Property Talk Ph.

Property Talk Ph. Ronie B. Zapanta |Licensed Real Estate Broker

๐Ÿ‡ต๐Ÿ‡ญ Helping you find your dream home or sell your property.Message me now and let's find your perfect property!

๐—”๐—ป๐—ผ ๐—ป๐—ด๐—ฎ ๐—ฏ๐—ฎ ๐—ฎ๐—ป๐—ด ๐—ฒ๐—ฝ๐—ฒ๐—ธ๐˜๐—ผ ๐—ป๐—ด ๐—ด๐˜†๐—ฒ๐—ฟ๐—ฎ ๐˜€๐—ฎ ๐—˜๐—ธ๐—ผ๐—ป๐—ผ๐—บ๐—ถ๐˜†๐—ฎ?
26/06/2025

๐—”๐—ป๐—ผ ๐—ป๐—ด๐—ฎ ๐—ฏ๐—ฎ ๐—ฎ๐—ป๐—ด ๐—ฒ๐—ฝ๐—ฒ๐—ธ๐˜๐—ผ ๐—ป๐—ด ๐—ด๐˜†๐—ฒ๐—ฟ๐—ฎ ๐˜€๐—ฎ ๐—˜๐—ธ๐—ผ๐—ป๐—ผ๐—บ๐—ถ๐˜†๐—ฎ?

๐Ÿฑ ๐—–๐—ฟ๐—ฎ๐˜‡๐˜† ๐— ๐—ถ๐˜€๐˜๐—ฎ๐—ธ๐—ฒ๐˜€ ๐—ผ๐—ณ ๐—™๐—ถ๐—ฟ๐˜€๐˜ ๐—ง๐—ถ๐—บ๐—ฒ ๐—›๐—ผ๐—บ๐—ฒ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€!
25/06/2025

๐Ÿฑ ๐—–๐—ฟ๐—ฎ๐˜‡๐˜† ๐— ๐—ถ๐˜€๐˜๐—ฎ๐—ธ๐—ฒ๐˜€ ๐—ผ๐—ณ ๐—™๐—ถ๐—ฟ๐˜€๐˜ ๐—ง๐—ถ๐—บ๐—ฒ ๐—›๐—ผ๐—บ๐—ฒ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ๐˜€!

Zonal Value vs. Market Value: Why It Matters When Buying or Selling Property!๐ŸŽฏ โ€œThink your property is worth millions? N...
24/06/2025

Zonal Value vs. Market Value: Why It Matters When Buying or Selling Property!

๐ŸŽฏ โ€œThink your property is worth millions? Not so fast. The government might say otherwise!โ€ ๐Ÿ˜ฑ

๐Ÿ“ Did you know there are two different values used when buying or selling a property in the Philippines?

๐Ÿ‘‰ Zonal Value is set by the BIR and used for tax purposes.
๐Ÿ‘‰ Market Value is the actual price your property can sell for in the open market.

Understanding both is CRUCIAL when you're calculating taxes, negotiating prices, or applying for a loan. ๐Ÿ’ก

Whether you're an investor, seller, or first-time buyer โ€” this info can save you money and avoid legal headaches.

ctto: Ariel Edera

๐Ÿ“ฉ DM me if you want a free guide or consultation!

20/06/2025

๐—™๐—˜๐—ช ๐—จ๐—ก๐—œ๐—ง๐—ฆ ๐—Ÿ๐—˜๐—™๐—ง ๐—œ๐—ก ๐——๐—”๐—ก๐—”๐—ฅ๐—ฅ๐—” ๐—ก๐—ข๐—ฅ๐—ง๐—›!

โœจ Modern Living at an Affordable Price! โœจ

๐Ÿก Looking for a new home?
Danarra North offers stylish and budget-friendly options!

๐Ÿ”‘ Ideal for families, young professionals, or investors.
Enjoy spacious homes, modern design, and a quiet neighborhood โ€” all close to key locations.

๐Ÿ’ธ Reserve now before it's too late!

Send a message to learn more

17/06/2025

๐Ÿ๏ธ ๐—Ÿ๐—ถ๐˜ƒ๐—ฒ ๐˜๐—ต๐—ฒ ๐—œ๐˜€๐—น๐—ฎ๐—ป๐—ฑ ๐——๐—ฟ๐—ฒ๐—ฎ๐—บ ๐—ฎ๐˜ ๐—”๐—ฅ๐—จ๐—š๐—” ๐—ฅ๐—ฒ๐˜€๐—ผ๐—ฟ๐˜ & ๐—ฅ๐—ฒ๐˜€๐—ถ๐—ฑ๐—ฒ๐—ป๐—ฐ๐—ฒ๐˜€ ๐—ฏ๐˜† ๐—ฅ๐—ผ๐—ฐ๐—ธ๐˜„๐—ฒ๐—น๐—น! ๐ŸŒŠโœจ

Looking for a beachfront property that offers luxury, privacy, and long-term value? Whether you're an OFW planning for the future, an investor eyeing capital appreciation, or a foreigner wanting a retirement haven โ€” ๐—”๐—ฟ๐˜‚๐—ด๐—ฎ ๐—ฅ๐—ฒ๐˜€๐—ผ๐—ฟ๐˜ ๐—ฎ๐—ป๐—ฑ ๐—ฅ๐—ฒ๐˜€๐—ถ๐—ฑ๐—ฒ๐—ป๐—ฐ๐—ฒ๐˜€-๐— ๐—ฎ๐—ฐ๐˜๐—ฎ๐—ป is a top-tier choice in Cebu!

๐Ÿ“ ๐—Ÿ๐—ผ๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป: ๐—ฃ๐˜‚๐—ป๐˜๐—ฎ ๐—˜๐—ป๐—ด๐—ฎรฑ๐—ผ, ๐—Ÿ๐—ฎ๐—ฝ๐˜‚-๐—Ÿ๐—ฎ๐—ฝ๐˜‚ ๐—–๐—ถ๐˜๐˜†, ๐— ๐—ฎ๐—ฐ๐˜๐—ฎ๐—ป ๐—œ๐˜€๐—น๐—ฎ๐—ป๐—ฑ, ๐—–๐—ฒ๐—ฏ๐˜‚

Nestled along the longest stretch of white sand shoreline in Mactan, Aruga brings Rockwellโ€™s signature high-end living to the seaside, making everyday feel like a 5-star vacation.

๐Ÿ’ก ๐—ช๐—ต๐˜† ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜ ๐—ถ๐—ป ๐—”๐—ฟ๐˜‚๐—ด๐—ฎ ๐— ๐—ฎ๐—ฐ๐˜๐—ฎ๐—ป? ๐—›๐—ฒ๐—ฟ๐—ฒ ๐—ฎ๐—ฟ๐—ฒ ๐Ÿฑ ๐˜€๐—ผ๐—น๐—ถ๐—ฑ ๐—ฟ๐—ฒ๐—ฎ๐˜€๐—ผ๐—ป๐˜€:

1๏ธโƒฃ ๐—ฃ๐—ฒ๐—ฟ๐—ณ๐—ฒ๐—ฐ๐˜ ๐—ณ๐—ผ๐—ฟ ๐—ฅ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ โ€“ Wake up to ocean views, breathe in fresh sea air, and enjoy a peaceful coastal lifestyle surrounded by nature and luxury.

2๏ธโƒฃ ๐—–๐—ฎ๐—ฝ๐—ถ๐˜๐—ฎ๐—น ๐—”๐—ฝ๐—ฝ๐—ฟ๐—ฒ๐—ฐ๐—ถ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ฃ๐—ผ๐˜๐—ฒ๐—ป๐˜๐—ถ๐—ฎ๐—น โ€“ Being a Rockwell property in one of Cebuโ€™s most exclusive beach zones, this investment is projected to grow in value over time.

3๏ธโƒฃ ๐—œ๐—ฑ๐—ฒ๐—ฎ๐—น ๐—ณ๐—ผ๐—ฟ ๐—ข๐—™๐—ช๐˜€ โ€“ Secure your hard-earned money by investing in a tangible, appreciating asset you can eventually call home.

4๏ธโƒฃ ๐—˜๐˜…๐—ฐ๐—น๐˜‚๐˜€๐—ถ๐˜ƒ๐—ฒ ๐—”๐—บ๐—ฒ๐—ป๐—ถ๐˜๐—ถ๐—ฒ๐˜€ โ€“ From a pool bar and outdoor spa to landscaped gardens, jogging paths, and 24/7 security โ€” everything you need is right here.

5๏ธโƒฃ ๐—Ÿ๐—ถ๐—บ๐—ถ๐˜๐—ฒ๐—ฑ ๐—œ๐—ป๐˜ƒ๐—ฒ๐—ป๐˜๐—ผ๐—ฟ๐˜† = ๐—›๐—ถ๐—ด๐—ต ๐—ฉ๐—ฎ๐—น๐˜‚๐—ฒ โ€“ With only a few units left and high demand, owning here gives you exclusivity and prestige that few can match.

๐Ÿข Available Units:
โ–ช๏ธ 1-Bedroom (67โ€“69 sqm)
โ–ช๏ธ 2-Bedroom (99โ€“101 sqm)

๐Ÿ’ฐ Reservation Fee: โ‚ฑ100,000 only

๐Ÿ“ฒ DM me for more details, sample computations, or to schedule your private site tour. Letโ€™s make your beachfront dream a reality!

โœจ Just had the chance to visit this stunning beach condo by Rockwell โ€“ and wow, it felt like paradise! ๐ŸŒด๐ŸŒŠIf you're dream...
16/06/2025

โœจ Just had the chance to visit this stunning beach condo by Rockwell โ€“ and wow, it felt like paradise! ๐ŸŒด๐ŸŒŠ

If you're dreaming of owning a home by the beach or planning for a relaxing retirement spot, ๐—”๐—ฟ๐˜‚๐—ด๐—ฎ ๐—ฅ๐—ฒ๐˜€๐—ผ๐—ฟ๐˜ & ๐—ฅ๐—ฒ๐˜€๐—ถ๐—ฑ๐—ฒ๐—ป๐—ฐ๐—ฒ๐˜€ ๐— ๐—ฎ๐—ฐ๐˜๐—ฎ๐—ป might just be the one. ๐Ÿ–๏ธ๐Ÿ’™

Perfect for retirement, vacation living, or smart investingโ€”plus, the potential for capital appreciation here is truly exciting! ๐Ÿ“ˆ๐Ÿก

๐—™๐—˜๐—ช ๐—จ๐—ก๐—œ๐—ง๐—ฆ ๐—Ÿ๐—˜๐—™๐—ง!

Curious to see it for yourself? Letโ€™s explore their amazing units together! ๐Ÿ‘€๐Ÿ“ฒ

Saturday well spent! โ˜€๏ธWe had an awesome time getting a closer look at the stylish and modern condo units at BE Residenc...
14/06/2025

Saturday well spent! โ˜€๏ธ

We had an awesome time getting a closer look at the stylish and modern condo units at BE Residences Lahug โ€” and wow, theyโ€™re impressive! ๐Ÿ˜๐Ÿข

Curious to know more about this project?
๐Ÿ“ฉ Feel free to send us a message anytime. Weโ€™d love to help you out!

๐Ÿšจ๐—ก๐—ข ๐—ฃ๐—ฅ๐—ข๐—ข๐—™ ๐—ข๐—™ ๐—œ๐—ก๐—–๐—ข๐— ๐—˜? ๐—ก๐—ข ๐—ฃ๐—ฅ๐—ข๐—•๐—Ÿ๐—˜๐— !๐Ÿšจ๐ŸŒด๐—ข๐˜„๐—ป ๐—ฎ ๐—ฅ๐—ฒ๐˜€๐—ผ๐—ฟ๐˜ ๐—–๐—ผ๐—ป๐—ฑ๐—ผ ๐—ถ๐—ป ๐— ๐—ฎ๐—ฐ๐˜๐—ฎ๐—ป ๐—ต๐—ฎ๐˜€๐˜€๐—น๐—ฒ-๐—ณ๐—ฟ๐—ฒ๐—ฒ!๐ŸŒด๐Ÿฎ ๐—ฉ๐—ฎ๐—น๐—ถ๐—ฑ ๐—œ๐——๐˜€ + ๐—ฅ๐—ฒ๐˜€๐—ฒ๐—ฟ๐˜ƒ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—™๐—ฒ๐—ฒ ๐—น๐—ฎ๐—ป๐—ด, ๐—–๐—ผ๐—ป๐—ฑ๐—ผ ๐˜‚๐—ป...
13/06/2025

๐Ÿšจ๐—ก๐—ข ๐—ฃ๐—ฅ๐—ข๐—ข๐—™ ๐—ข๐—™ ๐—œ๐—ก๐—–๐—ข๐— ๐—˜? ๐—ก๐—ข ๐—ฃ๐—ฅ๐—ข๐—•๐—Ÿ๐—˜๐— !๐Ÿšจ

๐ŸŒด๐—ข๐˜„๐—ป ๐—ฎ ๐—ฅ๐—ฒ๐˜€๐—ผ๐—ฟ๐˜ ๐—–๐—ผ๐—ป๐—ฑ๐—ผ ๐—ถ๐—ป ๐— ๐—ฎ๐—ฐ๐˜๐—ฎ๐—ป ๐—ต๐—ฎ๐˜€๐˜€๐—น๐—ฒ-๐—ณ๐—ฟ๐—ฒ๐—ฒ!๐ŸŒด
๐Ÿฎ ๐—ฉ๐—ฎ๐—น๐—ถ๐—ฑ ๐—œ๐——๐˜€ + ๐—ฅ๐—ฒ๐˜€๐—ฒ๐—ฟ๐˜ƒ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—™๐—ฒ๐—ฒ ๐—น๐—ฎ๐—ป๐—ด, ๐—–๐—ผ๐—ป๐—ฑ๐—ผ ๐˜‚๐—ป๐—ถ๐˜ ๐—ป๐—ฎ ๐—ป๐—ถ๐—บ๐—ผ! ๐Ÿ˜ฑ๐Ÿ’ผ

Introducing ๐—ฅ๐—ข๐—ฌ๐—”๐—Ÿ ๐—ข๐—–๐—˜๐—”๐—ก ๐—–๐—ฅ๐—˜๐—ฆ๐—ง ๐— ๐—”๐—–๐—ง๐—”๐—ก by Primary Homes โ€“๐Ÿ–๏ธ The ONLY condo that offers FREE PARKING for 2BR units! ๐Ÿ…ฟ๏ธ๐Ÿ’ฏ

๐Ÿ“Located in Sudtunggan, Basak, Lapu-Lapu City โ€“ just minutes away from hospitals, malls, beach resorts, airport, and MEPZ!

โœจ ๐—ช๐—ต๐˜† ๐—ข๐—™๐—ช๐˜€, ๐—™๐—ผ๐—ฟ๐—ฒ๐—ถ๐—ด๐—ป๐—ฒ๐—ฟ๐˜€, ๐—ฎ๐—ป๐—ฑ ๐—œ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—ผ๐—ฟ๐˜€ ๐—Ÿ๐—ผ๐˜ƒ๐—ฒ ๐—œ๐˜ ๐—›๐—ฒ๐—ฟ๐—ฒ:

1๏ธโƒฃ ๐—ก๐—ข ๐—•๐—ฎ๐—ป๐—ธ ๐—ผ๐—ฟ ๐—ฃ๐—ฎ๐—ด-๐—œ๐—•๐—œ๐—š ๐—Ÿ๐—ผ๐—ฎ๐—ป ๐—ก๐—ฒ๐—ฒ๐—ฑ๐—ฒ๐—ฑ โ€“ Own it straight, stress-free!
2๏ธโƒฃ ๐—ฃ๐—ฒ๐—ฟ๐—ณ๐—ฒ๐—ฐ๐˜ ๐—ณ๐—ผ๐—ฟ ๐—”๐—ถ๐—ฟ๐—ฏ๐—ป๐—ฏ ๐—ผ๐—ฟ ๐—Ÿ๐—ผ๐—ป๐—ด-Term Rental Income ๐Ÿ“ˆ
3๏ธโƒฃ ๐—ก๐—ผ ๐—ฃ๐—ฟ๐—ผ๐—ผ๐—ณ ๐—ผ๐—ณ ๐—œ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ ๐—ก๐—ฒ๐—ฒ๐—ฑ๐—ฒ โ€“ Ideal for self-employed, freelancers, or those with complex job status
4๏ธโƒฃ ๐—™๐—ฅ๐—˜๐—˜ ๐—ฃ๐—”๐—ฅ๐—ž๐—œ๐—ก๐—š ๐—ณ๐—ผ๐—ฟ ๐Ÿฎ๐—•๐—ฅ ๐˜‚๐—ป๐—ถ๐˜๐˜€ โ€“Huge savings + rare offer! ๐Ÿš—
5๏ธโƒฃ ๐—Ÿ๐—ผ๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ถ๐˜€ ๐—š๐—ข๐—Ÿ๐—— โ€“ 5 to 15 mins from top destinations, hospitals, resorts, and the airport

๐ŸŠ Amenities: Pool, Gym, Playground, Commercial Area, Clubhouse, Garden Trails, and more!
๐Ÿข Units with balcony, modern finish, and complete building amenities

๐Ÿ’ฅ Ideal for retirement, rental income, or stress-free condo living in Cebu!

๐Ÿ“ฉ Message now to reserve your unit! Site tripping available.

๐Ÿ–๏ธโœจ๐Ÿ’ธ

๐Ÿก ๐—ฃ๐—ฟ๐—ฒ๐˜€๐—ฒ๐—น๐—น๐—ถ๐—ป๐—ด ๐˜ƒ๐˜€. ๐—ฅ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐—ณ๐—ผ๐—ฟ ๐—ข๐—ฐ๐—ฐ๐˜‚๐—ฝ๐—ฎ๐—ป๐—ฐ๐˜† (๐—ฅ๐—™๐—ข): ๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐˜๐—ต๐—ฒ ๐—ฅ๐—ฒ๐—ฎ๐—น ๐——๐—ฒ๐—ฎ๐—น?Are you planning to buy your first home or invest in a ...
12/05/2025

๐Ÿก ๐—ฃ๐—ฟ๐—ฒ๐˜€๐—ฒ๐—น๐—น๐—ถ๐—ป๐—ด ๐˜ƒ๐˜€. ๐—ฅ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐—ณ๐—ผ๐—ฟ ๐—ข๐—ฐ๐—ฐ๐˜‚๐—ฝ๐—ฎ๐—ป๐—ฐ๐˜† (๐—ฅ๐—™๐—ข): ๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐˜๐—ต๐—ฒ ๐—ฅ๐—ฒ๐—ฎ๐—น ๐——๐—ฒ๐—ฎ๐—น?

Are you planning to buy your first home or invest in a property but canโ€™t decide between preselling or ready for occupancy (RFO)? ๐Ÿค” Donโ€™t worry, youโ€™re not alone!

Let me break it down in a simple way to help you make the right choice.

๐Ÿ—๏ธ ๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐—ฃ๐—ฟ๐—ฒ๐˜€๐—ฒ๐—น๐—น๐—ถ๐—ป๐—ด?
Preselling means the property is still under construction or in the planning stage, but you can already reserve or buy it at a much lower price.

โœ… Advantages:
-Cheaper price (early bird rates!)
-Flexible payment terms
-More options to choose your preferred unit or location (like corner lots, top floors, etc.)
-Value of the property usually appreciates by the time itโ€™s completed

โš ๏ธ Disadvantages:
-Youโ€™ll need to wait (months or years) before you can move in
-There might be delays in construction
-You canโ€™t see the actual unit yetโ€”only brochures or model units

๐Ÿ  ๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐—ฅ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐—ณ๐—ผ๐—ฟ ๐—ข๐—ฐ๐—ฐ๐˜‚๐—ฝ๐—ฎ๐—ป๐—ฐ๐˜† (๐—ฅ๐—™๐—ข)?
RFO means the unit is fully built and ready to move in right away! This is perfect for those who need a home ASAP.

โœ… Advantages:
-You can move in immediately
-You get to see the actual unit before buying
-Great if you want to start renting it out right away (for income)

โš ๏ธ Disadvantages:
-Usually more expensive than preselling
-Fewer units to choose from
-Payment terms might be less flexible

๐Ÿค” So, which one is right for you?
If youโ€™re investing for the future and want to save money, Preselling might be for you.
If you need a place now or want immediate returns, go for an RFO.

Whatever your decision is, what matters most is choosing a reliable developer and having a trusted agent to guide you every step of the way. ๐Ÿ™Œ

Feel free to message me if you need help finding the best dealsโ€”whether preselling or RFO, Iโ€™ve got options for you! ๐Ÿ˜‰

Warmly,
Ronie Zapanta ๐Ÿก
Your Real Estate Buddy

Why RENT if you can OWN one ๐Ÿ˜ŠCity Clou is still a PRE-SELLING CONDOMINIUM located at the Heart of Midtown Cebu.โœ…15K PER ...
28/04/2025

Why RENT if you can OWN one ๐Ÿ˜Š
City Clou is still a PRE-SELLING CONDOMINIUM located at the Heart of Midtown Cebu.

โœ…15K PER MONTH
โœ…4% DISCOUNT
โœ…ZERO INTEREST
โœ…NO SPOT DOWNPAYMENT NEEDED
๐Ÿงญ Located: Dionisio Jakosalem St. Across Sacred heart City Clou offers spacious unit types that suits your needs.
โœ… Studio: 27-31.11 sqm
โœ… 1 bedroom: 36.89 - 42.84 sqm
โœ… 2 bedroom: 42- 67.70 sqm

Message me now for more info!

Having a great time at the UM Conference 2025.  Big thanks to Filipino Homes for the invite!
26/04/2025

Having a great time at the UM Conference 2025. Big thanks to Filipino Homes for the invite!

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