08/28/2015
We recommend to having Med-Pay Coverage. If you don't have it, contact your agent and see what the cost is.
Med-Pay is medical coverage through your automobile insurance. Most people do not know whether they have med-pay coverage. The only sure way to tell is to examine every policy of automobile insurance that may be involved. Review the declarations page, and if there is any questions, call your agent.
Med-pay is extremely important to your recovery. A patient with soft tissue injuries may require diagnostic procedures such as a CAT scan, Thermogram, or MRI, or a consultation with a specialist such as a neurologist or orthopedist. These procedures are expensive and usually require immediate payment.
With Med-pay, you can get the treatment you need and pay your medical bills as you go. You do not have to wait for a determination of how the accident happened. Also, you avoid the risk of having to pay the bills yourself if the outcome of your personal injury claim should be unfavorable. As long as the treatment is reasonable and necessary, med-pay will your bills promptly.
This is information for you to have peace of mind. Why not pay the extra $5-10 a month coverage.