Natalya Kelly, Realtor

Natalya Kelly, Realtor Twin Cities Realtor | NS Real Estate Group | Probate Specialist | Brokered by Ashworth Real Estate I chose a career in real estate for several reasons.

Firstly, my background in customer service has instilled in me a passion for helping others. Whether it was as a salesperson or a wholesale buyer, my focus was always on delivering the best value and service to my customers. Throughout my various business endeavors, I had the opportunity to observe the work of real estate agents and became captivated by the behind-the-scenes efforts they put into

making transactions seamless. I was fascinated by the way they navigated the complexities of the real estate market to bring deals to the closing table. This experience, combined with my passion for assisting others and providing exceptional customer service, motivated me to pursue a career as a real estate agent. I wanted to leverage my knowledge and skills to help individuals and families navigate the process of buying or selling properties, ensuring they receive the best value and support along the way. By becoming a real estate agent, I have the opportunity to merge my passion for customer service with my fascination for the complexity of the real estate industry. I am dedicated to helping clients achieve their real estate goals and making their experience as smooth and successful as possible.

🏡 The Midwest continues to stand out in today's housing market.While pending home sales across the U.S. increased 3.8% i...
06/19/2026

🏡 The Midwest continues to stand out in today's housing market.

While pending home sales across the U.S. increased 3.8% in May, according to the National Association of REALTORS®, the Midwest saw one of the strongest regional gains with an impressive 8.1% month-over-month increase in signed purchase contracts.

🌞🧺 Happy International Picnic Day!Today is the perfect excuse to step outside, soak up some sunshine, and enjoy good foo...
06/18/2026

🌞🧺 Happy International Picnic Day!

Today is the perfect excuse to step outside, soak up some sunshine, and enjoy good food with great company. Whether it's a picnic in your backyard, at a local park, or by the lake, it's the simple moments that create the best memories.

Pack your favorite snacks, grab a blanket, and enjoy the fresh air. Bonus points if you leave your phone in your pocket and stay present.

Not sure what to pack? I've got you covered! Check out a few easy and delicious picnic recipes below that are perfect for sharing with family and friends. 🍓🥪🍉

BTW: What's your must-have picnic snack?

🍓 Strawberry Chicken Pasta Salad
Ingredients:
3 cups cooked pasta
2 cups cooked chicken, diced
1 cup strawberries, sliced
½ cup feta cheese
¼ cup sliced almonds
¼ cup poppy seed dressing

Directions:
Mix all ingredients together and chill before serving.

🥪 Turkey & Avocado Pinwheels
Ingredients:
4 large flour tortillas
8 slices turkey
1 avocado, mashed
4 slices provolone cheese
Lettuce leaves

Directions:
Spread avocado on tortillas, layer turkey, cheese, and lettuce. Roll tightly and slice into pinwheels.

🍉 Watermelon Feta Skewers
Ingredients:
Watermelon cubes
Feta cheese cubes
Fresh mint leaves

Directions:
Thread onto skewers and refrigerate until ready to serve.

"Found a mover online that quoted half the price of everyone else!"Sounds like a great deal... or is it? 🤔Moving can be ...
06/17/2026

"Found a mover online that quoted half the price of everyone else!"

Sounds like a great deal... or is it? 🤔

Moving can be stressful, and unfortunately, scammers know it.

Before hiring a moving company, watch for these red flags:

🚩 They won't do an in-person or virtual inspection.
🚩 They demand a large deposit upfront.
🚩 They don't have a USDOT license for interstate moves.
🚩 They don't have a local business address.
🚩 They provide only non-binding estimates.
🚩 They show up in an unmarked rental truck.
🚩 Their website is full of unbelievable deals and limited information.

A reputable mover should be transparent about pricing, licensing, insurance coverage, and the moving process from start to finish.

Whether you're buying, selling, or relocating, taking a few extra minutes to vet your moving company could save you thousands of dollars and a lot of headaches.

Have you ever had a great (or terrible) experience with a moving company? Share your story below.

🚀 SpaceX Just Made History! 🚀Elon Musk’s SpaceX reportedly became the biggest IPO ever, raising over $75 billion and rea...
06/16/2026

🚀 SpaceX Just Made History! 🚀

Elon Musk’s SpaceX reportedly became the biggest IPO ever, raising over $75 billion and reaching a value of more than $2.1 trillion. 📈🌎

What's an IPO? 🤔
Think of a company like a house. 🏡

Before an IPO, only a few people own the house. After an IPO, the company divides ownership into millions of tiny pieces called shares, and anyone can buy a piece and become a small owner.

It's similar to real estate investing. When you own part of a property, you benefit if its value goes up. With stocks, you're owning part of a company instead of a house.

Thinking about selling your home?Many homeowners focus on one question: "How much can I sell my home for?"But an equally...
06/15/2026

Thinking about selling your home?

Many homeowners focus on one question: "How much can I sell my home for?"

But an equally important question is: "What will it cost me to sell?"

Some common expenses sellers may encounter include:

✓ Real estate commissions
✓ Closing costs
✓ Pre-listing repairs or updates
✓ Inspection-related repairs
✓ Moving expenses
✓ Staging and marketing costs

The good news is that not every seller faces all of these expenses, and many costs can be planned for ahead of time.

That's why it's important to understand your estimated net proceeds before putting your home on the market. Knowing what you'll walk away with can help you make smarter decisions about timing, pricing, and your next move.

Curious what your home might sell for and what your estimated proceeds could look like? Let's connect and run the numbers.

Natalya Kelly, Realtor®
📲 612-351-3808
📧 [email protected]
🏢 NS Real Estate Group | Ashworth RE

Many people feel today's mortgage rates are unusually high. But a look at history tells a different story.In 1981, the a...
06/13/2026

Many people feel today's mortgage rates are unusually high. But a look at history tells a different story.

In 1981, the average mortgage rate reached 16.63%, the highest annual average ever recorded. For one week in October, rates climbed even higher to 18.63%.

To put that into perspective, a $200,000 mortgage at 16.63% would have carried a monthly principal and interest payment of approximately $2,800.

Now consider inflation.

A $200,000 home in 1981 would be roughly equivalent to a $700,000-$800,000 home today. While home prices have increased significantly over time, mortgage rates remain well below the levels buyers faced more than 40 years ago.

This doesn't mean affordability isn't a challenge today. Rising home prices, insurance costs, taxes, and higher interest rates have created their own obstacles for buyers. However, it serves as a reminder that every market cycle presents different challenges and opportunities.

The question isn't whether today's market is easy or difficult. The question is how buyers and homeowners can make informed decisions based on current conditions rather than headlines.

I'm curious...

Would you rather purchase a $200,000 home at 16.63% in 1981 or a $750,000 home at today's mortgage rates?

What is a mortgage interest rate and why does it matter? 🏡Think of it as the “cost” of borrowing money to buy a home.The...
06/12/2026

What is a mortgage interest rate and why does it matter? 🏡

Think of it as the “cost” of borrowing money to buy a home.

The higher the interest rate:
• The higher the monthly payment
• The more you pay over time

The lower the rate:
• The more buying power you may have
• The lower your monthly payment could be

Even a small rate change can make a big difference in affordability.

That’s why buyers pay close attention to mortgage rates before making a move.

🏡 Twin Cities Housing Market Update | Week of June 12, 2026The latest Twin Cities housing data highlights a market that ...
06/12/2026

🏡 Twin Cities Housing Market Update | Week of June 12, 2026

The latest Twin Cities housing data highlights a market that remains active, but increasingly price-sensitive.

📊 This week's activity:

🏠 1,802 new listings
✍️ 1,053 pending sales
🔑 1,020 closed sales

📉 1,067 price reductions
📈 75 price increases

🔄 107 homes back on market
🚫 226 cancelled listings
⏳ 145 expired listings

👀 The number that stands out most is the 1,067 price reductions.

While buyer activity remains healthy with more than 1,000 pending sales, many sellers are discovering that today's buyers are taking a more measured approach. Buyers have more inventory to choose from and are paying close attention to pricing, condition, and overall value.

☀️ We're also entering a seasonal period that is unique to Minnesota. School is out, graduation parties are wrapping up, vacations are underway, and many families are focused on making the most of our short summer season. Historically, this often leads to a slower pace of activity compared to the busy spring market.

💡 My takeaway: This is not a weak market. It's a market that is becoming more balanced.

✅ Homes that are properly priced and well-prepared continue to attract buyers.
⚠️ Homes that miss the mark are facing more competition and often require price adjustments.

Success in today's market is less about timing the market and more about understanding it.

🤔 What are you seeing in your neighborhood? Are homes still moving quickly, or are buyers taking a little more time before making decisions?

Homeownership isn’t always glamorous… but sometimes the house gives back 😂🏡
06/10/2026

Homeownership isn’t always glamorous… but sometimes the house gives back 😂🏡

Foreclosure doesn’t happen overnight.For many families, it starts with a job loss, medical bills, divorce, rising expens...
06/04/2026

Foreclosure doesn’t happen overnight.

For many families, it starts with a job loss, medical bills, divorce, rising expenses, or simply falling behind little by little.

If you or someone you know is struggling with mortgage payments, the worst thing to do is ignore the situation and hope it goes away.

There are often more options available than people realize:
• Loan modifications
• Repayment plans
• Selling before foreclosure
• Assistance programs
• Negotiating with lenders

The earlier you ask questions, the more choices you usually have.

Homeowners should never feel embarrassed about financial hardship. Life happens. What matters most is taking action early and understanding your options before deadlines start piling up.

And sometimes, one conversation can make a huge difference.

Natalya Kelly, Realtor®
📲 612-351-3808
📧 [email protected]
🏢 NS Real Estate Group | Ashworth RE

Address

16034 Norway Street NW
Andover, MN
55304

Telephone

+16126885366

Website

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