Suzie Beman-Realtor

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United States
Augusta, GA
Suzie Beman-Realtor

My name is Suzie Beman and I Love Augusta, GA!! I am licensed in GA and SC to serve the entire CSRA

09/11/2024

When buying a home, many first-time buyers focus on the down payment and mortgage payments but overlook several hidden costs that can add up quickly. Here are some of the most common hidden costs👇🏻

1. Closing costs: loan origination fee, appraisal fee, title insurance, attorney fees, home inspection fee, etc.

2. Property taxes: These vary by location and are based on the assessed value of your property and are often rolled into your monthly mortgage payment.

3. Homeowners insurance: Lenders typically require homeowners insurance, and it’s another cost that’s often included in your monthly mortgage payment.

4. Maintenance & repairs: Both routine maintenance and unexpected repairs should be budgeted for.

5. Utilities & HOA fees: Utility bills may be a bigger expense if you are upgrading from a small apartment to a full family home. Neighborhood online groups can help give you an idea of what your utilities may cost in comparable homes in your area. While not everyone has an HOA fee, it’s important to know if you do and what the cost will be.

Being aware of these hidden costs and budgeting for them can help you avoid financial surprises and ensure a smoother home-buying process!

Questions? Call my cell!
706-799-9118
[email protected]

09/09/2024

🏡🏡🏡🏡 UNDER CONTRACT🏡🏡🏡🏡

Thrilled for my buyers on securing this gorgeous West Lake home! Numerous showings and with multiple offers on this home, with strategic terms, we came out on top! Excited for them to move closer to family and for our neighborhood to have this wonderfully family!!! We will also be managing their current home rental!

Looking to buy or sell? I'd love to earn your business!
Suzie Beman-Realtor

08/15/2024

Thrilled for my repeat clients on getting their dream land under contract! Multiple offers on this property and we came out on top! Next up, planning and building their forever home!!!
Suzie Beman-Realtor

07/15/2024

🏡🏡🏡 UNDER CONTRACT🏡🏡🏡
Super excited for my buyers on getting this gorgeous home under contract and moving closer to family! Shout out to my broker Andy Lucas for helping with this one as I was on a remote island with limited internet🤣 Looking forward to closing on this home while we will also manage the rental of their current home!!!
Suzie Beman-Realtor

04/12/2024

What’s keeping you away from homeownership? If you're going to pay monthly for your housing expenses, why not pay towards something you own? Somewhere you can make renovations, and potentially increase the value of your home over time. If you're ready to buy, contact me today!

04/10/2024

If you’re a homeowner, think back to your experience being a first-time buyer. What do you wish you would’ve known? What would you tell first-time buyers before they enter the world of homeownership? We would love to hear from you!

04/08/2024

When buying a home, it pays to make sure you have all the information you need to make an informed decision. During the due diligence stage, you'll want to give every aspect of the transaction a once-over before closing. Among other things, you will want to review your appraisal and inspection before the due diligence period ends.

04/05/2024

What are you in the market for? Whether you are looking to buy or sell a home, we can help. Our role in the process can look different depending on what your needs are. For some clients, an agent may be the listing agent for the home you are selling as well as your buyer’s agent if you are purchasing a different home. No matter what you need, we are here to help. Let’s chat!

04/03/2024

When you start considering a property, there are a few key things you should always try to look at before making your decision. While some factors, like size, can potentially be adjusted in the future, others, like location, cannot. Here are 5 factors you should consider when buying a property.

04/01/2024

Do you know the difference? Assessed value is the amount your local government thinks your home is worth - this is what is used to determine property taxes. Appraised value is the amount a professional home appraiser thinks your home is worth. This amount is typically used by lenders when considering a mortgage application.

03/29/2024

Today’s home buyers are looking for move-in ready homes. Ensure your home is in top condition to get the most attention and the highest possible price. If you want to get the most bang for your buck, focus on features that most home buyers really want to see. Over 80% of buyers are looking for homes with exterior lighting, energy saving windows, and ceiling fans. These can be a low cost investment that buyers would love and that you can enjoy for as long as you live in the home.

03/27/2024

If you’re in the market for a new home, there is plenty you can do ahead of time to make the process go a little smoother. A major step in the home-buying process is securing your home loan with a lender. Here is a brief list of items your lender will likely ask for to determine how much buying power you will have. Getting these documents ready now will help to streamline the process!

Address

111 10TH Street STE 1
Augusta, GA
30901

Website

https://realestatesimplified.io/

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