Josh Blair, Mortgage Specialist, NMLS# 1282099

Start your application today! Purchase | Refinance | Build | Renovate
The Smart Choice for Mortgages! Service is more than just a word; it’s our commitment to you. Starting over 100 years ago from our humble beginnings as Newbury State Bank, University Lending Group continues that same tradition of customer service by being a full-service mortgage bank. Our goal is to provide a comprehensive selec

tion of competitively priced loan products to our customers through our loan production offices. Our products and services meet the needs of today’s mortgage customers by providing a vast array of products not traditionally available to small community banks. Programs include Conventional, Jumbo, FHA loans, VA loans, 203K loans, Renovation Loans, One-Time Close Construction Loans, State-Sponsored Housing Loans, and USDA Rural Development loans. Our diverse, geographic footprint affords our customers exceptional service. All loans are processed, underwritten, closed, and funded locally in each community by an experienced and highly qualified team of mortgage professionals with knowledge of the area. The mortgage department is owned and managed by seasoned mortgage bankers with over 100 years of combined experience. University Lending Group has surrounded itself with a very experienced and committed team that specializes in operating a mortgage department in a community bank environment. University Lending Group reserves the right to moderate and remove any content (such as posts or comments) if they are deemed inappropriate, viewed as spam, or contain profanity. Any users that violate our guidelines may also be suspended/blocked at our sole discretion. The content provided on our sites is owned and/or licensed by University Bank unless otherwise indicated. Facebook.com is owned by a third party that is unaffiliated with University Lending Group. University Lending Group is not responsible for the privacy or security policies at this site or other third-party sites that may be linked to by this page or other Facebook.com pages. University Lending Group does not endorse and is not responsible for any ads that Facebook.com may place on this page, or for the content, products, advice, opinions, recommendations, or other material of third-party sites or other pages on Facebook.com. We may occasionally post links to third-party sites or share third-party content. This does not, in any way, constitute an official endorsement of any individual, website, or company. By accessing these sites, you are agreeing to be bound by these terms and any other applicable policies and guidelines established by University Bank, including (but not limited to) our website’s privacy and data security practices and policies, and by all terms and conditions established by any unrelated third parties that host University Bank’s sites. Please note that University Bank is not responsible for, and does not control, any third-party sites’ terms and conditions, privacy, and data security practices and policies. You further agree that your activities on our sites will not violate any applicable law or regulation, or the terms of any existing agreements you may have with us. Any unauthorized use of our sites or misuse of any information posted on our sites is strictly prohibited. Our sites are public, and the opinions, statements, and viewpoints expressed by their participants do not reflect the opinions of University Bank or constitute an official position of University Bank. We are not responsible for any content posted by users, including posts made by employees, partners, or agents who are not authorized administrators of our sites. All materials on our sites are provided on an “as is” basis. University Bank makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties, or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. The information and content provided on our sites are intended for informational purposes only. University Bank may revise these terms of use for its sites at any time without notice. By accessing these sites, you are agreeing to be bound by the current version of these terms of use. University Lending Group (ULG), a division of University Bank (UB) – Equal Housing Lender - NMLS 715685 (www.nmlsconsumeraccess.org), Member FDIC. Massachusetts Mortgage Lender License ML93460. 2015 Washtenaw Ave, Ann Arbor, MI 48104. For a complete list of states UB can provide financing in, please visit https://www.university-bank.com/licensing. ULG & UB are not affiliated with any government agency. Content is not a commitment to lend or an offer for a rate lock agreement. All mortgage transactions are subject to credit approval, verification of application information, and satisfaction of all underwriting conditions and requirements. Restrictions apply. Illinois Mortgage Banker Licensee, License No. MB. 6760806, State of Illinois Department of Financial and Professional Regulation, Division of Banking, 100 W. Randolph, 9th Floor, Chicago, IL 60601; (312) 793-3000; www.idfpr.com.