Howe Law

12/04/2024

An interesting read on the sale of the family business. As part of my work as a business and estate attorney, I can help you set up your business for transition to your family members or trusted individuals so your legacy can live on.

After so much attention to running things, little thought goes into what comes next. Relatives should focus on their values, not money, advisers say.

11/29/2024

Is Your Estate Plan Up to Date? Here’s a Quick Checklist to Find Out.

1. If you have minor children, do you have a document in place designating a standby or temporary custodian for your children in case of your incapacity or death?

2. Do you have a will or trust in place? If you have a trust, have you titled all of your assets to the trust? (If you haven't, that's called an unfunded trust and will not keep your estate out of probate.)

3. Have you reviewed and updated your beneficiaries recently? (Spouses, children, siblings, charities)

4. Is your healthcare directive current and reflective of your wishes?

5. Do you have a power of attorney for financial matters? I typically don't recommend a blanket power of attorney when the Attorney-In-Fact is anyone other than your spouse. This is ALWAYS for older clients, because it is likely the Successor Attorney-In-Fact will start acting as POA at some point, and an unrestricted POA with anyone other than your spouse is a recipe for disaster.

6. Are your assets titled correctly to avoid probate? That means all of your life insurance, retirement, bank accounts have payable-on-death beneficiaries (if they're not titled to a trust); that your house has a Transfer on Death Deed or is titled to the trust; your car is in trust or that you have a Transfer on Death registration; and more!

7. Have you accounted for major life changes like marriage, divorce, or the birth of a child? E.g., adding your spouse as your beneficiary and/or POA, removing your ex-spouse from same, and adding your new child as beneficiary plus updating guardian documents.

If you answered “no” or “not sure” to any of these, it is time to consult with an attorney to consider an update.

I’m offering a free estate plan review consultation to help you ensure everything is in order and your loved ones are protected.

Schedule your free consultation now by messaging me directly, emailing [email protected] or visiting https://calendly.com/hayleyhowe.

Let’s create peace of mind for you and your family—because protecting what matters most starts with a plan.

11/26/2024

🍂🦃 This Thanksgiving, give your loved ones the ultimate gift of security and peace of mind—a completed Will! 🖋️💛 Take care of what matters most before the year ends. Reach out today to get started!
[email protected]

Send a message to learn more

11/14/2024

SMALL BUSINESS OWNERS: Did you know that registration as an LLC is NOT sufficient to protect you from personal liability?

In this article I share steps that you should consider taking in order to protect your corporate formation and ensure that in case of lawsuit or other dispute, your personal assets are not at risk. I touch on financial, record keeping, operational, and employee requirements.

Business ownership has a lot of moving parts, and I can help you manage those moving parts so you can focus on running your business and have peace of mind.

Email today to get your questions answered and implement solutions: [email protected]

SMALL BUSINESS OWNERS, Starting or owning your own business is exciting. But did you know: registration as an LLC is NOT sufficient to protect you from personal liability! Here are some steps that you should consider taking in order to protect your corporate formation and ensure that in case of laws

08/18/2024

Financial Scams Against Seniors Surge as Banks Fail to Protect Wealth

Con men scammed an elderly widow out of her life savings. The big banks watched it happen.

08/14/2024

08/10/2024

A Wisconsin woman has been formally charged following an investigation by the Department of Human Services into reports of child abuse at Stepping Stone Early Learning Center in Woodbury.

08/09/2024

https://www.fox9.com/news/stolen-puppy-minneapolis-returned-owner-robbery-assault

Minneapolis police say a Cane Corso puppy that was taken from a 78-year-old man in Minneapolis was returned by a “kind person" who purchased the dog and later saw reports that it was stolen.

08/09/2024

08/08/2024

Beginning at 4 a.m. on Mon, Aug. 12, eastbound I-94 traffic exiting onto northbound I-694, Radio Dr. or Woodbury Dr. in the City of Woodbury, MN - Government will be detoured via Tamarack Rd. until Sat, Sept. 14. During this time, motorists will use the I-494/Tamarack Rd. interchange to loop around to go north or to get back on I-94 to access the Woodbury exits. If you are traveling east through the area, past the Woodbury Dr. exit, please continue to use the left two lanes on I-94. More information is available on the Minnesota Department of Transportation website. https://bit.ly/4cVrAYm