Gary The Mortgage Expert - RateSaver Mortgage Inc

01/14/2026

RateSaver Mortgage Rates are LOWER than Bank Rates...
RateSaver Mortgage Inc rates (1/14/26)...
30 year fixed FHA - 5.49%*, Conventional - 5.625%*

Bank of America - 6.0% 30 yr fixed Conventional loan
U.S. Bank - 5.99% 30 yr fixed Conventional loan
Why pay more???

*5.625% Note rate for $250K loan, $340K Sales Price, 30 yr fixed, APR=5.897%, subject to underwriting approval, FHA option 5.49%, $250K loan, $260K Sales Price, 760+ credit score, APR=6.295% after MIP. Rates change daily and sometimes midday. Loan must be pre-approved and sales contract received to be locked.

Click here for details... www.GaryTheMortgageExpert.com
Call me today!
-Gary the Mortgage Expert, 864-979-1111
Gary Schoenholz NMLS # 107429
RateSaver Mortgage branch
NMLS # 1847969
Licensed in South Carolina

01/02/2026

Would a CASH OUT REFI or HOME EQUITY LINE help you pay off Christmas bills?

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Click here for details... www.GaryTheMortgageExpert.com

Call me today!
-Gary the Mortgage Expert, 864-979-1111
Gary Schoenholz NMLS # 107429
RateSaver Mortgage branch
NMLS # 1847969
Licensed in South Carolina

11/12/2025

Support Upstate South Carolina businesses. It makes a difference.

11/11/2025

A couple recent 5 star reviews on Google...
"Gary was very professional & kept us updated on our loan process daily... was a pleasure to do business with someone who will answer his phone personally..."

"Gary helped me refinance my house and lowered my rate below 6%! Saved me almost $500 a month!"

Call me today!
-Gary the Mortgage Expert, 864-979-1111
www.GaryTheMortgageExpert.com

Gary Schoenholz NMLS # 107429
RateSaver Mortgage branch
NMLS # 1847969
Licensed in South Carolina

09/30/2025

The Fed dropped interest rates this month. Where are mortgage rates today? Click and find out ---> https://www.garythemortgageexpert.com/

Gary Schoenholz NMLS # 107429
RateSaver Mortgage branch
NMLS # 1847969
Licensed in South Carolina

09/12/2025

I can get 5.875%* for a 30 yr fixed REFI today if you have 25%+ equity and good credit. 4.875%* 15 yr fixed. Call me today. 864-979-1111. www.GaryTheMortgageExpert.com

*APR=5.598% 15 yr, 6.275% 20 yr, 6.297% 30 yr. (Conventional loan, 780+ credit score, $250k loan, and $420K value/appraisal, 34% DTI, primary residence, 30 day rate lock, rates subject to daily changes until the rate is locked). Rates displayed may be previous business day’s rates, but rates are updated multiple times per week (for exact quote, call 864-979-1111). Rates are not guaranteed until a rate lock is executed and the loan closes. RateSaver Mortgage currently does NOT originate Construction loans. All loans are subject to final underwriting approval in order to close.

Gary Schoenholz NMLS # 107429
RateSaver Mortgage branch
NMLS # 1847969
Licensed in South Carolina

RateSaver Mortgage Inc, Great Rates. Easy, predictable mortgage process. Over 25 years of lending experience helping more than 1,500 borrowers.

09/05/2025

TODAY is my LOWEST MORTGAGE RATES of the YEAR! See my rates--->

RateSaver Mortgage Inc, Great Rates. Easy, predictable mortgage process. Over 25 years of lending experience helping more than 1,500 borrowers.

06/25/2025

Rates have been dropping...
Today's Conventional 15 year fixed = 5.375%*
Today's FHA 30 year fixed = 5.99%**

Call me today (864) 979-1111.

*APR=5.898% 15 yr, 6.575% 20 yr, 6.675% 30 yr. (Conventional loan, 780+ credit score, $250k loan, and $420K value/appraisal, 34% DTI, primary residence, 30 day rate lock, rates subject to daily changes until the rate is locked). Rates are updated multiple times per week (for exact quote, call 864-979-1111). Rates are not guaranteed until a rate lock is executed and the loan closes. **FHA Note rate=5.99%, APR=6.895%, 660+ credit score, $250K FHA purchase loan. All loans are subject to final underwriting approval in order to close.

Send a message to learn more

06/23/2025

You would be surprised at how LOW my 30 year fixed FHA rates are. Click here and find out...

06/20/2025

Now is the time to buy. Mortgage rates are projected to drop the 2nd half of the year, but when rates drop, home prices will rise. Buy now BEFORE prices go up! Call me at 864-979-1111 to get a preapproval.

10/30/2024

RateSaver 2nd Mortgage Rates are LOWER than Bank Rates...

RateSaver Mortgage Inc 2nd mortgage rates (10/30/24)...
20 year FIXED - 8.25%*
Payment for $50K = $426.04*

Bank of America - 9.83% ADJUSTABLE rate loan (ARM)*
Chase Bank - NO 2nd mortgages even offered...

*8.25% Note rate for a $50K 2nd mortgage loan, $400K Home value, 20 yr fixed, APR=8.875%, 740+ credit score, subject to underwriting approval. Rates change daily and sometimes midday. Loan must be pre-approved and sales contract received to be locked. Bank of America adjustable rate HELOC rate of 9.83% is after their 6 month intro rate period is complete.

Gary Schoenholz (864) 979-1111
RateSaver Mortgage Inc
http://www.GaryTheMortgageExpert.com
NMLS #107429, Branch NMLS #1847969
Licensed in South Carolina

10/07/2024

My 15 year fixed rate is down to 5.375%* today. Rates have been lower lately versus this past Spring. I have seen other banks and mortgage companies much higher today. Go to my website and see my low 30 year fixed too; www.GaryTheMortgageExpert.com with rates updated daily.
*Based on a $250,000. loan for a $420,000 purchase with a 740+ credit score on rates for 10/7/24, Note rate = 5.375%, APR=5.785%, subject to final loan approval, rates change daily.
-Gary Schoenholz 864-979-1111, NMLS # 107429
RateSaver Mortgage NMLS # 1847969
Licensed in South Carolina