GRATA Moldova

10/02/2026

Fast 10 % Rendite mit staatlichen Wertpapieren –
warum also überhaupt noch Unternehmer sein?
In dieser Podcast-Episode sprechen wir offen über:
- Banken, Rendite und Risiko
- Inflation in Moldawien vs. EU
- warum Kapital oft falsch investiert wird
und was sich ändern muss, damit Investitionen wieder Sinn machen
🎙️ Zu Gast: Alexander Picker
📅 Morgen um 10:00 Uhr – die komplette Episode
👉 Einschalten. Diskutieren. Weiterdenken.

28/01/2026

Vendor finance (seller financing) is one of the most practical ways to buy real estate or a business in Moldova without a traditional bank loan.
In this video, I explain how vendor finance works in the Republic of Moldova, what a typical structure looks like, and how to protect both buyer and seller.

What we cover in this video:
📌 What is vendor finance and why it is popular in Moldova
📌 Typical payment structures (down payment + monthly installments)
📌 Interest vs. no-interest seller financing
📌 Security options: mortgage, pledge, retention of title
📌 Key contract clauses to avoid disputes
📌 Risks for buyers and sellers — and how to reduce them
Vendor finance can be a powerful tool, but only if it is properly structured and legally protected.
📩 If you want help structuring a vendor finance transaction in Moldova (real estate or business), feel free to contact us directly.
🔔 Subscribe for more videos about investments, legal structuring, and business opportunities in Moldova.

29/11/2025

02/08/2023

📢 Bursă de 500 euro și internship în cadrul prestigioasei companii de consultanță juridică GRATA International!

Dragi studenți ai Facultății de Drept din Republica Moldova,

V-ați dorit întotdeauna o oportunitate deosebită pentru a vă dezvolta cunoștințele juridice și pentru a vă lansa în cariera voastră profesională? GRATA International vă oferă această șansă unică prin cea de-a III-a ediție a concursului Bursa "GRATA International" Ediția 2023!

Ce aduce această bursă pentru voi?
🏆 Premiul constă într-o sumă generoasă de 500 euro pentru a vă sprijini în parcursul academic și profesional.
🌍 Șansa de a efectua un internship remarcabil în cadrul companiei noastre atât în Moldova, cât și în alte țări din afara granițelor țării. GRATA International este prezentă în peste 22 de țări și are o rețea de peste 250 de avocați cu expertiză internațională, care vă vor oferi o experiență valoroasă în diverse domenii ale dreptului.

Pentru a participa, trebuie să urmați următorii pași simpli:
1️⃣ Depuneți dosarul până la data de 30 August 2023, care va conține:
- Un eseu captivant de maxim 10 pagini, pe tema "Testarea rezistenței sistemului bancar din RM la factori de risc - analiză comparativă între legislația RM și UE." Regulamentul complet și detalii despre subiect sunt disponibile pentru voi.
- O prezentare Power-Point conținând aspectele esențiale ale eseului.
- Curriculum Vitae, pentru a ne cunoaște mai bine experiența voastră și pasiunile juridice.
- Confirmarea privind desfășurarea studiilor voastre.
- Extrasul din fișa matricolă cu situația notelor obținute în ultimii 2 ani de studii.

2️⃣ O condiție importantă este să aveți media notelor de minim 8.5, inclusiv în cadrul sesiunii de iarnă. Demonstrând angajamentul vostru academic, veți avea mai multe șanse de a câștiga această bursă valoroasă!

Ce veți câștiga prin acest internship?
📚 Aveți ocazia să învățați de la avocați cu expertiză internațională în diferite domenii ale dreptului, acumulând cunoștințe și abilități neprețuite pentru cariera voastră profesională.
💼 Veți experimenta cm este să activați în cadrul unei firme de avocați cu renume atât în țară, cât și în afara hotarelor ei, deschizându-vă oportunități diverse și interesante.

Nu pierdeți ocazia de a vă dezvolta și a vă pune în valoare pasiunea pentru drept. Regulamentul de organizare și desfășurare a concursului va fi expediat direct către voi prin e-mail. Pentru a vă înscrie, trimiteți dosarul complet la adresa [email protected].

Alegeți să faceți diferența în cariera voastră și să vă deschideți orizonturi noi cu GRATA International! Vă așteptăm cu nerăbdare să ne cunoaștem mai bine și să vă ghidăm spre succesul vostru profesional! 🌟

02/06/2023

Marina Kahiani, Partner of the and Finance team and Zarina Kabashova, Associate advised the European for and (EBRD) on four risk-sharing framework deals in 2023. The signing took place at 's annual meeting on 17 May 2023 in Samarkand.

EBRD is supporting small and medium-sized enterprises ( ) in Kazakhstan by providing fresh funds jointly with its financial intermediaries. The will share up to 50 percent of risk on KZT 2.42 billion (around US$5.4 million) loans provided by its long-term partner Bank CenterCredit to local borrowers which include the local leading furniture producer “ ", a Kazakh supplier of packaging materials and equipment "Intellpack", and a Kazakh company "VivaPharm".

🔗 Read more on our website https://gratanet.com

17/05/2023

You have a unique opportunity to get advice from the leading lawyers of the GRATA International law firm in the above jurisdictions.

14/05/2023

I. The CSAM Regulation (in draft) imposes a range of obligations to remove child sexual abuse materials (CSAM), including conducting risk assessments and implementing mandatory detection orders. It primarily applies to hosting services, interpersonal communication services (messaging services), app stores, and internet access services.

Key Obligations:

1. Hosting and messaging services: Must conduct risk assessments of CSAM and take appropriate mitigation measures; can be subject to detection orders requiring the use of technology to prevent dissemination of CSAM or grooming of children; must report potential CSAM to appropriate authorities; can be subject to a removal order (hosting services only).
2. App stores: Must assess if any apps present a CSAM risk and take reasonable measures to ensure apps that present a grooming risk are not available to children.
3. Internet access service: This can be subject to blocking orders.
Victims also have rights to information and assistance with the removal of CSAM.

Business Impact:

The CSAM Regulation has important implications for hosting and messaging companies. These organizations will need to comply with new obligations to address the spread of CSAM, which may require adjustments to their current practices, additional resources, and investments in systems to ensure compliance.

II. The Political Advertising Regulation (in draft) will require additional transparency about political advertising, including targeting and amplification techniques. It primarily applies to publishers of political advertisements and those providing political advertising services.

Key Obligations:

1. Publishers: Political advertisements must be identified as such and contain additional information, such as the sponsor of the advertisement. For publishers who are Very Large Online Platforms (VLOPs), this information must form part of their advertising repository under the Digital Services Act. Remuneration or other benefits from providing political adverts must be disclosed. Users must be able to notify breaches of these requirements.
2. Targeting and Amplification: Targeting and amplification based on special category personal data are prohibited (unless based on explicit consent or by a non-profit). Additional transparency obligations arise for targeting and amplification techniques used for political advertising, and suitable policies must be developed.

Business Impact:

The Regulation is mainly relevant to publishers and those placing political adverts. These organizations will need to comply with new transparency obligations, which may require adjustments to their current practices, additional resources, and investments in systems to ensure compliance. The regulation aims to promote transparency in political advertising, enabling users to better understand the source and intent behind such adverts and prevent the misuse of personal data for targeting purposes.
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06/05/2023

I. The Platform Workers Directive (in draft) aims to create a refutable presumption that those carrying out platform work will be employees and introduces new rights for workers (both employees and self-employed) regarding algorithmic management. It applies primarily to digital labor platforms that allow customers to request services involving the organization of work by individuals.

Key Obligations:

1. Refutable presumption of employment: The Directive provides a list of criteria to determine whether a platform worker is presumed to be an employee or not.
2. Algorithmic management: Platform workers will have enhanced information rights on algorithms, the right to human review, and the right to contest automated decisions impacting them.
3. Enforcement measures: Digital labor platforms must declare work to national authorities on a six-monthly basis. The Directive also provides protection against dismissal for platform workers asserting their rights and enables collective redress actions.

Business Impact:

The Platform Workers Directive is likely to have a significant effect on digital labor platforms, including those located outside the EU, as it changes the way platform workers are classified and managed, potentially leading to increased labor costs and additional regulatory requirements.

II. The Digital Services Act (Regulation (EU) 2022/2065) imposes new obligations on those hosting content, with online platforms being subject to significant new "online harm" obligations. It applies primarily to those providing hosting, caching, or mere conduit services, online platforms (e.g., social media services and online marketplaces), and very large ('Big Tech') providers of social media services, online marketplaces, and search engines.

Key Obligations:

1. Hosting, caching, and mere conduit: The intermediary defenses in the old eCommerce Directive are preserved, with new obligations like appointing a single point of contact and reporting annually on content removal. Hosting providers will need to inform users when content is removed and allow them to appeal.
2. Online platforms: New obligations include a prohibition on "dark patterns," and transparency obligations in relation to ads and recommender systems.
3. Very large online platforms and search engines: Further obligations such as the creation of an internal compliance function and conducting risk assessments.

01/05/2023

I. The Cyber Resilience Act (in draft) aims to impose cybersecurity obligations on suppliers of products containing digital technology in the EU. It primarily applies to those supplying products designed to connect to another device or network, but not to standalone electronic devices unless they have IoT functionality. The term "products" includes both software and hardware, extending these rules beyond physical goods manufacturers.
Key Obligations:

1. Essential cybersecurity requirements: Products must be designed to ensure appropriate cybersecurity, undergo risk assessments addressing specific factors, have strict processes to identify and patch vulnerabilities, and provide security information to users. Some products will be designated as "critical" or "highly critical" and subject to additional controls, conformance assessments, and CE marking.
2. Vulnerability reporting: Manufacturers must notify ENISA of incidents and exploited vulnerabilities within 24 hours.

Business Impact: The Regulation will be a major change for those supplying digital hardware or software.

II. The Digital Markets Act (Regulation (EU) 2022/1925) imposes significant new ex-ante obligations on 'Big Tech' gatekeepers to ensure competition in digital markets. It primarily applies to gatekeepers as providers of core platform services, including intermediation services, search engines, social media, operating systems, advertising services, and cloud computing. The European Commission will designate large core platform service providers as gatekeepers based on their economic size and user base.

Key Obligations:

1. Restricting leveraging: Gatekeepers must limit their ability to use core platform services to favor other services within their ecosystems, such as prohibiting preferencing their own offers in their results rankings.
2. Paving the way for rivals: The DMA reduces barriers for challenger platforms to compete with gatekeepers, including a specific requirement for messaging interoperability.
3. Rebalancing power for business users: The DMA rebalances certain aspects of gatekeepers' commercial relationships with their business users, such as imposing data sharing in certain circumstances.

Business Impact:
The Digital Markets Act is likely to have a significant effect on digital markets, potentially changing the competitive landscape for both gatekeepers and smaller businesses.







Ciobanu Stanislav
GRATA Moldova

28/04/2023

🏆 On April 12, 2023, Legal 500, a global legal directory, released its rankings of leading law firms and lawyers in Europe, Middle East and Africa - Legal 500 EMEA 2023.

The rankings reveal that GRATA International has maintained its success from the previous year, with strong rankings in , , , and .

The Legal 500 EMEA 2023 rankings have confirmed GRATA International’s role as one of the market leaders in the region.

🔗 Read more on our website via the link → https://buff.ly/3oosU1v