Kathleen Place Cavite

Kathleen Place Cavite Hello Kabalay!

You can reach out us directly below for questions and private house tour.

๐Ÿ“ฉ ChooseKabalay Online https://m.me/choosekabalayjmbalog

โ˜Ž๏ธ ChooseKabalay Hotline +639625262044
viber โ€ข whatsapp โ€ข telegram

17/03/2026

Kung seryoso ka magka-bahayโ€ฆ
Hindi mo na dapat pinapatagal โ€˜to.

For only โ‚ฑ136K DP, pwede ka nang mag-reserve TODAY.

๐Ÿก Cavite near Manila
โณ Move-in: 6โ€“8 weeks
๐Ÿ”ฅ Limited slots this week

๐Ÿ‘‰ Hindi lahat mabibigyan โ€” priority ang mabilis mag-decide.

๐Ÿ“ฉ PM โ€œRESERVE TODAYโ€

๐™ƒ๐™–๐™ก๐™ž๐™ ๐™–, ๐™๐™๐™„๐™‹๐™‹๐™„๐™‰๐™‚ ๐™๐˜ผ๐™”๐™Š! ๐Ÿ“ž ๐ŸŽ๐Ÿ—๐Ÿ”๐Ÿ ๐Ÿ“๐Ÿ๐Ÿ” ๐Ÿ๐ŸŽ๐Ÿ’๐Ÿ’
๐‰๐Ž๐„ ๐Œ๐€๐‘๐Š ๐๐€๐‹๐Ž๐†
PRC Acc. No. 28291




16/03/2026

๐—™๐—ผ๐—ฟ ๐—ข๐—ป๐—น๐˜† ๐Ÿ๐Ÿ‘๐Ÿ”๐—ž ๐——๐—ฃ, ๐—œ๐—ป ๐Ÿ” ๐˜๐—ผ ๐Ÿ– ๐—ช๐—ฒ๐—ฒ๐—ธ๐˜€...
๐— ๐—”๐—ฌ ๐—•๐—”๐—›๐—”๐—ฌ ๐—ž๐—”๐—ก๐—”!

Excited ka na magkaBAHAY ngayong 2026? Yung maganda both yung unit and community,
and strategically located just 12-mins AWAY from MCX/SLEX?
Then check out KATHLEEN PLACE

RFO, Only ๐—ฃ๐—ต๐—ฝ๐Ÿญ๐Ÿด๐Ÿฒ๐—ž ๐——๐—ฃ (all-in) and if you Reserve Now, in 6 to 8 weeks, MAY BAHAY KA NA!
โœ…Only 3% DP (๐—ฃ๐—ต๐—ฝ๐Ÿญ๐Ÿด๐Ÿฒ๐—ž) All-IN
โœ…Enjoy 7% (๐—ฃ๐—ต๐—ฝ๐Ÿฐ๐Ÿฏ๐Ÿฐ๐—ž) Outright DISCOUNT
โœ…90% through bank financing (Developer Assisted)
โœ…REQUIRED INCOME: Php122K

๐—ก๐—ฒ๐—ฎ๐—ฟ ๐—”๐—น๐—ฎ๐—ฏ๐—ฎ๐—ป๐—ด. ๐—ก๐—ฒ๐—ฎ๐—ฟ ๐—ฆ๐—Ÿ๐—˜๐—ซ. ๐—•๐—จ๐—œ๐—Ÿ๐—ง ๐—™๐—ข๐—ฅ ๐—™๐—”๐— ๐—œ๐—Ÿ๐—œ๐—˜๐—ฆ.
Just 12 minutes from EVIA Lifestyle Center along DaangHari and MCX; Kathleen Place 5 is a secure, Family-friendly community offering 276 premium townhomes in Molino VII Bacoor, Cavite (border Las Pinas).

๐™ƒ๐™–๐™ก๐™ž๐™ ๐™–, ๐™๐™๐™„๐™‹๐™‹๐™„๐™‰๐™‚ ๐™๐˜ผ๐™”๐™Š! ๐Ÿ“ž ๐ŸŽ๐Ÿ—๐Ÿ”๐Ÿ ๐Ÿ“๐Ÿ๐Ÿ” ๐Ÿ๐ŸŽ๐Ÿ’๐Ÿ’
_____________________________________
๐—ž๐—”๐—ง๐—›๐—Ÿ๐—˜๐—˜๐—ก ๐—ฃ๐—Ÿ๐—”๐—–๐—˜ ๐Ÿฑ
๐˜”๐˜ฐ๐˜ญ๐˜ช๐˜ฏ๐˜ฐ 7, ๐˜‰๐˜ข๐˜ค๐˜ฐ๐˜ฐ๐˜ณ, ๐˜Š๐˜ข๐˜ท๐˜ช๐˜ต๐˜ฆ (๐˜“๐˜ข๐˜ด ๐˜—๐˜ช๐˜ฏ๐˜ข๐˜ด ๐˜ฃ๐˜ฐ๐˜ณ๐˜ฅ๐˜ฆ๐˜ณ)

โญ• Price starts at php6,205,398 (All-IN)

๐™๐™‰๐™„๐™ ๐™๐™€๐˜ผ๐™๐™๐™๐™€๐™Ž (inner)
โœ”Floor Area: 106 sqm.
โœ”Lot Area: 60 sqm.
โœ”Three (3) bedrooms
โœ”2 Toilet and Baths
โœ”1 carport
โœ”Modular cabinets in all 3 bedrooms
โœ”Comes with Fence with Steel Gate

๐™‹๐˜ผ๐™”๐™ˆ๐™€๐™‰๐™ ๐™๐™€๐™๐™ˆ๐™Ž

TCP: php6,205,398 (ALL-IN)
GROSS DP: 620,538
Less Discount: 434,378
Less Reservation: 50,000
Net DP: 136,161 ( payable upon approval)

* With additional 2% to 3% Bank Charges Fee (directly to bank payment)

BALANCE: 5,584,858
Monthly Amortization(@6.88%)
30 years: 36,707
25 years: 39,046
20 years: 42,897
15 years: 49,824

๐™‡๐˜ผ๐™‰๐˜ฟ๐™ˆ๐˜ผ๐™๐™†๐™Ž
๐Ÿ“EVIA Lifestyle Center 4.9km (12 mins)
๐Ÿ“SM Southmall 6.4km
๐Ÿ“SM Moliono 4.8km
๐Ÿ“SM Bacoor 10km
๐Ÿ“South East Asian Medical Center 2.7km
๐Ÿ“Asian Hospital and Medical Center 10.9km
๐Ÿ“San Beda College Alabang 9.5km
๐Ÿ“University of Perpetual Help 3.5km
๐Ÿ“Statefields School 3.9km
๐Ÿ“Jollibee Molino Road 2.3km

๐™ƒ๐™–๐™ก๐™ž๐™ ๐™–, ๐™๐™๐™„๐™‹๐™‹๐™„๐™‰๐™‚ ๐™๐˜ผ๐™”๐™Š!
๐‰๐Ž๐„ ๐Œ๐€๐‘๐Š ๐๐€๐‹๐Ž๐†
PRC Acc. No. 28291




๐Ÿก HOUSE FOR SALE IN BACOOR CAVITEKathleen Place 5 โ€“ Molino Bacoorโœ… โ‚ฑ136K Downpayment Onlyโœ… Move in within 1 monthโœ… Up to...
16/03/2026

๐Ÿก HOUSE FOR SALE IN BACOOR CAVITE

Kathleen Place 5 โ€“ Molino Bacoor

โœ… โ‚ฑ136K Downpayment Only
โœ… Move in within 1 month
โœ… Up to 30 Years Bank Financing

Perfect for families working in Manila, Las Piรฑas, or Alabang.

๐Ÿ“ฉ Message "HOUSE" for Free Computation
๐Ÿ“ž 0962-526-2044

01/03/2026

๐Ÿšจ๐—™๐—ผ๐—ฟ ๐—ข๐—ป๐—น๐˜† ๐Ÿ๐Ÿ‘๐Ÿ”๐—ž ๐——๐—ฃ, ๐— ๐—”๐—ฌ ๐—•๐—”๐—›๐—”๐—ฌ ๐—ž๐—”๐—ก๐—”!

Excited ka na magkaBAHAY ngayong 2026? Yung maganda both yung unit and community,
and strategically located just 12-mins AWAY from MCX/SLEX?
Then check out KATHLEEN PLACE

RFO, Only ๐—ฃ๐—ต๐—ฝ๐Ÿญ๐Ÿด๐Ÿฒ๐—ž ๐——๐—ฃ (all-in) and if you Reserve Now, in 6 to 8 weeks, MAY BAHAY KA NA!
โœ…Only 3% DP (๐—ฃ๐—ต๐—ฝ๐Ÿญ๐Ÿด๐Ÿฒ๐—ž) All-IN
โœ…Enjoy 7% (๐—ฃ๐—ต๐—ฝ๐Ÿฐ๐Ÿฏ๐Ÿฐ๐—ž) Outright DISCOUNT
โœ…90% through bank financing (Developer Assisted)
โœ…REQUIRED INCOME: Php122K

๐—ก๐—ฒ๐—ฎ๐—ฟ ๐—”๐—น๐—ฎ๐—ฏ๐—ฎ๐—ป๐—ด. ๐—ก๐—ฒ๐—ฎ๐—ฟ ๐—ฆ๐—Ÿ๐—˜๐—ซ. ๐—•๐—จ๐—œ๐—Ÿ๐—ง ๐—™๐—ข๐—ฅ ๐—™๐—”๐— ๐—œ๐—Ÿ๐—œ๐—˜๐—ฆ.
Just 12 minutes from EVIA Lifestyle Center along DaangHari and MCX; Kathleen Place 5 is a secure, Family-friendly community offering 276 premium townhomes in Molino VII Bacoor, Cavite (border Las Pinas).

๐™ƒ๐™–๐™ก๐™ž๐™ ๐™–, ๐™๐™๐™„๐™‹๐™‹๐™„๐™‰๐™‚ ๐™๐˜ผ๐™”๐™Š! ๐Ÿ“ž ๐ŸŽ๐Ÿ—๐Ÿ”๐Ÿ ๐Ÿ“๐Ÿ๐Ÿ” ๐Ÿ๐ŸŽ๐Ÿ’๐Ÿ’
_____________________________________
๐—ž๐—”๐—ง๐—›๐—Ÿ๐—˜๐—˜๐—ก ๐—ฃ๐—Ÿ๐—”๐—–๐—˜ ๐Ÿฑ
๐˜”๐˜ฐ๐˜ญ๐˜ช๐˜ฏ๐˜ฐ 7, ๐˜‰๐˜ข๐˜ค๐˜ฐ๐˜ฐ๐˜ณ, ๐˜Š๐˜ข๐˜ท๐˜ช๐˜ต๐˜ฆ (๐˜“๐˜ข๐˜ด ๐˜—๐˜ช๐˜ฏ๐˜ข๐˜ด ๐˜ฃ๐˜ฐ๐˜ณ๐˜ฅ๐˜ฆ๐˜ณ)
โญ• Price starts at php6,205,398 (All-IN)

๐™๐™‰๐™„๐™ ๐™๐™€๐˜ผ๐™๐™๐™๐™€๐™Ž (inner)
โœ”Floor Area: 106 sqm.
โœ”Lot Area: 60 sqm.
โœ”Three (3) bedrooms
โœ”2 Toilet and Baths
โœ”1 carport
โœ”Modular cabinets in all 3 bedrooms
โœ”Comes with Fence with Steel Gate

๐™‹๐˜ผ๐™”๐™ˆ๐™€๐™‰๐™ ๐™๐™€๐™๐™ˆ๐™Ž
TCP: php6,205,398 (ALL-IN)
GROSS DP: 620,538
Less Discount: 434,378
Less Reservation: 50,000
Net DP: 136,161 ( payable upon approval)

*Plus 2% to 3% Bank Charges (Payment directly to bank)

BALANCE: 5,584,858
Monthly Amortization(@6.88%)
30 years: 36,707
25 years: 39,046
20 years: 42,897
15 years: 49,824

๐™‡๐˜ผ๐™‰๐˜ฟ๐™ˆ๐˜ผ๐™๐™†๐™Ž
๐Ÿ“EVIA Lifestyle Center 4.9km (12 mins)
๐Ÿ“SM Southmall 6.4km
๐Ÿ“SM Moliono 4.8km
๐Ÿ“SM Bacoor 10km
๐Ÿ“South East Asian Medical Center 2.7km
๐Ÿ“Asian Hospital and Medical Center 10.9km
๐Ÿ“San Beda College Alabang 9.5km
๐Ÿ“University of Perpetual Help 3.5km
๐Ÿ“Statefields School 3.9km
๐Ÿ“Jollibee Molino Road 2.3km

๐™ƒ๐™–๐™ก๐™ž๐™ ๐™–, ๐™๐™๐™„๐™‹๐™‹๐™„๐™‰๐™‚ ๐™๐˜ผ๐™”๐™Š!
๐‰๐Ž๐„ ๐Œ๐€๐‘๐Š ๐๐€๐‹๐Ž๐†
PRC Acc. No. 28291




๐ŸกLooking for a READY-FOR-OCCUPANCY home in Bacoor?โœ”๏ธ โ‚ฑ136K low downpayment cash-outโœ”๏ธ Move in less than 3 monthsโœ”๏ธ Compl...
26/02/2026

๐ŸกLooking for a READY-FOR-OCCUPANCY home in Bacoor?

โœ”๏ธ โ‚ฑ136K low downpayment cash-out
โœ”๏ธ Move in less than 3 months
โœ”๏ธ Complete finish with modular cabinets
โœ”๏ธ Fence and gate are included
โœ”๏ธ Available thru Bank and In-house Financing

Ideal for buyers ready this year.

๐Ÿ“ฉ Message now to check availability, sample computation, at schedule your site viewing.
โ€”
๐‰๐Ž๐„ ๐Œ๐€๐‘๐Š ๐๐€๐‹๐Ž๐†
Accredited Kathleen Place 5 Seller
PRC Acc. No. 28291




19/02/2026
15/02/2026

๐—™๐—ผ๐—ฟ ๐—ข๐—ป๐—น๐˜† ๐Ÿ๐Ÿ‘๐Ÿ”๐—ž ๐——๐—ฃ, ๐—œ๐—ป ๐Ÿ” ๐˜๐—ผ ๐Ÿ– ๐—ช๐—ฒ๐—ฒ๐—ธ๐˜€...
๐— ๐—”๐—ฌ ๐—•๐—”๐—›๐—”๐—ฌ ๐—ž๐—”๐—ก๐—”!

Excited ka na magkaBAHAY ngayong 2026? Yung maganda both yung unit and community,
and strategically located just 12-mins AWAY from MCX/SLEX?
Then check out KATHLEEN PLACE

RFO, Only ๐—ฃ๐—ต๐—ฝ๐Ÿญ๐Ÿด๐Ÿฒ๐—ž ๐——๐—ฃ (all-in) and if you Reserve Now, in 6 to 8 weeks, MAY BAHAY KA NA!
โœ…Only 3% DP (๐—ฃ๐—ต๐—ฝ๐Ÿญ๐Ÿด๐Ÿฒ๐—ž) All-IN
โœ…Enjoy 7% (๐—ฃ๐—ต๐—ฝ๐Ÿฐ๐Ÿฏ๐Ÿฐ๐—ž) Outright DISCOUNT
โœ…90% through bank financing (Developer Assisted)
โœ…REQUIRED INCOME: Php120K

๐—ก๐—ฒ๐—ฎ๐—ฟ ๐—”๐—น๐—ฎ๐—ฏ๐—ฎ๐—ป๐—ด. ๐—ก๐—ฒ๐—ฎ๐—ฟ ๐—ฆ๐—Ÿ๐—˜๐—ซ. ๐—•๐—จ๐—œ๐—Ÿ๐—ง ๐—™๐—ข๐—ฅ ๐—™๐—”๐— ๐—œ๐—Ÿ๐—œ๐—˜๐—ฆ.
Just 12 minutes from EVIA Lifestyle Center along DaangHari and MCX; Kathleen Place 5 is a secure, Family-friendly community offering 276 premium townhomes in Molino VII Bacoor, Cavite (border Las Pinas).

๐™ƒ๐™–๐™ก๐™ž๐™ ๐™–, ๐™๐™๐™„๐™‹๐™‹๐™„๐™‰๐™‚ ๐™๐˜ผ๐™”๐™Š! ๐Ÿ“ž ๐ŸŽ๐Ÿ—๐Ÿ”๐Ÿ ๐Ÿ“๐Ÿ๐Ÿ” ๐Ÿ๐ŸŽ๐Ÿ’๐Ÿ’
_____________________________________
๐—ž๐—”๐—ง๐—›๐—Ÿ๐—˜๐—˜๐—ก ๐—ฃ๐—Ÿ๐—”๐—–๐—˜ ๐Ÿฑ
๐˜”๐˜ฐ๐˜ญ๐˜ช๐˜ฏ๐˜ฐ 7, ๐˜‰๐˜ข๐˜ค๐˜ฐ๐˜ฐ๐˜ณ, ๐˜Š๐˜ข๐˜ท๐˜ช๐˜ต๐˜ฆ (๐˜“๐˜ข๐˜ด ๐˜—๐˜ช๐˜ฏ๐˜ข๐˜ด ๐˜ฃ๐˜ฐ๐˜ณ๐˜ฅ๐˜ฆ๐˜ณ)
โญ• Price starts at php6,205,398 (All-IN)
๐™๐™‰๐™„๐™ ๐™๐™€๐˜ผ๐™๐™๐™๐™€๐™Ž (inner)
โœ”Floor Area: 106 sqm.
โœ”Lot Area: 60 sqm.
โœ”Three (3) bedrooms
โœ”2 Toilet and Baths
โœ”1 carport
โœ”Modular cabinets in all 3 bedrooms
โœ”Comes with Fence with Steel Gate
๐™‹๐˜ผ๐™”๐™ˆ๐™€๐™‰๐™ ๐™๐™€๐™๐™ˆ๐™Ž
TCP: php6,205,398 (ALL-IN)
GROSS DP: 620,538
Less Discount: 434,378
Less Reservation: 50,000
Net DP: 136,161 ( payable upon approval)
BALANCE: 5,584,858
Monthly Amortization(@6.88%)
25 years: 39,046
20 years: 42,897
15 years: 49,824

๐™‡๐˜ผ๐™‰๐˜ฟ๐™ˆ๐˜ผ๐™๐™†๐™Ž
๐Ÿ“EVIA Lifestyle Center 4.9km (12 mins)
๐Ÿ“SM Southmall 6.4km
๐Ÿ“SM Moliono 4.8km
๐Ÿ“SM Bacoor 10km
๐Ÿ“South East Asian Medical Center 2.7km
๐Ÿ“Asian Hospital and Medical Center 10.9km
๐Ÿ“San Beda College Alabang 9.5km
๐Ÿ“University of Perpetual Help 3.5km
๐Ÿ“Statefields School 3.9km
๐Ÿ“Jollibee Molino Road 2.3km

๐™ƒ๐™–๐™ก๐™ž๐™ ๐™–, ๐™๐™๐™„๐™‹๐™‹๐™„๐™‰๐™‚ ๐™๐˜ผ๐™”๐™Š!
๐‰๐Ž๐„ ๐Œ๐€๐‘๐Š ๐๐€๐‹๐Ž๐†
PRC Acc. No. 28291




02/02/2026

๐Ÿšจ ๐—ฃ๐—ฅ๐—ข๐— ๐—ข ๐—˜๐—ซ๐—ง๐—˜๐—ก๐——๐—˜๐——! Only ๐Ÿฏ% ๐— ๐—ถ๐—ป๐—ถ๐—บ๐˜‚๐—บ ๐——๐—ฃ (136K) at may 434K ๐——๐—œ๐—ฆ๐—–๐—ข๐—จ๐—ก๐—ง pa!

๐—ก๐—ฒ๐—ฎ๐—ฟ ๐—”๐—น๐—ฎ๐—ฏ๐—ฎ๐—ป๐—ด. ๐—ก๐—ฒ๐—ฎ๐—ฟ ๐—ฆ๐—Ÿ๐—˜๐—ซ. ๐—•๐—จ๐—œ๐—Ÿ๐—ง ๐—™๐—ข๐—ฅ ๐—™๐—”๐— ๐—œ๐—Ÿ๐—œ๐—˜๐—ฆ.
Just 12 minutes from EVIA Lifestyle Center along DaangHari and MCX; Kathleen Place 5 is a secure, Family-friendly community offering 276 premium townhomes in Molino VII Bacoor, Cavite (border Las Pinas).

๐Ÿฏ% ๐——๐—ฃ ๐—ป๐—ฎ ๐—ป๐—ด๐—ฎ ๐—น๐—ฎ๐—ป๐—ด, ๐—บ๐—ฎ๐˜† ๐Ÿณ% ๐——๐—œ๐—ฆ๐—–๐—ข๐—จ๐—ก๐—ง ๐—ธ๐—ฎ ๐—ฝ๐—ฎ ๐˜€๐—ฎ ๐—ง๐—–๐—ฃ!
This is a "Real" Low-DP Promo! Yung iba kasi, mababa nga ang DP, pero idadagdag naman sa loanable amount. Iba si Kathleen Place 5!
โœ…You only need 3% DP (Php 186,161) to own the house
โœ…Yung 7% (Php 434,377.90), DISCOUNT mo na!
โœ… 90% BALANCE na lang ang need mo bayaran through Home Loan

๐—ž๐—”๐—ง๐—›๐—Ÿ๐—˜๐—˜๐—ก ๐—ฃ๐—Ÿ๐—”๐—–๐—˜ ๐Ÿฑ
๐˜”๐˜ฐ๐˜ญ๐˜ช๐˜ฏ๐˜ฐ 7, ๐˜‰๐˜ข๐˜ค๐˜ฐ๐˜ฐ๐˜ณ, ๐˜Š๐˜ข๐˜ท๐˜ช๐˜ต๐˜ฆ (๐˜“๐˜ข๐˜ด ๐˜—๐˜ช๐˜ฏ๐˜ข๐˜ด ๐˜ฃ๐˜ฐ๐˜ณ๐˜ฅ๐˜ฆ๐˜ณ)
โญ• Price starts at Php 6,205,398 (All-IN)

๐™๐™‰๐™„๐™ ๐™๐™€๐˜ผ๐™๐™๐™๐™€๐™Ž (inner)
โœ”Floor Area: 106 sqm.
โœ”Lot Area: 60 sqm.
โœ”Three (3) bedrooms
โœ”2 Toilet and Baths
โœ”1 carport
โœ”Modular cabinets in all 3 bedrooms
โœ”Comes with Fence with Steel Gate

๐™‡๐˜ผ๐™‰๐˜ฟ๐™ˆ๐˜ผ๐™๐™†๐™Ž
๐Ÿ“EVIA Lifestyle Center 4.9km (12 mins)
๐Ÿ“SM Southmall 6.4km
๐Ÿ“SM Moliono 4.8km
๐Ÿ“SM Bacoor 10km
๐Ÿ“South East Asian Medical Center 2.7km
๐Ÿ“Asian Hospital and Medical Center 10.9km
๐Ÿ“San Beda College Alabang 9.5km
๐Ÿ“University of Perpetual Help 3.5km
๐Ÿ“Statefields School 3.9km
๐Ÿ“Jollibee Molino Road 2.3km

๐™ƒ๐™–๐™ก๐™ž๐™ ๐™–, ๐™๐™๐™„๐™‹๐™‹๐™„๐™‰๐™‚ ๐™๐˜ผ๐™”๐™Š!
๐‰๐Ž๐„ ๐Œ๐€๐‘๐Š ๐๐€๐‹๐Ž๐†
PRC Acc. No. 28291



๐Ÿ” Paano Nga ba Malalaman kung Qualified ba ang Income mo sa Home Loan AmortizationPara malaman mo kung pasok ba ang inco...
02/02/2026

๐Ÿ” Paano Nga ba Malalaman kung Qualified ba ang Income mo sa Home Loan Amortization

Para malaman mo kung pasok ba ang income mo sa monthly amortization ng housing loan (Pag-IBIG, bank, or in-house), may dalawang main rules na tinitingnan:

โธป

โœ… 1. The 30% Rule (Capacity to Pay)

Banks and Pag-IBIG usually allow you to use up to 30% of your monthly gross income for your housing loan.

Formula:
Monthly Income ร— 30% = Maximum allowable amortization

Example:
If your income = โ‚ฑ30,000/month
Your max amortization = โ‚ฑ9,000/month

Kung lumagpas dito, malaki ang chance ma-decline.

โธป

โœ… 2. Income vs. Loan Multiplier

Lenders also check kung enough ba ang income to support the total loan amount.

Typical guides:
โ€ข Pag-IBIG: Pasok basta swak sa Net-To-Pay at 30% rule
โ€ข Bank: Usually computes using projected amortization & debt-to-income ratio
โ€ข In-house: Mas flexible pero mas mataas interest

โธป

โœ… 3. Check the Monthly Amortization vs. Income (Actual Test)

This is the most practical way:

๐Ÿ‘‰ If the monthly amortization is
MORE than 30โ€“40% of your income โ†’ likely not qualified
WITHIN 25โ€“30% โ†’ good
Below 25% โ†’ safe & strong

โธป

๐Ÿ”ข Quick Qualification Chart

If your income is:
โ€ข โ‚ฑ20,000 โ†’ safe amortization: โ‚ฑ5,000โ€“โ‚ฑ6,000
โ€ข โ‚ฑ30,000 โ†’ โ‚ฑ7,000โ€“โ‚ฑ9,000
โ€ข โ‚ฑ40,000 โ†’ โ‚ฑ10,000โ€“โ‚ฑ12,000
โ€ข โ‚ฑ50,000 โ†’ โ‚ฑ12,000โ€“โ‚ฑ15,000
โ€ข โ‚ฑ60,000 โ†’ โ‚ฑ15,000โ€“โ‚ฑ18,000

โธป

โœ… 4. May Existing Loans?

If may:
โ€ข Credit card balances
โ€ข Motorcycle / car loan
โ€ข Personal loan
โ€ข Online loans

Lenders deduct that from your capacity.
Mas mataas utang = mas bababa approval chance.

โธป

๐Ÿ“ 5. Stability of Income

Pag-IBIG & banks also check:
โ€ข Job tenure
โ€ข Contract type (Regular > Probationary > Project-based)
โ€ข Remittances for OFWs
โ€ข Business income proof

Mas stable = mas mataas chance ma-approve.

โธป

๐Ÿ’ก Bottom Line

If the amortization fits within 30% of your income, and your job/finances are stable โ€” youโ€™re likely qualified.

๐™ƒ๐™–๐™ก๐™ž๐™ ๐™–, ๐™๐™๐™„๐™‹๐™‹๐™„๐™‰๐™‚ ๐™๐˜ผ๐™”๐™Š!
๐‰๐Ž๐„ ๐Œ๐€๐‘๐Š ๐๐€๐‹๐Ž๐†
PRC Acc. No. 28291



Address

Kathleen Place 5 Gawaran Molino 7 Bacoor Cavite
Bacoor
4102

Telephone

+639954634959

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