Kannon Moore Law

Kannon Moore Law We help folks get out of debt
so they can get on with their lives

08/16/2026

If what you’re currently doing isn’t clearing your debt, continuing down the same path won't fix it, it’s time to try a new strategy that actually works, folks. Book your free consultation

Do I Qualify for Chapter 7 Bankruptcy?I always tell folks that Chapter 7 bankruptcy is what everyone is scared of when t...
08/14/2026

Do I Qualify for Chapter 7 Bankruptcy?

I always tell folks that Chapter 7 bankruptcy is what everyone is scared of when they think of bankruptcy (because you could lose certain nonexempt assets that can't be protected by state or federal exemptions), but it's also the type of bankruptcy that everyone wants to file when it comes down to it.

However, bankruptcy law tells us that if you can afford to repay some of your creditors then you should file a Chapter 13 bankruptcy instead.

The means test is the primary way for determining whether you qualify to file a Chapter 7 bankruptcy, but it's not the only way.

Want to know if you qulify for a Chapter 7 Bankruptcy? Book your free consultation and together we can move forward to your fresh start.

Benefits of Chapter 7 Bankruptcy➡Chapter 7 bankruptcy is actually the most common form of debt relief in the U.S. ⏰The p...
08/14/2026

Benefits of Chapter 7 Bankruptcy

➡Chapter 7 bankruptcy is actually the most common form of debt relief in the U.S.
⏰The process typically lasts three to six months, allowing folks to move forward quickly.
✉Filing for Chapter 7 bankruptcy offers relief from unsecured debts, including credit card debt, medical bills, and personal loans.
🏦There is no payment plan with a Chapter 7 bankruptcy, so as long as debt qualifies for discharge then it's eliminated and folks never pays on the debt again.
🛑The automatic stay goes into effect immediately upon filing, providing a shield from creditor harassment by forbidding any attempts to collect debt from any person who's filed for bankruptcy.
💼Folks can stop making payments on their debts as soon as they file for Chapter 7 bankruptcy.
🛡Folks can safeguard essential assets through exemptions, such as their home, car, and retirement savings.
🛟Chapter 7 bankruptcy proceedings are generally resolved swiftly, enabling folks to focus on rebuilding their financial future while making informed decisions about their well-being.

If you are facing overwhelming debt, you don't have to face it alone, we are here to help.

Is Chapter 7 Bankruptcy a Real Debt Relief Option?Chapter 7 bankruptcy offers real debt relief by discharging qualifying...
08/13/2026

Is Chapter 7 Bankruptcy a Real Debt Relief Option?

Chapter 7 bankruptcy offers real debt relief by discharging qualifying unsecured debts and giving folks a fresh start.

After a Chapter 7 bankruptcy is filed, you can stop paying on the debt that's going to be discharged and all collection efforts must stop, meaning that you get to keep more of your money and you don't have to deal with people calling and asking you for money any longer.

However, filing Chapter 7 bankruptcy is a serious decision and in most cases should only be considered when repayment isn't possible within the next three to five years.

If you're struggling to make to make ends meet and barely even making minimum payments toward your debt, it's a good idea to at least consider bankruptcy.

If you're considering bankruptcy as an option, consult with a qualified bankruptcy attorney to assess your unique situation and determine the best course of action for achieving the debt relief you're looking for.

We are here to help!

08/09/2026

If you've been served by a debt collector and you have other debts that you're struggling to pay, then bankruptcy may make sense for you. We are here to help.

Getting served by a debt collector is usually the wake-up call that forces you to face your debt head-on and you don't h...
08/08/2026

Getting served by a debt collector is usually the wake-up call that forces you to face your debt head-on and you don't have to navigate it alone.

Many people spend years waiting to "catch up," only to find themselves stuck in one of two common situations:

Back on your feet, but too far behind: You’re working again, but accumulated interest and penalties make paying off the full balance impossible. A Chapter 13 plan can consolidate what you owe into one manageable monthly payment for 3–5 years, discharging whatever remains at the end.

Overwhelmed and paying in circles: You've been juggling payments for years, dropping one or two along the way just to survive. In this case, a Chapter 7 bankruptcy can wipe the slate completely clean, eliminating most, if not all, of your debt.

Bankruptcy isn't a failure; it’s a legal tool designed to give you a clean slate when you need it most.

Not sure if bankruptcy makes sense for your situation? Drop us a message or click the link in our bio to schedule a free, confidential consultation. Let’s look at your options together so you can make the right move for your future.

If you’ve just been handed court papers from a debt collector, I know your first instinct might be to stick them in a dr...
08/06/2026

If you’ve just been handed court papers from a debt collector, I know your first instinct might be to stick them in a drawer and hope the problem goes away.

Please don't do that, folks.

The reality is that millions of these lawsuits get filed every year, and the vast majority end in a default judgment. Why? Because people get overwhelmed, don't respond, and don't show up. When that happens, the court automatically hands the creditor whatever they asked for, often through a fast-tracked process that leaves you with zero voice.

Here is the most important step you can take right now: respond by filing an "answer."

Filing an answer is essentially raising your hand in court and saying, "Hold on, I'm participating in this." You only have a strict, limited window of time to get this done, but doing it stops that fast-tracked judgment in its tracks. It buys you crucial breathing room to look at your actual options and map out a real plan.

Filing an answer isn't the final solution, but it protects your rights while you figure out the best way forward.

If you've been served and aren't sure what your next move should be, reach out to us today to schedule a free consultation. We're here to help you navigate this.

Knowing who is suing you is one of the first steps to protecting your rights.Not every debt lawsuit is filed by the same...
08/05/2026

Knowing who is suing you is one of the first steps to protecting your rights.

Not every debt lawsuit is filed by the same type of company. Sometimes it's the original creditor, like the bank, credit card company, or medical provider you originally owed. Other times, it's a debt collector that purchased the debt from someone else.

Why does this matter? Because different creditors may be subject to different debt collection laws, and understanding who filed the lawsuit can help you better evaluate your legal options and how to respond.

If you've been served with a debt lawsuit, don't ignore it. Filing an answer within the required deadline can help protect you from a default judgment and give you the opportunity to defend your case.

If you're unsure who is suing you or what your next step should be, Kannon Moore Law is here to help. Schedule a free consultation to discuss your situation and learn about your options.

08/03/2026

You don't have to face overwhelming debt alone, we are here to help. Book your free consultation.

Picture this: You’re sitting on a Saturday morning, sipping your coffee in peace. Your phone sits right next to you on t...
08/01/2026

Picture this: You’re sitting on a Saturday morning, sipping your coffee in peace. Your phone sits right next to you on the counter, silent. No frantic screen flashing, no unknown numbers calling, no pit in your stomach when the mailbox opens down the driveway.

That sense of breathing room? For many of our clients, it actually begins before we even file their bankruptcy. And by the time the process is complete, they genuinely feel like new people, completely free from the heavy weight of debt stress.

Even after your case wraps up, life happens, and occasionally, post-filing issues pop up. A creditor or debt collector might improperly attempt to collect on a debt that was already legally discharged in your bankruptcy.

You don't have to face that alone.

At Kannon Moore Law, our team remains in your corner to protect you against discharge violations whenever they occur. Beyond keeping collectors in check, we guide you through the exact steps to rebuild your credit and establish long-term financial stability.

Navigating life after bankruptcy doesn't have to be overwhelming when you have etrusted legal support on your side.

📲 Ready to reclaim your peace of mind?
Reach out to our team at Kannon Moore Law today to schedule a consultation. Let’s talk about your path forward.

Address

7500 Rialto Boulevard, Suite 1-250
Austin, TX
78735

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 7am - 11pm
Sunday 7am - 11pm

Telephone

+15123798080

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