate can make a BIG difference in your monthly payment?
Let’s compare a $325,000 home with a 30-year loan:
🔵 RESALE HOME — 6.75%
💵 Approx. $2,108/month principal & interest
🔵 NEW CONSTRUCTION — 4.25%
💵 Approx. $1,599/month principal & interest
That’s approximately $509 less per month with the lower rate! 😲
And remember, purchasing a home is about more than just the price.
🏠 RESALE
✔️ Market interest rate may apply
✔️ Closing costs and title policy depend on the contract
✔️ Older homes can have higher insurance costs
✔️ Previous insurance claims are part of the property’s history
✔️ Consider negotiating a home warranty
🏡 NEW CONSTRUCTION
✔️ Builder may offer special financing through their lender
✔️ Builder incentives may help with closing costs
✔️ New systems and appliances
✔️ Potentially lower insurance costs
✔️ No previous owner’s insurance-claim history
✔️ Builder warranties may provide additional protection
Every home and loan is different. That’s why having a REALTOR® who can help you compare the total cost of ownership is so important.
📲 Thinking about buying? Let’s compare your options before you decide!
Basilia Delgado, Realtor