Kathleen Place Cavite by Kabalay

17/03/2026

17/03/2026

‼️ LAST FEW UNITS AVAILABLE ‼️
Sa halagang ₱136K DP lang, pwede ka na magkaroon ng sariling bahay dito sa Kathleen Place 5 Bacoor Cavite!

🏡 Ready for move-in in just 6–8 weeks
✔️ Near Metro Manila
✔️ Flood-free area
✔️ Accessible sa lahat (schools, malls, transport)

👉 Kung pagod ka na mag-rent… THIS IS YOUR SIGN.

📩 Comment “BAHAY” or message me NOW
(First come, first served — mabilis maubos units!)

𝙃𝙖𝙡𝙞𝙠𝙖, 𝙏𝙍𝙄𝙋𝙋𝙄𝙉𝙂 𝙏𝘼𝙔𝙊! 📞 𝟎𝟗𝟔𝟐 𝟓𝟐𝟔 𝟐𝟎𝟒𝟒
𝐉𝐎𝐄 𝐌𝐀𝐑𝐊 𝐁𝐀𝐋𝐎𝐆
PRC Acc. No. 28291

16/03/2026

🏡 HOUSE FOR SALE IN BACOOR CAVITE

Kathleen Place 5 – Molino Bacoor

✅ ₱136K Downpayment Only
✅ Move in within 1 month
✅ Up to 30 Years Bank Financing

Perfect for families working in Manila, Las Piñas, or Alabang.

📩 Message "HOUSE" for Free Computation
📞 0962-526-2044

12/03/2026

𝗠𝗮𝗿𝗮𝗺𝗶 𝗮𝗻𝗴 𝗻𝗮𝗲-𝗲𝗻𝗴𝗴𝗮𝗻𝘆𝗼 𝗯𝘂𝗺𝗶𝗹𝗶 𝗻𝗴 𝗹𝘂𝗽𝗮 𝗱𝗮𝗵𝗶𝗹 𝗺𝘂𝗿𝗮.

𝙋𝙚𝙧𝙤 𝙩𝙖𝙣𝙙𝙖𝙖𝙣:
hindi lahat ng mura ay safe.

Lalo na kung ang binili mo ay subdivided lot
pero 𝙣𝙖𝙠𝙖-𝙢𝙤𝙩𝙝𝙚𝙧 𝙩𝙞𝙩𝙡𝙚 𝙥𝙖 𝙧𝙞𝙣.

Mukhang okay sa una.

May sukat na.
May bakod na.
May pirma na.
May Deed of Sale pa.

𝘾𝙤𝙣𝙛𝙞𝙙𝙚𝙣𝙩 𝙠𝙖!

Pero may hindi ka alam.

𝗞𝗮𝗽𝗮𝗴 𝗻𝗮𝗸𝗮 𝗺𝗼𝘁𝗵𝗲𝗿 𝘁𝗶𝘁𝗹𝗲 𝗽𝗮 𝗮𝗻𝗴 𝗹𝘂𝗽𝗮:

❌ Wala ka pang sariling individual title
❌ Hindi pa fully independent ang lot mo sa batas
❌ Pwedeng hindi pa approved ang subdivision
❌ Pwedeng matagal pa ang proseso ng individual titling
❌ At kapag may problema sa mother title — damay ka

𝗛𝗮𝗿𝗱 𝘁𝗿𝘂𝘁𝗵:

Maraming murang lupa
ang binebenta na:

• Tax Declaration lang
• Rights lang
• Mother title pa
• Hindi pa subdivided legally
• Walang individual title

𝙈𝙪𝙠𝙝𝙖𝙣𝙜 𝙢𝙪𝙧𝙖.
Pero hindi pa malinaw
kung kailan lalabas ang titulo mo.

📌 𝗜𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁𝗲𝗻𝗴 𝘁𝗮𝗻𝗱𝗮𝗮𝗻:

Tax Declaration is not a title.
Hindi ito sapat na proof of ownership.

At ang sabi nila na “𝙥𝙧𝙤𝙘𝙚𝙨𝙨𝙞𝙣𝙜 𝙥𝙖 𝙖𝙣𝙜 𝙥𝙖𝙥𝙚𝙡𝙚𝙨”
ay hindi garantiya na lalabas talaga ang titulo.

𝗕𝗲𝗳𝗼𝗿𝗲 𝗯𝘂𝘆𝗶𝗻𝗴 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆, 𝘃𝗲𝗿𝗶𝗳𝘆 𝗳𝗶𝗿𝘀𝘁:

✅ May TCT o OCT ba ang lupa?
✅ Kumuha ng Certified True Copy sa Registry of Deeds
✅ Kung project ito, check kung may License to Sell (LTS) sa DHSUD
✅ I-check kung approved ang subdivision plan
✅ I-verify kung may proseso na talaga ng individual title

⚠️ 𝙆𝙖𝙥𝙖𝙜 𝙬𝙖𝙡𝙖𝙣𝙜 𝙇𝙏𝙎 —
hindi pa legally allowed ibenta ang project.

𝗛𝘂𝘄𝗮𝗴 𝗺𝗮𝗴𝗽𝗮𝗱𝗮𝗹𝗮 𝘀𝗮 𝗹𝗶𝗻𝘆𝗮𝗻𝗴:

“Okay lang ‘yan, processing pa ang papeles.”
“Rights lang pero safe naman.”
“Mother title pa pero mahahati rin ‘yan.”

𝗕𝗲𝗰𝗮𝘂𝘀𝗲 𝗶𝗻 𝗿𝗲𝗮𝗹 𝗲𝘀𝘁𝗮𝘁𝗲—

hindi lahat ng nabili
ay pwede nang mapatitulo agad.

𝙃𝙖𝙡𝙞𝙠𝙖, 𝙏𝙍𝙄𝙋𝙋𝙄𝙉𝙂 𝙏𝘼𝙔𝙊! 📞 𝟎𝟗𝟔𝟐 𝟓𝟐𝟔 𝟐𝟎𝟒𝟒
𝐉𝐎𝐄 𝐌𝐀𝐑𝐊 𝐁𝐀𝐋𝐎𝐆
PRC Acc. No. 28291

ctto

12/03/2026

Equity vs Amortization

Equity

Equity is the amount you pay before the bank loan starts (during pre-selling or downpayment stage).

Usually:
• Paid to the developer
• Spread over months or years
• No bank interest yet (in most cases)

Example:
Property price: ₱3,000,000
Equity: 20%

₱600,000 spread over 36 months
≈ ₱16,667 per month

Purpose:
• Reserve and secure the property
• Reduce the loan amount later

Think of it as your ownership share starting to build.

⸻

Amortization

Amortization starts after turnover or after bank financing is approved.

This is the monthly loan payment to the bank.

Includes:
• Principal
• Interest

Example:

Loan: ₱2,400,000
Bank term: 20 years

Monthly amortization ≈ ₱17k–₱20k depending on the rate.

⸻

Simple Way to Explain It

Equity = Installment to secure the property.
Amortization = Loan payment to fully own it.

Or even simpler:

Equity → Before the keys
Amortization → After the keys