PINAY Property Finder - Cebu Philippines Best Houses and Condos

08/11/2025

Even if your house gets damaged or destroyed by a typhoon, earthquake, or flood…
👉 You STILL owe the bank or Pag-IBIG.

Yes — even if your home is gone, your housing loan doesn’t disappear.
You borrowed money, and that loan remains your responsibility until it’s fully paid.

That’s why when you buy a house through Bank Financing or Pag-IBIG, having the right insurance coverage is a must!

Here’s what every homeowner should understand 👇

🏦 1️⃣ MRI (Mortgage Redemption Insurance)
This protects your family if something happens to you (the borrower).
If you pass away before the loan is paid off, the MRI settles the remaining balance — so your loved ones won’t inherit the debt or risk losing the home. 🙏

🌪️ 2️⃣ Fire and Acts of Nature (AON) Coverage
This protects your property itself — in case it’s damaged or destroyed by fire, earthquake, flood, or typhoon.
Without this, the bank or Pag-IBIG will still collect loan payments even if your house is unlivable. 😢

📋 Here’s how it works:
✅ You file a claim for the damage.
✅ The insurance company pays the bank or Pag-IBIG directly (since your property is the collateral).
✅ If the claim amount covers your remaining loan — good news, your loan is settled!
✅ But if it’s less, you’ll have to pay the difference.

💡 Real talk:
Insurance pays for the damage, but your loan stays until the lender is fully paid.
MRI protects your family, and AON protects your home. Both are essential for your peace of mind and financial security. ❤️

⸻

✨ Tip:
Whether your home is under Bank or Pag-IBIG financing, review your insurance today.
Make sure you’re protected with MRI + Acts of Nature coverage.

💬 Message me if you want to avail MRI big savings.

Photo credits to the owner.

28/10/2025

⚠️ EXCLUSIVE LAUNCH! Limited to ONLY 9 Homes in Mandaue City! ⚠️

Introducing 𝗝𝗔𝗚𝗢𝗕𝗜𝗔𝗢 𝗣𝗟𝗔𝗖𝗘 by AldevLand Development Corporation

This is your chance to own a truly spacious, 3-storey home within an exclusive pocket subdivision in Jagobiao. Jagobiao Place is designed for the urban family seeking generous living space, privacy, and immediate access to everything Mandaue has to offer.

With only 9 units available in this pre-selling phase, opportunity is extremely limited. Secure your family's future today!

🏡 PROPERTY HIGHLIGHTS
* Project Type: House & Lot (3-Storey)
* Status: Pre-selling (Secure the best price!)
* Size: Generous Avg. 192 sqm Floor Area / Avg. 74 sqm Lot Area
* Bedrooms: 5 🛏️
* Bathrooms: 4 Toilet & Baths + Powder Room 🚿
* Parking: 2–3 Carports 🚗
* Features: Spacious Living, Dining, & Kitchen Areas

📍 PRIME LOCATION
* Location: Acacia Hills, Jagobiao, Mandaue City
* Advantage: Strategically located near schools, commercial hubs, and major road access, minimizing your commute and maximizing convenience.

💰 FINANCING
* Accepted: Bank Financing

⚠️ ACT NOW! This limited offering won't last.

Send us a message TODAY for the full details and to reserve your unit!
📞 0939 402 6000

14/10/2025

Saan aabot ang 4,655 mo?😲🤔
Introducing Sweetberries Community 🏡⭐💯

Location: Cambuhawe, Balamban, Cebu!

🏡 𝗙𝗶𝗻𝗶𝘀𝗵𝗲𝗱 𝗼𝗻𝗲-𝘀𝘁𝗼𝗿𝗲𝘆 𝘁𝗼𝘄𝗻𝗵𝗼𝘂𝘀𝗲𝘀 in a 3.6-hectare residential haven, designed with your family in mind.

❤️ 𝗜𝗻𝘃𝗶𝘁𝗶𝗻𝗴: Well-designed spaces that gives you comfort without the clutter

💸 𝗔𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗹𝗲: Own a home for as low as P4,655/month
🔒 𝗦𝗲𝗰𝘂𝗿𝗲: A gated community

🏡 𝗛𝗢𝗨𝗦𝗘 𝗙𝗘𝗔𝗧𝗨𝗥𝗘𝗦:
1- Bedroom
1- Toilet & Bath
1- Living Room
1- Dining Room
1- Kitchen Area
1- Service Area

⭐ 𝗔𝗠𝗘𝗡𝗜𝗧𝗜𝗘𝗦:
• Chapel
• Basketball Court
• Clubhouse
• Playground
• Entrance Gate and Guardhouse

A place where you can finally say, “This feels like home.” 🌿

FEW UNITS LEFT ‼️ SECURE YOUR UNIT NOW BEFORE PRICE INCREASE ‼️

Your dream home is waiting.

𝗜𝗳 𝘆𝗼𝘂 𝗺𝗶𝘀𝘀𝗲𝗱 𝗯𝘂𝘆𝗶𝗻𝗴 𝗿𝗲𝗮𝗹 𝗲𝘀𝘁𝗮𝘁𝗲 𝟭𝟬 𝘆𝗲𝗮𝗿𝘀 𝗮𝗴𝗼, 𝘁𝗵𝗲 𝘀𝗲𝗰𝗼𝗻𝗱-𝗯𝗲𝘀𝘁 𝘁𝗶𝗺𝗲 𝗶𝘀 𝗡𝗢𝗪 — 𝗮𝗻𝗱 𝘁𝗵𝗲 𝗻𝗲𝘅𝘁 𝗱𝗲𝗰𝗮𝗱𝗲 𝘄𝗶𝗹𝗹 𝘁𝗵𝗮𝗻𝗸 𝘆𝗼𝘂.
🏢🏡🇵🇭

14/10/2025

Preselling House and Lot in Suba BasBas Lapu2 City

📍 Why Choose Costa Liya?
✔️ 4-hectare master-planned community
✔️ Limited enclave – only 287 exclusive units
✔️ Generous 60 sqm lot with 64.85 sqm floor area

🏠 Home Features You’ll Love:
✅ 3 Bedrooms – perfect for the family
✅ 2-Car Carport
✅ Inviting Lanai – great for gatherings
✅ 2 Toilet & Baths
✅ Private Balcony with fresh island breeze 🌬️

💰 Investment Details:
🏷️ Price starts at ₱6M+
📌 Reservation Fee: ₱50,000
💸 10% Equity spread over 3 years – only ₱16K/month
🏦 Bank Financing Options:
• 20 years – ₱42K/month
• 15 years – ₱49K/month
• 10 years – ₱63K/month

✨ Don’t miss the chance to own your dream home in paradise!

📞 Message us today and let’s reserve your unit at Costa Liya, Suba Basbas, Lapu-Lapu City!

27/09/2025

Good news... Get your Housing loans now thru Pag-Ibig

Pag-IBIG Fund to Offer Special 4.5% Rate for Home Loans Up to P1.8 Million

Pag-IBIG Fund will offer a special 4.5% housing loan rate this October for members purchasing house-and-lot packages worth up to P1.8 million, under the Marcos Administration’s Expanded Pambansang Pabahay para sa Pilipino (4PH) Program and in celebration of National Shelter Month. The program covers the first 10,000 locally employed members and 1,000 OFWs, with the rate fixed for the first three years. Eligible applications already in the pipeline will also be included.

At this rate, the monthly amortization for a P1.8 million loan over 30 years drops to P9,120.34 from P11,082.91 at the regular 6.25%, resulting in savings of nearly P2,000 per month or P71,000 in three years.

To qualify, first-time homebuyers must have at least 12 monthly savings and earn below P47,856 in NCR or P34,686 outside NCR, while all OFWs qualify regardless of income. Loan proceeds may be used to purchase a house-and-lot, lot only, construct or improve a home, or acquire a Pag-IBIG Fund Acquired Asset.

“Last July, we introduced a 3% subsidized rate for socialized housing loans. Now, we are expanding this effort by offering a 4.5% rate for loans up to P1.8 million, making even non-socialized housing more affordable,” said DHSUD Secretary Jose Ramon C. Aliling, Chairperson of the Pag-IBIG Fund Board of Trustees. Pag-IBIG Fund CEO Marilene C. Acosta added, “Through this initiative, we provide substantial savings and help Filipino families realize their dream of homeownership, in support of President Marcos’ vision of a better and more secure life for every Filipino.”

27/09/2025

Pursuant to the Government Procurement Policy Board (GPPB) Circular 01-2021, various procurement requirements of the Pag-IBIG Fund as of 22 September 2025, are now available for viewing at https://www.pagibigfund.gov.ph/bids/

27/09/2025

𝑨𝒔𝒉𝒂𝒏𝒂 𝑪𝒐𝒂𝒔𝒕 𝑹𝒆𝒔𝒊𝒅𝒆𝒏𝒄𝒆𝒔

📍Mahayahay Liloan Cebu

🌱𝑪𝑶𝑹𝑨𝑳 𝑼𝑵𝑰𝑻

Lot Area: 100sqm
Floor Area: 127sqm

4 Bedrooms
3 Toilet & Bath
1 Carpark
Service Area
Lanai

The Ashana Coast Advantage:

🍃 Abundant sunshine
🍃 Cool breeze
🍃 Restful sleep
🍃 24/7 Wellness therapy

For further details kindly message or call us at 0939.402.6000

27/09/2025

Verdana Plains in Guinsay, Danao, Cebu, offers a lifestyle of tranquility and modern living. Here's what you can expect:

Project Details:

📍Location: Guinsay, Danao, Cebu, with easy access to key establishments
- Project Type: House and Lot
- Developer: MLD
- Status: Pre-selling
- Financing: Bank financing available

House Models:

🏡- Airi: 2-Storey Single Detached with 4 bedrooms, 3 toilet & bath, and 1 carport ✅Lot Area: 120-127 sqm
✅Floor Area: 121.57 sqm
🏡- Ode: 2-Storey Single Detached with 3 bedrooms, 2 toilet & bath, and 1 carport ✅Lot Area: 100-131 sqm
✅Floor Area: 87.42 sqm

🏡- Amy: 1-Storey Single Detached with 2 bedrooms, 1 toilet & bath, and 1 carport ✅Lot Area: 99-137 sqm
✅Floor Area: 70 sqm

🏡- Diana: 2-Storey Townhouse with 3 bedrooms, 2 toilet & bath, and 1 carport ✅Lot Area: 48 sqm
✅Floor Area: 70 sqm

Amenities:

- Clubhouse with leisure swimming pool
- Basketball court for active days
- Karaoke room for entertainment
- Parks and playground for family enjoyment
- 24/7 Security for peace of mind
- Concrete roads with curbs and gutters
- Underground drainage system for efficient waste management
- Electric and water supply for convenience

Pricing and Payment Terms:

- Reservation Fee: Php 10,000
- Equity payment:
Starting at Php 16,653.67/month for 30 months (varies depending on house model)
- Balance payment: Loanable through bank financing

Accessibility:

- Walking distance to Central Nautical Highway
- 2.2 km to Guinsay Elementary School
- 2.5 km to Beach/Beach Resorts
- 3.6 km to Sands Gateway Mall and Port of Danao
- 33 km to SM City Cebu
- 34.5 km to IT Park Cebu
- 35 km to Mactan-Cebu International Airport

27/09/2025

𝗧𝗿𝘆 𝘁𝗵𝗶𝘀 𝗥𝗲𝗻𝘁 𝘁𝗼 𝗢𝘄𝗻 𝟮𝗕𝗥 𝗖𝗼𝗻𝗱𝗼 𝗶𝗻 𝗠𝗮𝗻𝗱𝗮𝘂𝗲, 𝗖𝗲𝗯𝘂 | 𝗔𝘀 𝗹𝗼𝘄 𝗮𝘀 𝟭𝟬𝗸 𝗖𝗮𝘀𝗵𝗼𝘂𝘁 𝗢𝗻𝗹𝘆 to move in | 160K 𝗗𝗣 𝗣𝗿𝗼𝗺𝗼 ‼️

🔰 4-5 𝘮𝘪𝘯 𝘥𝘳𝘪𝘷𝘦 𝘵𝘰 𝘜𝘊 𝘉𝘢𝘯𝘪𝘭𝘢𝘥, 𝘊𝘰𝘶𝘯𝘵𝘳𝘺 𝘔𝘢𝘭𝘭
🔰7-9 𝘮𝘪𝘯 𝘥𝘳𝘪𝘷𝘦 𝘵𝘰 𝘜𝘝 𝘎𝘶𝘭𝘭𝘢𝘴, 𝘜𝘚𝘊 & 𝘐𝘛 𝘗𝘢𝘳𝘬
🔰 𝘎𝘰𝘰𝘥 𝘧𝘰𝘳 𝘙𝘦𝘯𝘵𝘢𝘭𝘴 / 𝘈𝘪𝘳𝘣𝘯𝘣

𝗕𝘂𝘆𝗲𝗿'𝘀 𝗣𝗿𝗼𝗺𝗼 🔥

🌺 FREE Water Connection
🌺 FREE Window Blinds
🌺 FREE Move-in Fees
🌺 FREE Transfer Charges
🌺 FREE Pag-ibig Loan Assistance
🌺 NO Hidden Charges
🌺 10k Reservation only

𝘘𝘶𝘪𝘤𝘬 𝘋𝘦𝘵𝘢𝘪𝘭𝘴 -
☑️ Floor Area: 30.60 sqm
☑️ 2 bedroom | 1 bathroom | fully-finished unit
☑️ Estimated Pag-ibig Amort: 18k+/mo.

𝗔𝗠𝗘𝗡𝗜𝗧𝗜𝗘𝗦
🌻 Entrance/ Exit Gate With Guardhouse
🌻 CCTV (indoor & Outdoor)
🌻 Clubhouse
🌻 Covered Basketball Court
🌻 Fitness Area
🌻 Olympic-size Swimming Pool
🌻 Landscape Area
🌻 Children's Playground
🌻 Ample Parking Area
🌻 Perimeter Fence

💯 𝐀𝐯𝐚𝐢𝐥 𝐧𝐚 𝐌𝐞𝐧𝐭𝐫𝐚𝐬 𝐧𝐚𝐚 𝐩𝐚 𝐚𝐧𝐝 𝐁𝐚𝐫𝐚𝐭𝐨 𝐩𝐚

𝐅𝐨𝐫 𝐦𝐨𝐫𝐞 𝐝𝐞𝐭𝐚𝐢𝐥𝐬 | 𝐯𝐢𝐞𝐰𝐢𝐧𝐠 | 𝐫𝐞𝐬𝐞𝐫𝐯𝐚𝐭𝐢𝐨𝐧:
Message us ....

23/09/2025

Own this condo unit inside Cebu IT Park
for as low as Php 14,500/month

🌊 𝗧𝗛𝗘 𝗪𝗔𝗩𝗘 𝗧𝗢𝗪𝗘𝗥𝗦 – 𝗧𝗢𝗪𝗘𝗥 𝟭: 𝗡𝗔𝗚𝗢𝗠𝗜 🇯🇵🇵🇭
Pre-selling Condo in Cebu | Introductory Price Now Available!

Step into elevated living at Nagomi, the 40-storey residential tower of The Wave Towers, a new mixed-use development in Cebu City with retail and lifestyle spaces at The Podium.

🏢 709 thoughtfully designed units
📍 Prime city location
🛍️ Commercial podium for everyday convenience

🏗️ Developed by CLNUD VENTURES, INC. – a partnership between CEBU LANDMASTERS, INC., the leading developer in VisMin, and NTT UD ASIA PTE LTD, a renowned Japanese global developer.

💡 Why invest now?
✅ Introductory prices for early buyers
✅ Flexible payment terms
✅ High capital appreciation and rental potential

📩 Message us today to get the price list, floor plans, and reserve your unit.

10/09/2025

🎓✨ Parents & Investors Alert! ✨🎓

Looking for the perfect condo for your students OR a smart rental investment? 👩‍🎓👨‍🎓

🔥 GRAB THIS LIMITED PROMO NOW! 🔥
📍 Mesatierra Garden Residences – Ready for Occupancy Units

💰 Just pay 2.5% DP and you can move in right after loan take-out!
✅ Prime Location in Davao City
✅ Ideal for student living or passive rental income
✅ Hassle-free move-in, low cash out

Why wait when you can own and earn at the same time? 💼🏡

📩 Message me today for details and computation!
📲 0939.402.6000

10/09/2025

𝐅𝐎𝐑 𝐒𝐀𝐋𝐄 ‼️
𝐅𝐮𝐥𝐥𝐲 𝐅𝐮𝐫𝐧𝐢𝐬𝐡𝐞𝐝 𝟏 𝐁𝐞𝐝𝐫𝐨𝐨𝐦 𝐔𝐧𝐢𝐭
at 𝗦𝗛𝗘𝗥𝗔𝗧𝗢𝗡 𝗥𝗘𝗦𝗜𝗗𝗘𝗡𝗖𝗘 𝗠𝗔𝗖𝗧𝗔𝗡, 𝗖𝗘𝗕𝗨 ✨️

Step into elevated coastal living at The Residences at Sheraton, a premier beachfront development on Mactan Island, Cebu. This spacious 1-BR unit offers the perfect blend of comfort, style, and world-class resort amenities—ideal for personal use or investment.

️👉𝐔𝐍𝐈𝐓 𝐃𝐄𝐓𝐀𝐈𝐋𝐒:
𝐓𝐲𝐩𝐞: 1-Bedroom 🛌
𝐅𝐥𝐨𝐨𝐫 𝐀𝐫𝐞𝐚: 67 square meters 📐
𝐏𝐚𝐫𝐤𝐢𝐧𝐠: 12.5 sq.m Includes 1 designated parking slot 🚗
𝐅𝐥𝐨𝐨𝐫 𝐋𝐞𝐯𝐞𝐥: 15th Floor
𝐕𝐢𝐞𝐰: Ocean and Amenity view - enjoy stunning views of the sea & pool right from your room.

Fully Furnished & Move-in Ready 👌
✅Bed is king size Rustan hydraulic adjustable bed 🛌 Bedroom headboard wall is Slab Granite.
✅️All extra cabinets in Bathroom , Huge Bathroom & Bedroom Mirror, Hot water kitchen & Bathroom
✅️Hidden hot & cold water dispenser,
✅️QUARTZ END tables
✅85-inch Smart TV
✅️Bosch big fridge freezer combo ( hidden) , Bosch 4 burner flush mount conduction cooktop
Bosch oven , Bosch micro All 3 color lights
✅Extra outlets
✅️2 stainless steel ceiling fans
✅️Samsung stacked smart washer - dryer

💰 𝐒𝐄𝐋𝐋𝐈𝐍𝐆 𝐏𝐑𝐈𝐂𝐄: ₱ 21,500,000.00 NET (Negotiable After Viewing)

𝗪𝗼𝗿𝗹𝗱-𝗖𝗹𝗮𝘀𝘀 𝗔𝗺𝗲𝗻𝗶𝘁𝗶𝗲𝘀:

✔️ Fitness center, yoga room, and massage room for wellness
✔️ Playroom for kids & coworking space for professionals
✔️ Residents-only beachfront access—your private slice of paradise
✔️ 24/7 security with CCTV
✔️ Elevators & fire exits
✔️ Library
✔️ Swimming pool
✔️ Clubhouse

🌴 Live the Sheraton lifestyle—where luxury meets the ocean.

✨✨✨✨✨✨✨✨✨✨✨✨✨✨✨
𝗙𝗼𝗿 𝗺𝗼𝗿𝗲 𝗱𝗲𝘁𝗮𝗶𝗹𝘀, 𝗿𝗲𝘀𝗲𝗿𝘃𝗮𝘁𝗶𝗼𝗻 𝗮𝘀𝘀𝗶𝘀𝘁𝗮𝗻𝗰𝗲 𝗮𝗻𝗱 𝘀𝗶𝘁𝗲 𝘃𝗶𝗲𝘄𝗶𝗻𝗴, 𝗽𝗹𝗲𝗮𝘀𝗲 𝗳𝗲𝗲𝗹 𝗳𝗿𝗲𝗲 𝘁𝗼 𝗰𝗼𝗻𝘁𝗮𝗰𝘁 :
📞 +63 939.402.6000 (WhatsApp/Viber)
📧 [email protected]