Morgan McMahan, Benchmark Mortgage NMLS 1238610

Morgan McMahan, Benchmark Mortgage NMLS 1238610 Morgan McMahan
Loan Officer
NMLS #1238610
Benchmark Mortgage
Equal Housing Opportunity
Ark-La-Tex Financial Services LLC, NMLS #2143 Make it a Great Day!

Welcome and Thank you for visiting my page. At Benchmark Mortgage, our mission is to serve our clients with integrity and honesty. My personal mission is to provide my clients with exceptional service. I will continue to provide this same level of service for every past and future client so that I can position myself as their mortgage financial consultant for life. On the McMahan team, we

strive to meet the needs and exceed the expectations of every client. We put our clients’ needs above our own, and EARN their business and their referrals one transaction at a time! My name is Morgan McMahan, and I have been in the mortgage business for 6 years as a mortgage loan originator, NMLS #1238610. I have grown up in this industry, and have absorbed a wealth of knowledge from my family’s 30+ year involvement in this business. Whether you are purchasing a new home, refinancing your current home, or investing in residential property, I strive to provide the best possible home loan experience, and help you to make confident decisions about financing your home. I understand that every situation is unique and will work with you as you choose the options that will help you meet your home financing goals. I look forward to serving you! You can send me an email at [email protected] to get started.

08/31/2026

Workouts and Wisdom with my dear friend, Shaina Hebert!

Why has homeowner’s insurance gotten SO expensive?

Let’s break down so we can keep your costs down 💪🏼

08/28/2026

Hot Take on a Friday 🚨- You know the saying, don’t judge a book by its cover? Well, same can apply that a home! Good bones and a good neighborhood go a long way!

Dont be a judge judy; dig in deeper, and ask for seller credits to offset easy aesthetic fixes!

💁🏼‍♀️💅

.✨ Get Your Mortgage With Morgan ✨
08/26/2026

.
✨ Get Your Mortgage With Morgan ✨

08/21/2026

When the ‘Hot Takes’ get hotter… 🤣🫠🔥🥵

Here are numbers your lender looks at before saying you can afford a home:

1. Gross monthly income
2. Monthly debt payments
3. Debt-to-income ratio (DTI)
4. Credit score
5. Down payment
6. Cash to close
7. Assets/reserves
8. Interest rate
9. Property taxes
10. Homeowner’s insurance
11. Mortgage insurance
PMI, FHA mortgage insurance, or other applicable mortgage insurance.
12. HOA dues
13. Loan amount
14. Loan-to-value (LTV)
15. Housing expense / PITI
16. Home valuation from appraisal

Let me help you know your numbers!

08/19/2026

Homeowners insurance is getting more expensive… but here’s why you absolutely need it when you have a mortgage.

Yes, insurance premiums have been painful lately. And depending on where you live, coverage can be a significant part of your monthly payment.

Your lender requires homeowners insurance because the home is the collateral for your loan.

If something catastrophic happens to the property, the insurance helps protect you AND the lender.

And here’s why I tell buyers to pay attention to insurance before they fall in love with a house:

Your mortgage payment isn’t just principal + interest.

It’s often:
P&I + property taxes + homeowners insurance + PMI/MIP + HOA (if applicable)

So a house that looks affordable based on the purchase price may have a VERY different monthly payment once we add everything together.

Don’t just ask, “What can I qualify for?”

Ask, “What will this house actually cost me every month?”

That’s how we shop for a house and protect your financial peace. 🏡✨

Insurance requirements and coverage vary by loan type, property, and insurer. Talk with your insurance agent and lender about your specific situation.

08/14/2026

The Hottest of Hot Takes: Sauna Edition

** 20% down is not the end-all-be-all rule anymore **

Did you know if you are eligible, you can utilize a community assistance program to cover the down payment requirement so you don’t need to bring your own funds?

The most important part is making sure you’re comfortable with your payment, then we can create a reinvestment strategy for your money, and start building wealth!



Address

7200 N Mopac Expressway #260
Austin, TX
78731

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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