CL Amana - Chris Liew KPPSA, Sabah

CL Amana - Chris Liew KPPSA, Sabah More than 15 years experiences in the related industry. Hi, Welcome to CL Property. My name is Chris Liew.

【CL AMANA SDN BHD】
【Chris Liew - 0184082888】

Services:-
- Advisor Pembiayaan Perumahan Sektor Awam
- Advisor yayasan / Koperasi Services

Trusted by leading developers, agencies & lawyers. I've more than 10 years of experience in the banking, project development, and real estate industry.

Salam Aidilfitri 🌙Maaf Zahir & Batin.Semoga perayaan yang mulia ini dipenuhi dengan keberkatan, keindahan momen, dan kem...
21/03/2026

Salam Aidilfitri 🌙

Maaf Zahir & Batin.
Semoga perayaan yang mulia ini dipenuhi dengan keberkatan, keindahan momen, dan kemakmuran yang berterusan.

Kami amat menghargai kepercayaan anda bersama kami.

CL Amana Sdn Bhd ✨

🌸 Happy International Women's Day! Selamat menyambut International Women's Day!Today, CL Amana Sdn Bhd celebrates the st...
08/03/2026

🌸 Happy International Women's Day! Selamat menyambut International Women's Day!

Today, CL Amana Sdn Bhd celebrates the strength, kindness, and resilience of women everywhere. Thank you for inspiring, supporting, and making a difference every day.

Pada hari istimewa ini, kami meraikan kekuatan, kecekalan dan kebaikan wanita di seluruh dunia. Terima kasih kerana terus memberi inspirasi, sokongan dan membawa perubahan setiap hari.

✨ Here’s to uplifting and empowering one another.Semoga kita terus saling menyokong dan memperkasakan antara satu sama lain.

💛

Thank you Nichie Zayyan Harry  for the invitation.Always happy to share LPPSA knowledge with fellow industry partners.To...
05/03/2026

Thank you Nichie Zayyan Harry for the invitation.

Always happy to share LPPSA knowledge with fellow industry partners.

Together we help more buyers secure their homes with confidence. 🤝🏡

For a subsale case!!!!Sometimes people only see the “Approved” part.But behind every approval…there are festive season d...
25/02/2026

For a subsale case!!!!

Sometimes people only see the “Approved” part.
But behind every approval…
there are festive season delays 🎄
public holidays 📅
documents missing & errors from clients😅
follow-ups after follow-ups 📞

This case wasn’t easy.
Approved smoothly 🙏

During this festive season, I’m just grateful.
Grateful for clients who trust.
Grateful for agents who support.
Grateful that our hard work never goes unseen.

When my agent/ client sent me this message…
Suddenly very proud 🥹

We don’t just submit documents.
We protect families. We secure futures. 🏡

Thank you for the trust.
CL Amana will continue to serve with heart ❤️

AWAM

Semoga bulan yang penuh keberkatan ini membawa ketenangan hati, kesihatan yang baik dan rezeki yang dilimpahi barakah bu...
19/02/2026

Semoga bulan yang penuh keberkatan ini membawa ketenangan hati, kesihatan yang baik dan rezeki yang dilimpahi barakah buat anda dan keluarga 🤲✨

Terima kasih atas kepercayaan dan sokongan yang berterusan 🤍

======================

May this blessed month bring peace, good health and abundant barakah to you and your loved ones 🌿

Thank you for your continued trust and support.

Ikhlas daripada,
Chris Liew, CL AMANA SDN BHD 💙

🏮 迎新岁 · 奔向更高格局 🏮过去一年,我们一步一步稳扎稳打。新的一年,我们不只是前进 —— 我们要加速。感谢所有客户、发展商、中介与律师伙伴一路以来对 CL AMANA SDN BHD 的信任与支持。马到成功,不只是祝福。而是行动、执行...
17/02/2026

🏮 迎新岁 · 奔向更高格局 🏮

过去一年,我们一步一步稳扎稳打。
新的一年,我们不只是前进 —— 我们要加速。

感谢所有客户、发展商、中介与律师伙伴
一路以来对 CL AMANA SDN BHD 的信任与支持。

马到成功,不只是祝福。
而是行动、执行力与责任感的体现。

2026 年,我们继续:
✔ 提升效率
✔ 提升专业
✔ 提升服务标准
✔ 为更多公务员家庭守护房产未来

祝大家:
🧧 马上发财
🏠 家庭安康
📈 事业腾飞
✨ 平安顺遂

新年快乐。

我们继续向前。

===================

Tahun baharu, terus mara ke hadapan.

Terima kasih atas kepercayaan kepada
CL AMANA SDN BHD 🙏

Semoga berjaya,
Rezeki melimpah,
Keluarga bahagia.

2026 — Lebih kukuh, lebih kuat.

— Chris Liew
CL Amana Sdn Bhd

🏮 年夜 · 团圆 · 承诺 🏮这一年,我们不只是完成一宗宗案件。我们是在为一个个家庭,守住未来。感谢所有客户、发展商、中介与律师伙伴在 2025 年给予 CL AMANA SDN BHD 的信任与支持。成绩只是结果,责任才是根本。2026...
16/02/2026

🏮 年夜 · 团圆 · 承诺 🏮

这一年,我们不只是完成一宗宗案件。

我们是在为一个个家庭,守住未来。

感谢所有客户、发展商、中介与律师伙伴
在 2025 年给予 CL AMANA SDN BHD 的信任与支持。

成绩只是结果,责任才是根本。

2026 年,我们继续提升专业、提升效率、提升标准。

让更多公务员家庭安心拥有属于自己的家。

新的一年,
格局更大,步伐更稳,方向更清晰。
新年快乐,鸿图大展。🧨

🏮 Malam Reunion · Komitmen · Kepimpinan 🏮

Tahun ini, kami bukan sekadar menyiapkan kes.

Kami menjaga masa depan setiap keluarga.
Terima kasih kepada semua pelanggan, pemaju, ejen dan peguam
yang terus memberi kepercayaan kepada CL AMANA SDN BHD sepanjang 2025.

Prestasi hanyalah hasil.

Tanggungjawab adalah asas kami.

Masuk 2026, kami akan terus menaik taraf sistem, disiplin dan profesionalisme.

Lebih cekap. Lebih teratur. Lebih dipercayai.
Selamat Tahun Baharu Cina.

Melangkah dengan visi yang lebih besar. 🧧

“I love / don’t love my job — when tragedy happens.”I love my job because I help clients secure their property.And if an...
13/01/2026

“I love / don’t love my job — when tragedy happens.”

I love my job because I help clients secure their property.
And if anything goes wrong, I make sure the family (waris) can keep the home — without the headache of installments.

We never know what will happen on next hour, or even next minute.

But I also don’t love my job…
Because sometimes, I’m the first to know when tragedy happens.

="Part 1: A real-life story"=

Last year, an agent friend introduced me to a nice, sporty couple.
They planned to buy a landed house worth RM750,000 using LPPSA.

As usual, I did my best to complete everything as fast as possible.

A few months later, the husband WhatsApp me.
He told me his wife had passed away (with 3 kids left behind)

The first thing that crossed my mind wasn’t business.
It was fear.

👉 Is the loan disbursed?
👉 Is the property covered?

I immediately checked with all related parties.
Thankfully, the tragedy happened after drawdown.
The property was already covered.

Last night, the husband messaged me again.
He told me the MRTT had fully settled the RM750,000 loan, with an extra RM20,000 payout.

Only then did I feel a small sense of relief.
This was the little thing I could do for the family.

I couldn’t help but think—
What if I had delayed the process by 2–3 weeks?
What if the tragedy happened before the coverage?

That burden on the husband…
It would have been like placing a few extra tons of stone on his shoulders.

="Part 2: My point of view"=

Everything we do creates an impact on others.
The question is: positive or negative?

Friends often ask me:
“Why do you work so hard?”
“Don’t you rest?”
“Every day working—aren’t you tired?”

Honestly? Yes.
I’m just like everyone else.
I have only 24 hours—to work, eat, spend time with family, rest, and handle stress.

But for those who know me, you know this—
I dedicate most of my time to work.

Not because I’m a workaholic.
But because I want to deliver efficient, reliable, and responsible service.

In this industry, some people say:

“Lambat sikit saja bah, bukan masalah besar.”

But to me, that small delay can change someone’s life outcome.

After 13+ years in this industry, I understand every party involved:

• Buyers want fast approval and protection for their family
• Agents may depend on that one deal for the month
• Sellers may urgently need the funds for important reasons

Speed isn’t just speed — it’s respect for everyone’s reality.

*Ps: I'm still answering/ assisting client that was 10 years ago cases.

="Part 3: Business talk"=

In any industry, we all know this rule:
Fast & efficient = higher cost

Same for me.

A simple example — I post documents daily, not in bulk, just to ensure cases move ASAP.

To maintain service quality, I:
• Increase headcount
• Invest in technology
• Improve systems
• Reduce human error
• Ensure fast and accurate responses

All these come with extra cost in time, effort, and money.
(Some others relationship cost in order make sure case from A - Z always run smooth, you know, then you know.)

With the number of cases I handle, I could earn more by cutting corners.
But I choose not to.

Because I truly appreciate those who support me.
That’s why a big portion of my income goes back as appreciation to partners, agents, and collaborators.

Last but not least

I strongly believe this:

Our vibes attract the right people,
the right partners,
and the right journey.

If we haven’t met yet, I hope our paths cross soon —
and that we’ll have the chance to sit down for a cup of coffee ☕
and start a meaningful journey together.

Terima kasih atas kepercayaan dan sokongan sepanjang tahun ini 🙏✨Setinggi penghargaan kepada klien, ejen, pemaju & pegua...
31/12/2025

Terima kasih atas kepercayaan dan sokongan sepanjang tahun ini 🙏✨
Setinggi penghargaan kepada klien, ejen, pemaju & peguam atas kerjasama yang baik 🤝
Semoga tahun 2026 membawa kejayaan dan rezeki yang lebih baik untuk semua 🌟🚀

Grateful for the trust and support throughout the year 🙏✨
Thank you to our clients, agents, developers & lawyers for the great collaboration 🤝
Wishing everyone a successful and prosperous 2026 ahead 🌟🚀

Terima Kasih PM KITA! 🫡  KALAU CONFIRM DAN BOLEH DIPOHON.🏠 Kerajaan kenaikan maksimum loan kakitangan kerajaan dari RM75...
10/10/2025

Terima Kasih PM KITA! 🫡 KALAU CONFIRM DAN BOLEH DIPOHON.

🏠 Kerajaan kenaikan maksimum loan kakitangan kerajaan dari RM750,000 ke RM1,000,000.

1️⃣ Ada apa sgt special? Boleh beli tanah yg harga lebih tinggi buat rumah impian sendiri. 🤫🏕🏡

2️⃣ Dulu pernah buat b*k lecturer, cikgu dan doctor yg gaji besar, tpi pasal capped max kelayakan dlm RM750,000, kalau beli rumah harga RM800,000, perlu cari deposit rumah RM50,000 (x termasuk yuran guaman).

skarang kalau kelayakan sampai, boleh sdh beli rumah bernilai RM1,000,000 🥳🎊

🔥🔥🔥 Berita bagus mesti mao lebih dari satu!!! 🔥🔥🔥

📍 Berita bagus 2026 untuk kakitangan kerajaan yg belum pernah guna LPPSA & tgh bayar LPPSA pertama 🤩🎊🔥

Selalu client mao beli rumah ke-2 guna LPPSA, masala skarang mesti mao settle baru dpt guna lagi, mao joint loan dgn suami/isteri (salah satu ada LPPSA) pun x dpt.

Kalau yg ikut pengumuman bajet 2026, jdi lebih senang beli rumah ke-2 guna LPPSA, x payah susah² refinance atau cari duit settle loan LPPSA pertama. 🏘🏢🏡

Cost lebih rendah (x payah kena charge insurans & yuran guaman lagi) kalau x payah refinance ke bank.

1 rumah tinggal, boleh sudah beli rumah ke-2 guna LPPSA untuk pelaburan & anak² , PERFECTOOOOOO. 🎉✨️🏘

====Kami menunggu edaran penuh daripada pihak LPPSA=====

📄 Tak pasti kelayakan? Nak tahu anggaran potongan?

Kami sedia bantu — konsultasi percuma & semakan kelayakan terus ke WhatsApp!
Cuma klik link di bio atau tekan PM sekarang!

✨ Dari warga pendidik, untuk masa depan lebih terjamin.

🌟 Another day, another 3 happy clients! 😄📸Terima kasih for the kind words and support 💬🙏Bila customer puas hati, saya pu...
02/07/2025

🌟 Another day, another 3 happy clients! 😄📸
Terima kasih for the kind words and support 💬🙏
Bila customer puas hati, saya pun rasa sangat berbaloi 💼❤️

Dari kira loan sampai siap sign agreement ✍️🏠
Saya jaga semua step – you just relax je 😎☕
Nak tanya tentang kelayakan loan LPPSA, MRTT, atau apa-apa berkaitan?
PM saja 📲 atau klik link di bio 👇

📌 Friendly service
📌 Fast response
📌 Full support sampai loan settle

Jangan malu-malu, ramai yang dah berjaya – now your turn! 🫶💬

Another blessed Sunday! Working at hotel during outstation too 🤩Forever grateful to all my amazing clients and supportiv...
27/04/2025

Another blessed Sunday! Working at hotel during outstation too 🤩

Forever grateful to all my amazing clients and supportive buddies who walk this journey with me.
Your trust means everything! I'm always here to assist you with your LPPSA cases — anytime you need. 🤗🔥
Let’s grow together and create more success stories!



Walaupun outstation, janji standby untuk kamu & client kamu. 🤩🤗

Saya amat menghargai semua klien hebat dan rakan-rakan yang sentiasa menyokong perjalanan ini.
Terima kasih atas kepercayaan anda! Saya sentiasa bersedia membantu anda dalam semua urusan LPPSA. 🤗🔥
Mari kita terus maju bersama dan cipta lebih banyak kejayaan!

Address

Lot 2-3-9B, Block A, 3rd Floor, Kolam Centre Phase 2, Jalan Lintas, Luyang
Kota Kinabalu
88300

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