Eze Nwagbaraji & Co.

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16/09/2025

Before buying land from a developer read this👇

Every day, people rush into property deals because the price sounds sweet or the estate advert looks fine. Then later, they hear stories of EFCC, court cases, or multiple buyers dragging the same land.

Why does this happen? Because some developers fall into trouble for things like:
✅ Selling one land/house to more than one buyer.
✅ Using land without genuine title or government approval.
✅ Running estate subscription like a Ponzi scheme.
✅ Using property sales to launder money.

Before you pay any developer, take note of this:

1. Verify title – Don’t stop at allocation paper or agreement. Ask for C of O, R of O, or genuine title document. Cross-check at the land registry.

2. Check approvals – Is the land zoned for housing? Any government acquisition wahala?

3. Investigate the developer – Do they have a track record of delivering houses or only fine billboards everywhere?

4. Insist on proper receipts and agreements – Not handwritten notes or flimsy acknowledgments.

5. Carry your lawyer along – It’s cheaper to pay a lawyer for due diligence than to lose millions later.

Pepper soup wisdom: A house is not groundnut you buy by the roadside. Shine your eyes before you subscribe, so your property dream won’t turn to police case.

11/09/2025

LAND DONATIONS TO CHURCHES, MOSQUES, AND COMMUNITIES

In Nigeria, many religious bodies and communities occupy land that was donated by families or kind-hearted individuals years ago. While this generosity is commendable, it often leads to disputes later on when the land appreciates in value or the original donors pass away.

⚖️ Key Legal Issues to Note:

1. Gift vs. Loan of Land

If land is gifted, ownership should pass to the recipient through a formal Deed of Gift.

If it was only loaned or permitted use, the family retains control.

2. Power of Attorney (POA)

A POA only authorizes someone to act on behalf of another.

It does not transfer permanent ownership and usually dies with the donor.

3. Survey Plan

A survey plan shows the location and size of land.

It is not proof of ownership without proper transfer documents.

4. Proper Documentation

To avoid future quarrels, any donation of land should be backed with documents like:

Deed of Gift (if free)

Deed of Assignment/Lease (if sold or leased)

Registered title at the land registry

📌 Pepper soup wisdom: Land given without proper documents is like meat in pepper soup without salt frustration go enter body later.

✅ Takeaway: Whether it is for a church, mosque, school, or community project, always insist on proper transfer documents and register them. Good intentions are not enough to secure ownership in the eyes of the law

09/09/2025

THINGS EVERY TENANT MUST KNOW ABOUT QUIT NOTICES IN NIGERIA

Many landlord tenant fights start because of confusion about quit notices. Some landlords don’t give proper notice, and some tenants don’t know their rights. Here’s what the law says:

✅ 1. Notice Must Be in Writing
A quit notice must be written, not just verbal pack out. Even if the landlord calls 10 times, it doesn’t replace a written notice.

✅ 2. The Length of Notice Depends on Your Tenancy

Yearly tenant -6 months notice

Half-yearly tenant - 3 months notice

Quarterly or monthly tenant - 1 month’s notice

Weekly tenant - 1 week’s notice

✅ 3. Notice Must Expire at the End of a Rent Period
If you pay rent in January–December, the quit notice must expire at the end of that rent cycle. Example: You can’t be told in March to leave in April if your rent expires in December.

✅ 4. Landlord Can’t Just Throw You Out
Even after notice expires, the landlord must still go to court to obtain an order of possession. Anything outside this is illegal eviction.

✅ 5. Agreements Can Change the Rule
If your tenancy agreement states a different notice period (e.g. 3 months instead of 6), that agreement applies unless it is unreasonable or against the law.

🥣 Pepper soup wisdom: As a tenant, don’t panic when you see a quit notice. Read it, check if it’s valid, and seek advice. A landlord’s power stops where the law begins

09/09/2025

HOW TO DETECT A FAKE LAND SURVEY IN NIGERIA

Land trouble is everywhere. One common trick scammers use is giving buyers fake survey plans. If you can’t spot the red flags, you may end up paying for land that doesn’t exist or belongs to someone else.

Here’s how to protect yourself:

✅ Check the Surveyor’s Seal & Stamp
Every genuine survey must carry the registered surveyor’s seal, signature, and registration number. If it looks like a rubber stamp or photocopy, be suspicious.

✅ Confirm with the Surveyor’s Council (SURCON)
Write down the surveyor’s details and confirm with SURCON if the person is licensed. Many fake surveys carry names of “ghost surveyors.”

✅ Cross-check Coordinates
A real survey has clear coordinates. Take them to the Surveyor-General’s Office of that state. They will plot it on their system to confirm if the land truly exists in that location and if it matches what’s on the ground.

✅ Inspect the Beacons on Ground
Fake surveys often don’t tally with the physical land. Check that the beacons (boundary markers) shown in the survey are actually placed on the land.

✅ Beware of Suspiciously Cheap Deals
If the survey looks too clean and perfect for land sold at a dash price, think twice. Scammers usually rush buyers who don’t verify.

🥣 Pepper soup wisdom: A beautiful drawing on paper is not proof of land. Until the Surveyor-General’s Office confirms it, treat every survey as suspect.

05/09/2025

💼 5 COMMON LEGAL MISTAKES NIGERIAN BUSINESS OWNERS MAKE

Running a business in Nigeria is tough enough don’t add legal wahala to it. Many entrepreneurs unknowingly put their business at risk because they ignore the law. Here are 5 mistakes you should avoid:

1️⃣ Not Registering the Business

Running as just me may feel simple, but without CAC registration, your business has no legal identity. You can’t open a proper business bank account, apply for loans, or sue in the business name.

2️⃣ No Written Agreements

Many people rely on gentleman’s agreement. When disputes arise, no one remembers the exact terms. Always put contracts in writing whether with suppliers, staff, or partners.

3️⃣ Mixing Personal and Business Money

Using one account for both personal expenses and business funds is a recipe for confusion. It makes tax filing, accountability, and even partnerships messy.

4️⃣ Ignoring Taxes and Compliance

From PAYE to VAT to annual CAC filings many small businesses skip these. But penalties pile up, and government can shut you down for non-compliance.

5️⃣ Not Protecting Intellectual Property (IP)

Your logo, brand name, or product design can be stolen if not protected. Trademark registration is cheaper than fighting a copycat in court later.

⚖️ Pepper Soup Wisdom: In business, ignorance of the law is not an excuse. Protect your hustle legally now, so that success tomorrow doesn’t turn into a courtroom drama.

03/09/2025

WHY VERBAL AGREEMENTS ARE RISKY IN BUSINESS

Many people like to seal deals with Don’t worry, I trust you or We agreed now, no need to write it down.

It feels simple at the start, but when trouble comes, you’ll regret not putting pen to paper.

Here’s why verbal agreements are risky:

✅ No clear evidence
When money disappears or promises are denied, how do you prove what was agreed? It becomes your word against theirs.

✅ Memory can fail
People conveniently forget details. Was it ₦200,000 or ₦2 million? Was it two months or two years? Without writing, confusion begins.

✅ Courts prefer documents
Although courts may sometimes recognize verbal agreements, having no written contract makes your case weaker and harder to enforce.

✅ Trust is not protection
Even family and friends can change their story when money is involved.

⚖️ Pepper soup wisdom: A handshake may start a business, but a signature keeps it safe. Always put your agreements in writing your future self will thank you.

Address

Suite CH-3, Abuja Shopping Mall
Abuja

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