29/09/2026
When one partner needs residential care, the financial impact can affect both people. This often comes as a surprise. Many couples think of certain assets as belonging to one person only, especially KiwiSaver, savings, inheritances, or property owned before the relationship.
For Residential Care Subsidy purposes, the position can be broader. The legislation says that assets can include the assets of the person being assessed and their spouse or partner, if those assets are capable of being realised.
https://www.godfreyslaw.co.nz/blog/if-your-partner-goes-into-care-what-happens-to-your-assets-kiwisaver-and-the-home/