29/07/2021
In today's episode, let's talk about conducting due diligence when buying land in uganda.
Always before one pay-off, his or her money to buy land, Kibanja/unregistered land, or a house, thorough due diligence must be conducted to avoid any unnecessary loss.
One might be asking what am trying to mean by the term “thorough due diligence “. I know many of us think that conducting due diligence means or requires one to search the land registry/office, yes indeed you're right. However, thorough due diligence goes beyond a mere search in the land office.
With the increasing levels of fraud in land transactions, to confirm yourself at least to a level of 90% that you're buying a genuine property with no encumbrance, the following must be considered.
1. Searching the land registry. Many people do this, good. However, a proper search must be conducted by writing an official letter to the Registrar of Titles in the area where the land/property you're buying is located or situated. The Registrar will write back to you officially, and this will help you to have some record in your custody, in case of any unlikely episode. Where possible visit the land office and personally or through your advocate see/peruse the file in the registry to verify by yourself every detail therein. Avoid phone call searches.
2. Contact or inquire from each neighbour surrounding the land you intend to buy, let them tell you whatever information under their knowledge regarding that property or land or plot. After, verify those details with the Local Council (LC).
3. Never underestimate anything that may catch your attention on the land, for example, if there's a small household or uniport, try to verify the status of the occupants in such structures, possibly talk to them, or if you see graveyards interest yourself to know if they belong to the seller in question. Interest yourself to know whether the seller is married or has children.
4. Try to know the likely physical planning of that area, this can be done by officially writing to the Physical Planning Authority in charge of that area, eg KCCA, or any district authority. This can help you to ascertain whether your intended land use will be permissible in the circumstances.
4. If there's any sign of a wetland or the land is likely a swampy area, better to seek more information from NEMA, this will help you avoid risks of NEMA claiming your land as part of the wetland or even demolish your structures in case you have erected one there.
5. Open the boundaries of the plot with the aid of a surveyor to confirm that none of the boundaries of the plot of land is encroached upon or claimed by any third party.
6. In some cases you may need to confirm some details from UNRA or UMEME, if the plot is on the main highways or if some power voltage lines go through the plot. Although this may not be necessary, at some point it guides you as to whether the intended seller/ vendor already sought compensation from those authorities for them to claim an interest in the land.
7. If the land is near a forest you need to seek information from NFA, to know whether the land isn't part of the gazetted forest land.
NB: Not all these processes shall be required at every transaction, each scenario can be treated differently as I have tried to elaborate above, but in most cases, a combination of these processes will be required.
Although this seems to be a lengthy process, it helps to safeguard upon any likely challenge. More so many fraudsters dupe buyers into transactions and later the above challenges arise.
The process being hectic, many buyers tend to avoid them and later land in tricks of fraudsters.
If possible seek the help of Advocates who in most of the time may be in a better position to handle it, however, you can do the same yourself if you have time and the expertise.
With that you can consider yourself safe to a level of at least 90% with the intended transaction, leave the 10% to God.