https://maribethmaranga.d8-18.com/home-8533-8080-7341

Affordable Homes & Condos by Maribeth P. Maranga, Cebu City (2026)

03/05/2026

FEW UNITS LEFT
𝐄𝐂𝐎𝐍𝐎𝐌𝐈𝐂 𝟐-𝐒𝐓𝐎𝐑𝐄𝐘 𝐓𝐎𝐖𝐍𝐇𝐎𝐔𝐒𝐄, 𝐕𝐄𝐑𝐘 𝐍𝐄𝐀𝐑 𝐓𝐎 𝐂𝐂𝐋𝐄𝐗 𝐁𝐑𝐈𝐃𝐆𝐄

𝗔𝗥𝗜𝗥𝗔 𝗛𝗢𝗠𝗘𝗦 𝗦𝗨𝗕𝗗𝗜𝗩𝗜𝗦𝗜𝗢𝗡
Location: Timpolok Road, Babag 2, Lapu-Lapu City, Cebu
📍 Near Cebu-Cordova Link Expressway (3rd Bridge)! 🌉😍

𝟐-𝐒𝐓𝐎𝐑𝐄𝐘 𝐓𝐎𝐖𝐍𝐇𝐎𝐔𝐒𝐄
🔸Finished Unit Deliverable
🔸 Lot Area: 40 sqm
🔸 Floor Area: 45.5 sqm
🔸 Kitchen/Dining/Living Area
🔸 2 Bedrooms
🔸 2 Toilet and Bath
🔸 Service Area
🔸 Carport

🔹 𝗣𝗥𝗜𝗠𝗘 𝗟𝗢𝗖𝗔𝗧𝗜𝗢𝗡 & 𝗔𝗖𝗖𝗘𝗦𝗦𝗜𝗕𝗜𝗟𝗜𝗧𝗬:
✅ 4 mins – Babag National High School 🏫
✅ 9 mins – Lapu-Lapu District Hospital 🏥
✅ 10 mins – Iglesia ni Cristo ⛪
✅ 20 mins – Gaisano Grand Mall 🛍️
✅ 300m – Mother of Perpetual Help Parish
✅ 700m – Babag Barangay Hall 🏛️
✅ 1.3km – Opon Public Market 🛒
✅ Walking distance – PUJ access to malls, hospitals, and schools

🎉 𝗙𝗘𝗔𝗧𝗨𝗥𝗘𝗦 & 𝗔𝗠𝗘𝗡𝗜𝗧𝗜𝗘𝗦:
🏡 Gated subdivision with 24/7 security
🌳 Parks & Playground for kids!
🏀 Basketball Court
🏊 Swimming Pool
🏠 Multi-purpose Hall
🚦 Concrete Roads, Curbs and Gutter
🌧️ Underground Drainage System
💧Water and Electrical Lines
🧱 Concrete Perimeter Fence

25/04/2026

🔥🏡 MOVE IN EARLY

FOR AS LOW AS ₱7K/MONTH! 🏡🔥

Stop Renting. Start Owning TODAY! ✨

📍 ROYAL OCEANCREST MACTAN 1
Sudtunggan Rd, Brgy. Basak, Lapu-Lapu City, Cebu

📅 Promo Period: March 18 – May 31, 2026
⏳ Limited-time Early Move-In Promo!

⸻

💰 EASY EQUITY PAYMENT PLAN
✔ Starts at ONLY ₱7,000/month
✔ 12% Equity payable up to 36 months
✔ 88% Balance via Bank / Cash
✔ 20%–80% via Pag-IBIG
✔ Auto Debit Arrangement (ADA) available

⸻

🚪 EARLY MOVE-IN ADVANTAGE

✨ Move in after just 3 months equity
✨ OR pay 3 months in advance
❌ NO loan takeout needed
❌ NO Letter of Guarantee required

💳 MOVE-IN FEES? NO PROBLEM!
✔ Payable in INSTALLMENTS up to 3 MONTHS

💼 WHY WAIT?
Own your condo now while enjoying flexible monthly terms and early occupancy! Perfect for end-users and investors.

📩 Message me today for unit availability & sample computations!

Maribeth Padilla Maranga
09171444311

24/04/2026

🏡✨ OWN A 3-BEDROOM HOME IN LAPU-LAPU FOR AS LOW AS ₱18K/MONTH!

Introducing BREEZA SCAPES Phase 2 – your future home in Locata Rd., Looc, Lapu-Lapu City!
✔ 3 Bedrooms | 3 Toilet & Bath
✔ 2 Carports 🚗🚗
✔ Spacious 104 sqm Floor Area with 84 sqm Lot Area
✔ Located in a peaceful, gated community
💰 FLEXIBLE PAYMENT TERMS:
• 10% Downpayment (payable up to 48 months!)
• 90% Bank Financing
🎉 FREE MOVE-IN FEES
🌴 With Amenities:
🏊 Swimming Pool | 🏡 Clubhouse | 🌳 Parks & Playground
🔥 Pre-selling price = BEST VALUE!
📌 Reservation Fee: ₱50,000 only
💡 A smarter home choice for your growing lifestyle.
📩 Message now for inquiries & reservations!

24/04/2026

Turn your monthly rent into an investment. 💡🏡

Live in this 2BR townhouse in the South while building your path to ownership. No pressure, no huge upfront—just a practical way to finally call a place your own.

Start where you are. Own where you live. ✨
Message with us today!

22/04/2026

𝐍𝐨 𝐛𝐚𝐧𝐤 𝐚𝐩𝐩𝐫𝐨𝐯𝐚𝐥 𝐫𝐞𝐪𝐮𝐢𝐫𝐞𝐝—𝟑 𝐦𝐨𝐧𝐭𝐡𝐬 𝐞𝐪𝐮𝐢𝐭𝐲 + 𝐦𝐨𝐯𝐞-𝐢𝐧, 𝐏𝐮𝐲𝐨 𝐃𝐚𝐲𝐨𝐧

𝗥𝗘𝗡𝗧 𝗧𝗢 𝗢𝗪𝗡 @𝗔𝗟𝗠𝗢𝗡𝗗 𝗗𝗥𝗜𝗩𝗘 𝗪𝗔𝗟𝗞 𝗨𝗣 𝗖𝗢𝗡𝗗𝗢 𝗪𝗜𝗧𝗛 𝗙𝗥𝗘𝗘 𝗣𝗔𝗥𝗞𝗜𝗡𝗚 a highly accessible location—perfect for living or investing.

📍 𝗧𝗮𝗻𝗴𝗸𝗲, 𝗧𝗮𝗹𝗶𝘀𝗮𝘆, 𝗖𝗲𝗯𝘂 𝗖𝗶𝘁𝘆
✅ 𝗙𝗥𝗘𝗘 𝗣𝗔𝗥𝗞𝗜𝗡𝗚
✅ 𝗠𝗼𝗻𝘁𝗵𝗹𝘆 𝗱𝗼𝘄𝗻𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗳𝗼𝗿 𝗮𝘀 𝗹𝗼𝘄 ₱7,127.33 𝗼𝗻𝗹𝘆
✅ 𝗟𝗶𝗺𝗶𝘁𝗲𝗱 𝘂𝗻𝗶𝘁𝘀 𝗮𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲

Unit Choices:
• Studio (14–20 sqm)
• 1BR (26–34 sqm)
• 2BR (53 sqm)

📌 𝗡𝗲𝗮𝗿 𝗦𝗠 𝗦𝗲𝗮𝘀𝗶𝗱𝗲, 𝗦𝗥𝗣, 𝗚𝗮𝗶𝘀𝗮𝗻𝗼 𝗧𝗮𝗹𝗶𝘀𝗮𝘆, 𝘀𝗰𝗵𝗼𝗼𝗹𝘀 & 𝗵𝗼𝘀𝗽𝗶𝘁𝗮𝗹𝘀

📞 Inquire now:
Maribeth Padilla Maranga
09171444311

21/04/2026

“May titulo na, bitaw. Safe na na.”

Sayop. 💣

Sa real estate,
ang titulo dili pasabot nga okay na tanan.

Sugod pa lang na.

Daghan ang mopalit og yuta basta naa lang
sila’y hawid nga papel.

Pero wala nila gitan-aw ang likod.

Ug diha magsugod ang problema.

⚠️ **Encumbrances (mga utang o sagabal sa yuta)**
• Naay utang ang yuta.
• Gigamit diay og collateral sa bangko.
• Wala pa na fully bayran o cleared.

⚠️ **Lis Pendens (kaso nga pending pa)**
• Naay kaso ang property.
• Wala pa nahuman ang desisyon.
• Kung mapildi ang imong gipalitan… apil ka maapektuhan.

⚠️ **Peke o Doble nga mga Titulo**
• Murag tinuod tan-awon.
• Pero peke o cloned diay.
• Usahay duha mo ka “tag-iya” sa usa ka lote.

⚠️ **Walay Giingon nga Mortgage**
• Nakasangla diay sa private lender.
• Dako nga problema ang mahimong mosunod.

**Lisod nga kamatuoran:**

Naa kay titulo…
pero naa diay problema.

Dili tanan nga naay papel, limpyo.
Dili tanan nga murag safe, safe gyud.

Ang tinuod nga due diligence,
dili lang sa atubangan tan-awon.

Tan-awa ang likod.
Ang history.
Ang annotations.

Sa dili ka pa mohatag og reservation,
pangutan-a ang imong kaugalingon:

Na-check ba nimo ang Memorandum of Encumbrances?

Nakakuha ba ka og Certified True Copy?

O nisalig lang ka sa “safe na na”?

Ang real estate dili lang about sa papel.

About ni sa proteksyon.

21/04/2026

🏠 𝐓𝐇𝐄 𝐌𝐀𝐂𝐄𝐃𝐀 𝐋𝐀𝐖 ( 𝐑.𝐀. 𝐍𝐨. 𝟔𝟓𝟓𝟐)

Maceda Law or Realty Installment Buyer Protection Act provides protection to buyers of real estate properties on an installment or installment basis, especially if they are unable to make payments on time. It aims to make the process fair and avoid immediate cancellation or forfeiting of all payments.

🔑 Law Scope
This covers those who bought:
• Residential real estate (house, land, condo)
• Sold through installment payments

❗ Not covered:
• Industrial at commercial properties
• Rent-to-own schemes (depends on contract structure)

💰 𝙂𝙧𝙖𝙘𝙚 𝙋𝙚𝙧𝙞𝙤𝙙 (𝙒𝙞𝙩𝙝𝙤𝙪𝙩 𝙄𝙣𝙩𝙚𝙧𝙚𝙨𝙩)
Buyer will be given a racket to catch up on payment:

• Less than 2 years na nakabayad
→ 60 days grace period from due date

• At least 2 years have been paid
→ 1 month grace period for every year of payment

✔ No added interest within grace period

💰Right to Refund (Cash Surrender Value)
If the buyer has already paid for at least 2 years:
• Entitled to 50% refund of all those paid
• Extra 5% every year after 5 years (up to 90% maximum)

👉 This is what is called cash surrender value

🚫 Requirements Before Contract Cancellation:

Cancellation is not automatic. The seller should be:
• Send a notarized notice of cancellation or demand for rescission
• Give buyer 30 days from receipt to make payment
• Return the due refund before the cancellation becomes effective

🏡 𝙍𝙞𝙜𝙝𝙩 𝙩𝙤 𝙍𝙚𝙞𝙣𝙨𝙩𝙖𝙩𝙚
The buyer still has a chance:
• Pay the unpaid installments within the grace period
• Restore the validity of the contract and resume ownership

Kar Right to Assign or Sell Rights

Buyer can:
• Sell or assign his rights to someone else
• Or renew the contract if allowed

📝 Protection Against Sudden Forfeit
It can't just be:
• Cancel the contract immediately
• Get all payments without due process

✔ The purpose of the law is to ensure justice and protection

19/04/2026

Last Units Available!!

Kona Villas, Mactan, Lapu-Lapu City

Near Mactan Newtown and Big Foot Studios
Walking Distance St. Joseph School of Mactan

Price : 8M only
Reservation fee : 35k

House Details :
2 Storey Single Detached
Lot Area : 124 sqm
Floor Area : 115 sqm
4 Bedrooms / 3 Toilet and Bath
1 Carport

Nearest Landmarks :
3 minutes drive to Mactan Newtown
5 minutes drive to Mactan Shrine
7 minutes drive to Shangri-La Mactan
15 minutes drive to Mactan Airport

For inquires feel free to message me directly

19/04/2026

💁What if your next home isn’t just a place to live…
…but a SMART INVESTMENT that grows your money? 💰🏡

Welcome to EASTLAND ESTATE — where MODERN LIVING meets AFFORDABLE LUXURY ✨

🔥 Choose your dream home:

🏡 Single Detached – Spacious & Private
🏡 Single Attached – Stylish & Practical
🏡 Modern Designs – Built for Filipino families

💥 WHY BUY NOW?
✅ 3 Bedrooms – Perfect for growing families
✅ Fully Fitted Units – Move-in ready!
✅ Prime & Accessible Location 📍
✅ High Value Appreciation 📈
✅ Safe & Peaceful Community 🛡️

💸 FLEXIBLE PAYMENT OPTIONS:
✔ Low Downpayment
✔ Easy Monthly Terms
✔ Bank / Pag-IBIG Financing Available

⚠️ LIMITED UNITS ONLY!
Prices are rising — secure your unit TODAY before it’s too late!

19/04/2026

🏦 REM Transfer: Ano ang Mangyayari Kung Ipapasalo ang Naka-Mortgage na Property?

(Real Talk Guide sa Pasalo / Assumption of Mortgage)

Ang pasalo ay isa sa pinakasikat na paraan para ibenta ang property na may mortgage.

Pero tandaan:

Hindi lang buyer ang pumapasok sa deal — pati banko ay kasama sa proseso.

⸻

📜 Ano ang REM at Bakit May Kontrol ang Bank?

Ang REM (Real Estate Mortgage) ay nangangahulugan na ang property ay naka-collateral sa loan ng borrower.

Ito ay naka-record sa:
Registry of Deeds

Ibig sabihin:
👉 May legal interest pa ang bank sa property hangga’t hindi fully paid ang loan.

⸻

🏠 Ano ang Mangyayari Kapag Ipapasalo ang Property?

✅ Step 1: Hanap ng Buyer na Sasalo sa Monthly Payment

Dalawang common na setup:

✔ Assumption of Mortgage
• Buyer ang magpapatuloy sa monthly amortization
• May kasulatan (Deed of Assumption)

✔ Formal Bank Approval Transfer
• Mas legal at mas safe
• Buyer must qualify under bank requirements

⸻

🏦 Step 2: Bank Approval (Most Important Part)

Kailangan pa rin ng bank consent.

Under regulation of Bangko Sentral ng Pilipinas:
Banks must approve borrower substitution.

Without bank approval:
❌ Pasalo agreement may be risky
❌ Original borrower remains liable

⸻

⚠️ Real Talk: Common Misconception

Maraming akala:

“Pasalo na — tapos na ako sa loan.”

Hindi.

Kung walang bank approval:
👉 Original borrower pa rin ang liable sa loan default.

⸻

📄 Step 3: Execute Legal Documents

Usually required:
✔ Deed of Assumption of Mortgage
✔ Notarized agreement
✔ Buyer financial documents

⸻

💰 Who Pays What?

Usually (based on Philippine practice):

Buyer shoulders:
✔ Monthly amortization moving forward
✔ Transfer taxes
✔ Closing fees

Seller may still be liable for:
❗ Past due balances
❗ Penalties (if not negotiated)

⸻

🚨 Risks of Pasalo Transactions

🚩 Buyer fails to qualify with bank
🚩 Title transfer delays
🚩 Disputes if agreement is only verbal
🚩 Seller still liable if buyer stops paying

Always document everything.

⸻

💡 Smart Seller Protection Tips

✔ Get bank written approval first
✔ Require downpayment before turnover
✔ Use notarized contracts
✔ Verify buyer capacity to pay

⸻

🤍 Bottom Line

Pasalo is possible — but must follow legal and bank procedures.

The safest path is:

Buyer qualification → Bank approval → Legal documents → Title processing → Loan responsibility transfer.

If this helped you understand real estate better, follow for more real estate education

18/04/2026

💯𝟯 𝗠𝗢𝗡𝗧𝗛𝗦 𝗗𝗘𝗣𝗢𝗦𝗜𝗧🏬💯 𝗣𝗨𝗬𝗢 𝗗𝗔𝗬𝗢𝗡😱🏬
𝗥𝗘𝗡𝗧 𝗧𝗢 𝗢𝗪𝗡 𝗖𝗢𝗡𝗗𝗢𝗠𝗜𝗡𝗜𝗨𝗠 - 𝗔𝗦 𝗟𝗢𝗪 𝗔𝗦 𝟳𝗞/𝗠𝗢𝗡𝗧𝗛
𝗥𝗢𝗬𝗔𝗟 𝗢𝗖𝗘𝗔𝗡𝗖𝗥𝗘𝗦𝗧 𝗠𝗔𝗖𝗧𝗔𝗡 𝟭 𝗙𝗘𝗪 𝗠𝗜𝗡𝗨𝗧𝗘𝗦 𝗧𝗢 𝗖𝗖𝗟𝗘𝗫 𝟭𝟬 𝗧𝗢 𝟭𝟱 𝗺𝗶𝗻𝘂𝘁𝗲𝘀 𝗦𝗠 𝗦𝗘𝗔 𝗦𝗜𝗗𝗘 𝗡𝗨𝗦𝗧𝗔𝗥 & 𝗖𝗢𝗠𝗜𝗡𝗚 𝗔𝗥𝗘𝗡𝗔 𝗡𝗘𝗔𝗥 𝗦𝗘𝗔 𝗦𝗜𝗗𝗘
3 months Down payment
Plus Move in Fee 1.5% puyo dayon 🏬

NEAR:👍
👍 Gaisano Grand Mall
👍 Mactan Doctor’s Hospital
👍 Indiana Aerospace University
👍 Mactan Domestic/International Airport
👍 ROBINSON SUPER MARKET

AMENITIES:

Clubhouse
Swimming pool (Adult & Kids)
Fitness Gym
Jogging Path
Children’s Park & Playground
24/7 Security
Commercial Spaces

🏖 Resort-Inspired Amenities
✅️ Leisure & Wellness:
• Swimming Pool
• Fitness Gym
• Basketball Hoop
✅️ Fun & Social:
• Clubhouse with Function Room & Gym
• Children’s Playground
• Guardhouse
• Drop-Off Area

🛠 Smart & Secure Building Features
• Open-air lobbies and hallways
• Two elevator units per tower with secure keycard access
• Fire protection systems and CCTV
• Backup generator and water supply systems

🏡 Available Units:
✔️ 1 Bedroom with Balcony (30–44 sqm)
✔️ 2 Bedroom with Balcony + Parking (60 sqm)

✨ Resort-Style Amenities:
🏊 Swimming Pool | 🏋️ Gym | 🏛️ Clubhouse | 🌿 Landscaped Gardens and more!

📌 Secure your unit today and experience the best of island living!
📞 Reserve Now!

-------------------------

🏬
To request for reservation | Site viewing
Please contact
09171444311

゚viralシfypシ゚

Affordable Homes & Condos by Maribeth P. Maranga

03/05/2026

25/04/2026

24/04/2026

24/04/2026

22/04/2026

21/04/2026

21/04/2026

19/04/2026

19/04/2026

19/04/2026

18/04/2026

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