Fhlcorp - International Jurists

Fhlcorp - International Jurists fhl corp dedicated to startup and skill india programme of Primeminister provides industrial and corporate consultancy and has specific BPO for payroll

21/03/2024

Pay Attention to What U R Eating : Ca Dhruv Agrawal chairman Zaviks

05/03/2024
22/02/2024

Dhruv Agrawal Chairman of Zaviks Energy farm cm Ayurvedic centre in Noida sector 150

Profile
CA DHRUV K AGRAWAL B.com.,LLB,FCA,CS,AIIA(USA), SOH (UK) has a unique distinction of qualifying Chartered Accountancy at the youngest age of nineteen years in 1987. He was instrumental in getting an amendment for the CA Act in Parliament in 1988 on the age issue. He was awarded Scroll of Honor at London by then Chief Justice of India Dr. K.G. Balakrishnan in the presence of parliamentary affairs minister of India and at New Delhi by the Prime Minister of India He chaired the session in Vigyan Bhavan when the chief guest was Hon’ble President of India and was awarded honorary membership of Thai Law Council in Thailand for his research paper.

He is a recipient of the National Law Day Award from the International Jurists Association and also from the Indian National Bar Association for contribution in the field of Law in the corporate sector.

He was also honored by Present Union Minister Hon’ble Prakash Jawdekar for work in Rural Finance.

Active in Policy Making
As Chairman of CIRC of ICAi he had discussionone to one Union Minister for Heavy Industry Hon’ble Shri Arjun Meghwal, Hon’ble Shri Faggan Singh Kulaste, Hon’ble Shri Dr. Harshvardhan, Honble Shri Vijay Goyal, Chief Justice of India Dr. K.G. Balakrishnan, hundreds of MP and sitting and Retd IAS, Vice-chancellors and thereby provided policy-related inputs to the Ministries both of the Central and State Governments concerning finance, import-export, land and water resources, SDGs, poverty alleviation, forest and environment, sustainable livelihood, smallholder development, food processing, value chain, and agricultural marketing besides finance and economics. . He writes regularly in major national newspapers and magazines and actively participates in media debates on economic issues.

Author
His various books and APPS on GST and tax laws were released by Union minister Rajnath Singh, Hon’ble Shri Santosh Gangwar, Hon’ble Shri Arjun Meghwal Ji, Dy chief minister UP hon’ble Dinesh Sharma in India, and Law Minister at Thailand, as an author he has shaped the discourse on economic and tax reforms in India and Asia through his research and foresight analysis. He has published more than 120 research papers, seventy books, and ten policy papers, and 9000 hours of lectures on youtube. . His research work focused on taxation, finance, laws, agricultural growth and development, small-holders development, natural resource management, food and nutritional security, subsidies and investments, trade and WTO. He was also co-author of the International Book on Hon’ble Prime Minister Shri Narendra Modi and other books Shaping India of our Dreams, Crusade India, India in shambles, only Judiciary can save, Foregotton Constitution.

Finance Expert
Ca Dhruv Kumar Agrawal is a renowned financial expert, economist, journalist, and chartered accountant of repute. Over the last three decades, he has been actively involved in financial health empowering, strengthening, and revival of corporates, MSME, and agricultural and village-oriented issues. As a national president of Confederation of MSME, All India Confederation of micro, small industries association s and President of UP board of AIMO and Sr VP of Bhartiya Udyog Vyapaar Mandal helped industry and Trade. , As a member of Animal Welfare Board, Board member of Kamdhenu Go Sansthan and chairman of Rural skill council contributed cow-based development

Independent Director
He is on the panel of directors of MCA as qualified by the Indian Institute of corporate affairs of Government of India and is presently holding directors of various listed and non listed entities and hold positions and advisors to Tatas, Birlas. Reliance, Dalmias, Thapars, Bharti as and various MNC and Government organizations.

Professional Leader
As chairman of the central region of the Institute of Chartered Accountants of India and chairman of the student’s council by gazette of India, he shaped the nation’s accounting and financial policy standard and the future of the profession and economy of India.
As co-chairman of the London-based International Council of Jurists (Ca ), he contributed to bring uniformity in international laws.

Faculty
As visiting faculty and examiner to ICAI, Delhi University, and Management Institute OF India and international experts attended 1000 lectures as speakers in India, China, Vietnam, Thailand.

Policy Making
Ca Dhruv Agrawal chaired several high-level committees of ICAI, AICOSMIA, and NGOs and as such interacted with the Indian government including the Planning Commission of India and the Prime Minister’s Office. He developed a model for achieving 10% growth in MSME, which was implemented and achieved great results. He has impacted TAX policies and research through various roles as Director of Hindi Khabar, Advisor Surya Samachar Channel, and editor of The Residents magazine besides his role as Chairman ICAI.

Leadership and Advisory Roles
• Guides and leads the preparation of development strategy for Various industry Associations and professional bodies. Regular interactions with Chief Ministers and Ministers of Industry and Ministry of Skill Development of various States of India to promote policy reforms and implement development initiatives to improve industrial l growth, workers’ income, nutrition, and sustainable use of natural resources.
• Reviews the current status of the finance, deficit, debt levels, and fiscal discipline efforts of the Union and the States. Interacts with Chief Ministers and Finance Ministers of all States on fiscal issues.
• has been a key driver to promote prime ministers initiative of the “Make in India”, Startup India, “Incredible India” and God’s Own Country” initiatives that positioned India leading manufacturing and tourism destinations. These campaigns have won several awards

Social
Served the society as Chairman and office bearer of various NGOs, Social Portals such as
Vaish world Foundation, World Vaish Parishad, Sarvdharm Marriage Trust, www.Fhlschool.com, www.theresidents.in, www.vaishxchange.com, Chaitanya Foundation, Institute of VC Development, a federation of Sector 18 Noida, Founder of Federation of RWA’s. National Alliance of RWAS, Maharaja Agrasen Bhawan, Noida, Narwa, Shaktipeeth Temple, Noida Residents Cable Co-op, Abtak TV.
Success full Movement Saved Crores of Public Money by Leading agitation
against:

DND Toll
cable and broadcasting association charges Builders, Parking Mafia, Encroachers
Career
Finance Manager at Jubilant Group Company in 1987
Partner Gopal Dhruv and company with Present National Spokesperson BJP Gopal Agrawal 1988
Chairman – Favourite Holding and Leasing Ltd 1988
Contact
Dhruv Kumar Agrawal, Chartered Accountants, GF-41, Ansal Fortune Arcade, Sector 18, Noida Or A69 B, Sector 40 Noida, Mobile 9810425103, ICJ, Buckingham Palace Road London SW1W9SA (U.K.) Email: [email protected] PH: +44-2081335686, +44-7854740880 Mobile Mumbai Off: ICJ,43, Mittal Tower, A-Wing, 210, Nariman Point, Mumbai
Date of Birth:1.12.1967
development. As a Director of the Hindi Khabar news Channel, he interviewed Union and state ministers and Global personalities.
He is a dynamic and high profile Chartered Accountant, Writer and Social Activist. His current involvements include Co-chairman of the International Council of Jurists,(ca cell); Chairman Of FHL group having CSR initiatives AMT, ABVMY www.Fhlschool.com, www.theresidents.in, www.vaishxchange.com, Chaitanya Foundation, Institute of VC Development, FS18, BUVM, VWF and senior partner of Agrawal Dhruv & Co. He has written more than 50 books for students and professionals and had 1800 digital lectures having 1000 hours of content on youtube having millions of views. He had been the Chairman of CIRC (ICAI) and CICASA. Having a flair for writing from his school days he was the Editor of Varshney College, Aligarh’s magazine. He also edited ‘Fonrwa Journal’ an English fortnightly and “The residents” English weekly Ca Dhruv Agrawal has widely travelled in India and abroad. He has represented India at many international conferences and seminars. He has also been the representative of the International Council of Jurists and ICAI in such conferences and seminars. He has participated in more than 1000 functions in different parts of the world as a speaker, faculty, and special guest of honor. Special write-ups on him have appeared in national , international dailies, TVs, and Radios.
His latest book on GST was released recently by Union Home Minister Rajnath Singh Ji and personally handed over to Prime minister Narendra Modi and Union Minister Dr. Mahesh Sharma. and Dhruv Kumar Agrawal, Chartered Accountants, Gf-41, Ansal Fortune Arcade, Sector 18, Noida, or A69 b, sector 40 Noida, mobile 9810425103,9650507774, ICJ, Buckingham Palace Road London SW1W9SA (U.K.) Email: [email protected] PH: +44-2081335686, +44-7854740880 Mobile Mumbai Off: ICJ,43, Mittal Tower, A-Wing, 210, Nariman Point, Mumbai

https://www.youtube.com/watch?v=iqdnl4Pfj4c
17/02/2024

https://www.youtube.com/watch?v=iqdnl4Pfj4c

Greater Noida: शारदा विश्वविद्यालय में कार्यक्रम का हुआ आयोजन, NCR के सीनियर सिटीजन ने हिस्सा लिया About Channel:‘हिन्दी...

बड़े भाई तथा परम मित्र बिंदेश्वरी पाठक  संस्थापक सुलभ को विनम्र श्रद्धांजलि। आज Aiims में अंतिम सांस। कार्डियक अरेस्ट sr
15/08/2023

बड़े भाई तथा परम मित्र बिंदेश्वरी पाठक संस्थापक सुलभ को विनम्र श्रद्धांजलि। आज Aiims में अंतिम सांस। कार्डियक अरेस्ट sr

22/05/2018

fhlLoans is proud to be associated with the "Women in loan Data Science" Conference held at noida. Our key-note speaker Vani Jindall highlighted the application of FinTech, explained fhlloan's business model and how we lend loans using a digital platform in depth. Also, she addressed the power of data based scoring for lending money to the right customer and application of data science while emphasizing the importance of Natural Language Processing (NLP) and topic modeling. Take a look -

20/03/2018

Bank Guarantee
Services
Bank Guarantee
What would your business do if faced with a situation where a client asks it to offer a financial guarantee from a third party? Such situations are not unique as a lot of businesses face this on a regular basis. What is the solution then? In such cases, you need to approach a bank and ask it to become a guarantor for you. And this very concept is known as bank guarantee (BG).
Bank guarantee is something which is needed a lot by small companies while they deal with big entities or engage in an international level project or assignment. It means, the concept of bank guarantee helps a lot to those entities whose financial capacity is not that big yet they end up doing or engaging in big scale projects on an occasional basis.
At fhl, we give you an opportunity to search, compare and select from bank guarantee options offered by different banks and financial institutions. Visit our portal to understand the terms and conditions, benefits and other requirements associated with the bank guarantee. Find the best bank to stand as a guarantee for you and achieve project success without any difficulty.
Bank Guarantee ensures the payment is subject to the services are performed. It guarantees of a sum of money to a beneficiary the sum is only paid if the opposing party does not fulfill the stipulated obligations under the contract.
FHLNETWORK.comprovides financial solutions through a single window to meet your various business obligations, we help you to stand a banker as Surety and offer Guarantees on your behalf in local and foreign currency for approved purposes, within regulations.
Why fhl
Faster loan Sanction.
Quick Disbursement
Easy documentation
Doorstep service
Competitive ROI- Our team of experts compares &offers you the best available rates and charges.
Transparency- We promise to give to the complete clarity on process of your loan applications, About the Applicable charges &proper update on status of loan application.
Bank Guarantee → Documents
Documents required for processing the loan applications for bank guarantee
Kyc documents-
Sr. No. Documents type Required documnents
1 Id proof Copy of, passport / pan card / voter id card / driving license/ ration card / adhaar card
2 Address proof Copy of , passport/utility bill/voter id card / driving license/ ration card / adhaar card
3 Age proof Copy of, passport/ pan card/driving license/birth certificate/ration card
4 Signature proof Copy of, pan card/bank authorized letter
Financials documents-
Sr. No. Required documnents
1 4 photograph for applicant & co-applicant
2 Company profile (history, background & growth) + director / partner / proprietor (background,
Experience)
3 Latest list of director & shareholding pattern on letter head attested by ca
4 Net worth statement of all director attested by ca
5 Latest sale tax/service tax/ vat/cst/certificate of registration
6 Copy of moa/aoa/partnership deed (as applicable)
7 Copy of latest vat of till date for latest financial year
8 Copy of provisional balance sheet and profit & loss a/c
9 Last 3 year, itr + computation of income + auditor’s report +profit & loss+ balance sheet with complete schedule
10 Last 6 month bank statement of all running bank accounts of company
11 Last 6 month bank statement of all running bank accounts of director / partner / proprietor.
Property documents-
Sr. No. Required documents
1 Copy of property paper with complete back chain
2 Copy of sanction plan
3. Copy of latest house tax receipt
Additional documents-
Sr. No. Required documents
1 Copy of sanction letter & amortization schedule of all running loan.
2 Latest statement of account of all running loan
3. Copy of loan closure letter / noc, if any loan closed in last 6 month.
5. Copy of work order in hand
6. Copy agreement with vendor
Bank Guarantee →Process
Bank guarantee are easy to get if a business meets all the norms and possesses all the documents required by the bank. Your request for a bank guarantee has to go through a standard process where the bank will assess everything regarding you and your business before agreeing to become the guarantee.
Process involved in bank guarantee include:
 First of all, you need to submit with the bank a formal application for bank guarantee
 You need to deposit all the documents required by the bank together with a proposal of the project the loan is sought for
 The bank will ask for a small guarantee fee, which can vary from bank to bank
 You may also be asked for collateral security
 The bank will analyze the feasibility of the project the loan is sought for
 Your company’s credit worthiness and repayment status will be assessed
 Your company’s performance status will be reviewed
 Once everything is found in order, an offer letter is issued specifying terms and conditions for the bank guarantee
Visit FHLNETWORK.com to know about the process involved with bank guarantee.
Keep in touch

20/03/2018

ver Draft
Rate
MyLoanBazar.Com provides financial solutions through a single window to meet your various business opportunities with Overdraft Services. We help an organization to meet its capital needs to pursue its business goals through the suitable finance options available.
Overdraft facility is a limit which is extended in current account allowing withdrawing any amount up to the sanctioned limit. Interest is charged on the amount used on a daily outstanding basis.

Why MyLoanBazar.Com
Faster loan Sanction.
Quick Disbursement.
Easy documentation.
Doorstep service.
Competitive ROI - Our team of experts compares & offers you the best available rates and charges.
Transparency -We promise to give to the complete clarity on process of your loan applications, About the Applicable
Over Draft → Eligibility
It’s easy and simple to get overdraft facility provided one meets all the criteria laid down by the bank. The eligibility norms are more or less similar with all the banks and one can apply any bank of choice.

Eligibility criteria to get overdraft facility include:
 You must be an Indian
 You must meet the age group norms set by different banks
 You need a collateral which should be any included in the list of the bank
 You must be a regular customer with a bank which means you need to have a running account

The list of documents mentioned above is not inclusive and banks may ask for more while giving you overdraft facility. Visit MyLoanBazar.com to know more about overdraft facility.
Over Draft →Documents
Overdraft facility - documents
Documents required for processing the loan applications for overdraft facility
Kyc documents-
Sr. No. Documents type Required documents
1 Id proof Copy of, passport / pan card / voter id card / driving license/ ration card / adhaar card
2 Address proof Copy of , passport/utility bill/voter id card / driving license/ ration card / adhaar card
3 Age proof Copy of, passport/ pan card/driving license/birth certificate/ration card
4 Signature proof Copy of, pan card/bank authorized letter
Financials documents-
Sr. No. Required documnets
1 4 photograph for applicant & co-applicant
2 Company profile (history, background & growth) + director / partner / proprietor (background,
Experience)
3 Latest list of director & shareholding pattern on letter head attested by ca
4 Net worth statement of all director attested by ca
5 Latest sale tax/service tax/ vat/cst/certificate of registration
6 Copy of moa/aoa/partnership deed (as applicable)
7 Copy of latest vat of till date for latest financial year
8 Copy of provisional balance sheet and profit & loss a/c
9 Last 3 year, itr + computation of income + auditor’s report +profit & loss+ balance sheet with complete schedule
10 Last 6 month bank statement of all running bank accounts of company
11 Last 6 month bank statement of all running bank accounts of director / partner / proprietor.
Property documents-
Sr. No. Required documents
1 Copy of property paper with complete back chain
2 Copy of sanction plan
3. Copy of latest house tax receipt
Additional documents-
Sr. No. Required documents
1 Copy of sanction letter & amortization schedule of all running loan.
2 Latest statement of account of all running loan
3. Copy of loan closure letter / noc, if any loan closed in last 6 month.
5. Copy of work order in hand
Over Draft - Process
Process:-
1. The very first step required for applying a overdraft facility is submitting the application form along with the necessary documents like age proof, address proof, Identification Proof and employment details.
2. After submitting the application form, you may receive a call from the Bank officials. As some of the Financial Banks in India calls for a face to face discussion before approving your loan. In the present scenario it is the least adopted process, but still applied by some of the Indian Banks.
3. The third step required in a overdraft facility process is to verify your information filled in the application form. The process involves cross checking of your residential as well as official address authenticity by sending bank representatives to the respective places.
4. The next step is the credit appraisal for getting your loan sanctioned. This process involves establishments of repayment capacities based on calculating your income, age, qualification, nature of business and so on. This stage is referred as the most crucial one where your application for loan might get rejected.
5. After getting your overdraft facility sanctioned from the bank you will receive an offer letter enclosing the following details on the banks behalf.
- Loan Amount
- Rate of Interest
- Type of Interest rate (Fixed or variable)
- Tenure of the Loan
- Mode of repayment
- Detailed information regarding the scheme (in case of any special scheme)
- General Terms and conditions mentioned under the loan scheme
- Special conditions ( if any)
6. The legal paper formality is required like the submission of the title document of your seller including NOC.
7. Valuation of the property for which the bank is granting you loan. As the Financial banks in India are really concerned about the property for which they are sanctioning the loan.
8. Sealing the deal and signing the overdraft facility agreement.

Address

GF-41, ANSAL FORTUNE ARCADE, SEC
Noida
201303

Telephone

9810425103

Website

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