Neil J. Butler & Company, Solicitors

13/05/2020

Just for a minute , never mind the free THINGS offered all over the Web.
What about YOU and ME ?
So much that is negative around us just now; so many voices telling us what we can and can't do…
What if there is a POSITIVE place ; a CREATIVE place ; a place to meet new people from all walks of life ; from several countries at a time?
What if real and genuine connections are being made in such a place?
What if real and genuine business is being done in such a place?
What if real help for recovery - personal and business - is given without obligation?
What if we are allowed enjoy it too?
And what if you could visit for FREE - Would you?
CBN - Creative Business Network
Register here
https://lnkd.in/dC3MaBM

29/04/2020

This is timely.... even for our younger colleagues, so they can learn now what it has taken some of us many years experience to know...

Learn what you need to know to get started in property investment.

19/06/2019

We're giving Cash Back as a thank you....for your business

05/06/2019

How clever is this...? And we’re part of this Community at Neil J Butler & Co. Our thank you to our clients! Ask us for your FREE card.

25/04/2018

Delighted to be part of the Optima training team for this.... is your business ready?
Contact us for assistance - soon! May 25th is D-day!

GDPR is coming into Law on May 25th with huge changes for Organisations, Clubs, Schools, small Businesses so Optima Training are offering one of our followers the chance to attend our upcoming Preparing for GDPR training course on Friday 11th May FREE OF CHARGE. To attend this great course worth €175.00 for free - just Like our Page and this Post and Tag 3 people whose might be interested in the comments. We will draw on Wednesday 02nd from anyone who has commented expressing interest and advise the winner. Thanks and Best of Luck!

21/11/2017

How do you apply for Help to Buy (HTB)?�
Use myAccount or Revenue Online Service (ROS) to apply for HTB online.�There are two stages to the online process:
�the application stage� & the claim stage.�
Application stage� - You can apply as an individual, or as part of a group if you are buying or building with other people.
You must complete a declaration and select the years you want to use for a refund. If you are tax compliant, your application will be approved and you will be provided with an application number and a summary of the maximum amount you can claim.
You will also be given an access code separately through MyEnquiries.�
You will need to provide them to your lender.
If you are buying your home you will also need these codes for your qualifying contractor.
If you are self-building you will need these codes for your solicitor.
�Claim stage�
Once you have signed the contract for your home, or drawn down the first part of the mortgage if you are self building, you can make your claim.
Login to HTB through myAccount or Revenue Online Service (ROS) and complete the steps .�I
f you are applying with other people you will also need to confirm the portion of the refund to be refunded to each person.
If you are self-building, you will need to provide the BIC and IBAN of the loan bank account.�
Once you have submitted your claim you will be provided with a claim reference.

20/11/2017

Help to Buy - What do you need to do before you apply?�

You must be registered for either:�myAccount, if you are an employee and pay tax through PAYE�
Revenue's Online Service (ROS), if you are self-employed.�
Four year rule� - You may have signed your contract to buy a new build or drew down the first part of your mortgage for a self build between 1 January and 31 March 2017. If so, you may select the year of purchase to be the actual year you bought or built your home or the previous year provided you make your application before 31 May 2017.
This will allow you to select the four year period which is of most benefit to you.�
For example, if your contract or draw-down date is 2 February 2017, you may choose whether that took place in either 2016 or 2017. If you choose 2016, this will allow you to use your Income Tax and DIRT for the four years from 2012 to 2015. If you choose 2017, you can use the years from 2013 to 2016.

19/11/2017

How much can you claim on the Help to Buy Scheme?�
The amount that you can claim is the lesser of:�
€20,000� or 5% of the purchase price of a new home.
For self-builds this is 5% of the completion value of the property.
The amount of Income Tax and Deposit Interest Retention Tax (DIRT) you have paid in the four years before your purchase or self-build.�
The maximum payment is €20,000 per property.
This cap applies regardless of how many people enter into a contract to buy a house.�
Universal Social Charge (USC) or Pay Related Social Insurance (PRSI) are not taken into account when calculating how much you can claim.�
How will the refund be paid?�
If you bought or built the property between 19 July 2016 and 31 December 2016, the refund will be paid directly to you.�
If you buy a new build after 1 January 2017, the refund will be paid to the contractor.�
If you self-build the property after 1 January 2017, the refund will be paid to the bank account of your loan provider.

18/11/2017

What type of property qualifies for Help to Buy Scheme?

�To qualify for HTB, the property that you build or buy must be:�your home�newly built with the construction subject to Value Added Tax (VAT) in Ireland.�
The property must never have been used, or have been suitable to use, as a residential home.
If the property was non-residential, but has been converted for residential use, it may qualify for HTB.
If you buy or build the property as an investment, it does not qualify for HTB.�The purchase value of a new build means the price that you bought it for. For self-built property, the purchase value is the approved valuation by the lender at the time that you took out the mortgage.
�If you bought the property between 19 July 2016 and 31 December 2016, the purchase price must be €600,000 or less. If you bought it after 1 January 2017, it must be €500,000 or less.
�You must take out your mortgage on the property with a qualifying lender. This loan must be used only for buying or building the property. The loan must be at least 70% of the purchase value of the property. This is known as the loan to value ratio.�You are allowed to have a guarantor on the loan.

17/11/2017

Who can claim the Help to Buy (HTB) incentive?�

To claim HTB, you must:�be a first-time buyer�buy or build a new property between 19 July 2016 and 31 December 2019�live in the property as your main home for five years after you buy or build it�be tax compliant, if you are self assessed you must also have tax clearance.�To qualify, you must not have previously bought or built a house or apartment, either on your own or jointly with any other person. If you are buying or building the new property with other people, they must also be first-time buyers.�If you are buying the property, you must have signed a contract to buy that property on or after 19 July 2016. If you are self-building, you must have drawn down the first part of the mortgage on or after that date.
Approved developers and contractors�The contractor you are purchasing your home from must be approved by Revenue. You can check the list of approved developers and contractors to make sure that your developer or contractor is approved.

16/11/2017

Help To Buy Scheme

If a HTB applicant is self-building a house, his or her solicitor must verify the claim. Solicitors must first apply to Revenue to be a registered solicitor for the HTB incentive.�Neil J. Butler & Co. Solicitors are Registered for this Scheme.�The Help to Buy (HTB) incentive is a scheme for first-time property buyers. If you are a first-time buyer, it will help you with the deposit you need to buy or build a new house or apartment. You must buy or build the property to live in as your home.�When you buy or build your home, the incentive will give you a refund of Income Tax and Deposit Interest Retention Tax (DIRT) that you paid in Ireland over the previous four years.�let's look at how it works…..