Schumacher Group/Baird & Warner

10/20/2026

Want a More Affordable Home? Don’t Overlook Condos. https://www.simplifyingthemarket.com/en/2026/10/19/want-a-more-affordable-home-dont-overlook-condos?a=1734-8b489f12d323ad29a49fb5ea8cb07ec9

10/18/2026

Schumacher Group

Want to move but don’t want to give up your current low rate? This is for you.
Data shows homeowners with a mortgage have an average of $310K in equity right now.

And that means if you've been putting off a move because you don't want to give up the mortgage rate you locked in a few years ago, your equity could help.

You could use it toward a bigger down payment and borrow less at today's rates.

Or, if you're downsizing, you might even be able to buy your next home in cash. No mortgage. No worrying about today’s rates.

Want to know how much equity you have and what it makes possible for you? DM me, and I'll help you find out.

10/18/2026

Schumacher Group

The Biggest Credit Hurdle for Renters Who Want To Buy

The credit landscape is changing, but action is required on your part. You have to take credit for what you do. And the sooner you get started, the better.

Ready to see where you stand? A quick conversation with a loan officer costs you nothing and could show you you're closer to owning a home than you think.

What's the biggest payment you make every month? If you’re a renter, it's probably your rent.

10/18/2026

Schumacher Group

Same time of year. 2 very different stories. And mortgage rates are a big reason why.

Last fall, mortgage rates came down and the number of homes for sale barely budged. This fall, rates have climbed above 7%. Some buyers have pulled back, homes are taking longer to sell, and instead of coming off the market, more listings are sticking around.

Since August, the number of homes for sale has grown by about 25,000. So, what does that mean for you?

Buying? You’ve got more homes to choose from and potentially more room to negotiate on price, repairs, or closing costs.
Selling? Buyers have more options, so you’ve got to give them a reason to choose your house. That means getting the price right from day one and making sure your house stands out from the competition.

Want to know what this shift looks like where you live? Drop a comment or send me a DM, and let’s look at the local numbers together.

10/17/2026

The Biggest Credit Hurdle for Renters Who Want To Buy https://www.simplifyingthemarket.com/en/2026/10/16/the-biggest-credit-hurdle-for-renters-who-want-to-buy?a=1734-8b489f12d323ad29a49fb5ea8cb07ec9

10/16/2026

Homes Are Still Selling – Even in a Slower Market https://www.simplifyingthemarket.com/en/2026/10/15/homes-are-still-selling-even-in-a-slower-market?a=1734-8b489f12d323ad29a49fb5ea8cb07ec9

10/15/2026

Schumacher Group

Why There are More Homes for Sale Right Now (and What It Means for You)

In many places right now, inventory is growing and homes are taking a bit longer to sell. And that’s information that should shape the strategy you use going in.

Whether you're buying or selling, let's look at how long homes are taking to sell in your neighborhood, so your offer, or your price, fits today's market.

Mortgage rates being back above 7% isn't exactly the news most people wanted. But it’s changing the market in ways that matter whether you’re buying or selling.

10/15/2026

Schumacher Group

Homes Are Still Selling – Even in a Slower Market

Don't let a headline about slowing home sales convince you no one is buying. Homes are still selling every minute of every day.

If you need or want to move, let's talk about what it'll take to make sure yours is one of them.

If you’ve seen headlines saying home sales are slowing down, you may be wondering: is this really a good time to sell?

10/15/2026

Why There are More Homes for Sale Right Now (and What It Means for You) https://www.simplifyingthemarket.com/en/2026/10/14/why-there-are-more-homes-for-sale-right-now-and-what-it-means-for-you?a=1734-8b489f12d323ad29a49fb5ea8cb07ec9

10/15/2026

Schumacher Group

Hoping mortgage rates will come down soon? The latest inflation report just made that outlook a little more complicated.

Inflation climbed to 3.7% in September, higher than economists expected. And while rising gas prices were a big driver, costs increased across several other categories too.

Why does that matter for housing? Because stubborn inflation makes it harder for the Fed to justify lowering their Federal Funds Rate. It could even increase the chances of another hike.

Now, the Fed doesn't directly control mortgage rates. But inflation and Fed expectations influence them, which means there's no guarantee mortgage rates will move lower anytime soon.

If you're planning to buy or sell, don't let a hoped-for rate drop be the only thing driving your timeline.

Let's look at what today's market means for your move and build a plan around the numbers you can actually work with.