Cachero Law Office

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Cachero Law Office The law office of Atty. Caezar C. Cachero, Notary Public.

Kapag may inissue sa iyo n Tsekeng tumalbog, maaari itong pumasok sa BP 22 o ang Bouncing Check Law. Narito ang mga hakb...
21/07/2026

Kapag may inissue sa iyo n Tsekeng tumalbog, maaari itong pumasok sa BP 22 o ang Bouncing Check Law. Narito ang mga hakbang na maari mong gawin:

*Kunin agad ang bank proof of dishonor
Hingin sa presenting o depositing bank ang returned-item document o printout with check images at dahilan at date ng dishonor.

*I-secure ang record ng reason at date.
Important na malinaw ang dahilan at kailan na-return o na-dishonor.

*Magpadala ng WRITTEN notice or demand ng Notice of Dishonor sa nag-issue.

*Dapat written at may proof of actual receipt .

*Dapat personal service na may receiving copy, o registered mail o courier na may proof of delivery.

*Kailangan mapatunayan ang receipt; kulang kung naipadala lang.

*Bigyan ng 5 banking days mula sa pagtanggap ng notice.

*May 5 banking days ang issuer from receipt para magbayad o mag-arrange ng full payment; kung hindi, puwedeng umusad ang BP 22 case.

*Kung walang bayad o arrangement:
Pwede mong ihanda at isampa ang BP 22 complaint
*Attach: bank dishonor documents, copy of notice o demand, proof of receipt, affidavit, supporting docs ng utang o transaction.

Tandaan: madalas bumabagsak ang BP 22 kapag hindi napapatunayan ang actual receipt ng notice.

Miyerkules
17/06/2026

Miyerkules

To Independence and good old fashioned Free Child Labor.
12/06/2026

To Independence and good old fashioned Free Child Labor.

10/06/2026

Tarlac State University School of Law Admission Interview

Sunday Evening Urgent Notarization.
07/06/2026

Sunday Evening Urgent Notarization.

Ah, Hindi. COLORUM un.Sa Senate of the Philippines, ang quorum ay yung minimum number of Senators na kailangang present ...
04/06/2026

Ah, Hindi. COLORUM un.

Sa Senate of the Philippines, ang quorum ay yung minimum number of Senators na kailangang present para valid na makapagtrabaho at makapagdesisyon ang Senado. (Halimbawa, mag-debate, mag-boto, mag-approve ng motions o mga bills). Kung walang quorum, generally hindi puwedeng mag-transact ng “business”, except yung limited actions tuladd ng mag-adjourn or mag-compel ng attendance ng absent members (depende sa rules).

Ang Default, QUORUM -majority of the members of the Senate.

Since the Senate has 24 members, 13 Senators ang usual quorum requirement (majority).

Sa Avelino v. Cuenco (1949), issue kung may quorum ba kahit hindi kumpleto ang present na Senators. Ang doctrine na madalas i-quote: puwedeng i-consider na “quorum” ang majority ng “members who can be compelled to attend,” kaya kung may Senator na nasa labas ng bansa at beyond the coercive power of the Senate, maaaring hindi na siya isama sa bilang para sa quorum computation.

In local legislative bodies, the Supreme Court emphasized that the quorum rule is usually based on members “elected and qualified,” and claims that someone is beyond coercive power must be supported by proof; hindi puwedeng “assumption” lang.

Quorum “enough Senators present to make the Senate a lawful body that can do business.” And Avelino is the classic case reminding that quorum can hinge on who is realistically countable/compellable, especially when someone is outside coercive reach.

03/06/2026

Dropped off the Cachero Law Office interns at a nearby mall before appearing in a hearing.

Address

2nd Floor Navarro Building, F. Tanedo Street, Poblacion
Tarlac
2300

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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