09/09/2026
So many Alaskans believe they’re “fully covered.” But there’s a hidden trap in that phrase. If you waived uninsured/underinsured motorist coverage, you’re only halfway protected. Here’s why that matters:
Let’s say you’re hit by a driver who carries nothing but the state minimum liability coverage. In Alaska, that’s just $50,000. A serious injury can run past that amount in a single ER visit. Without UIM, once their policy caps out, you’re stuck with the rest of the bills — whether it’s $5,000 more or $500,000 more.
That’s the financial cliff too many drivers fall off. And it’s preventable. Uninsured/underinsured motorist coverage is designed for this exact scenario. It’s not an add-on — it’s essential.
At Kelley & Canterbury, we’ve seen what happens when people waive this coverage, and we’ve fought for families left in the aftermath. Chris and Michaela don’t just practice law here — they live here. Married, Alaska-raised, they go above and beyond for their clients, talking through their cases while walking their Irish setters or over dinner at their Eagle River home. For 50 years, they’ve been protecting Alaskans like you.
If you’re ever in an accident, remember: 911 first. Then Kelley & Canterbury at 907.276.8185.
© Kelley & Canterbury LLC. All rights reserved.