Uy Law Office

19/11/2024

18/11/2024

Our office, from January 2024 up to date, has procured, at least but is not limited to, nine (9) favorable Decisions for petitions for replacement of lost owner's duplicate copy of certificates of title.

12/10/2024

02/07/2022

FOR FREE LEGAL CONSULTATION on land titles and related matters, visit our branch office in Dulaugon Building, Feeder Road 2, Santo Tomas.

16/06/2022

What is an annotation of liens/encumbrances on the title?

Annotation of liens or encumbrances is an indication at the back of the Certificate of Title that the property covered is subject to claims or charges appearing therein, and shall constitute a notice upon anyone dealing with the property covered by the Certificate of Title.

In such case, if a lien, such as mortgage, is annotated at the back of the title, then anyone dealing with the property shall be deemed notified of such mortgage, and he shall have an inferior right over the property as against the mortgagee.

How to cancel an annotation of liens/encumbrances on the title?

In order to enhance the credibility and value of the title, it is best to cause the cancellation and/or removal of the liens or encumbrances annotated thereon by filing the necessary petition before the Register of Deeds or proper court.

For educational purposes, a sample Petition for Cancellation of Encumbrance, recently prepared by our law office, is hereto attached, viz: