Alan McGee & Co Solicitors & Personal Insolvency Practitioners

Alan McGee & Co Solicitors & Personal Insolvency Practitioners We are an East Cork based law firm and personal insolvency practitioners which caters for the requir

There’s no fixed limit on how much debt can be written off through a Debt Settlement Arrangement in Ireland.The amount d...
17/06/2026

There’s no fixed limit on how much debt can be written off through a Debt Settlement Arrangement in Ireland.

The amount depends on your individual financial circumstances and what creditors agree to under the approved proposal. Once you have completed all scheduled repayments, typically over five years, any remaining qualifying unsecured debt is legally written off, offering a genuine fresh start.

Everything you need to understand about DSAs in Ireland is covered in our guide:

https://alanmcgee.ie/understanding-dsa-in-ireland-our-complete-guide-to-debt-settlement-arrangements

If you’re wondering whether it’s time to speak to a Personal Insolvency Practitioner (PIP), there are some common warnin...
16/06/2026

If you’re wondering whether it’s time to speak to a Personal Insolvency Practitioner (PIP), there are some common warning signs to watch for.

You may benefit from PIP guidance if:

☑️ You’ve fallen behind on mortgage repayments and are worried about losing your home
☑️ You can’t keep up with loan or monthly repayments
☑️ You’re relying more and more on credit to cover everyday expenses
☑️ You’re under regular pressure from creditors

Each of these can be a sign that debt is becoming unmanageable, and the earlier you seek advice, the more options may be available to you.

Get in touch for a confidential conversation.

🔗 https://alanmcgee.ie

We’re always grateful to receive feedback like this from our clients.Thank you for your kind words and recommendation. I...
12/06/2026

We’re always grateful to receive feedback like this from our clients.

Thank you for your kind words and recommendation. It means a lot to know our team’s support and experience made such a positive impression.

At Alan McGee & Co., we’re committed to providing clear, professional advice and a supportive service across a wide range of legal matters.

🔗 https://alanmcgee.ie

If you’ve come across DSAs and PIAs when researching debt relief, understanding the difference between them is crucial.A...
10/06/2026

If you’ve come across DSAs and PIAs when researching debt relief, understanding the difference between them is crucial.

A Debt Settlement Arrangement applies to unsecured debts only, such as credit cards, overdrafts, and personal loans, with no upper limit on the amount that can be included. A Personal Insolvency Arrangement, by contrast, can cover both secured and unsecured debts, making it the more appropriate route for mortgage holders who wish to keep their home.

Discover which option could suit your circumstances in our guide to debt settlement in Ireland:

https://alanmcgee.ie/understanding-dsa-in-ireland-our-complete-guide-to-debt-settlement-arrangements

The process of entering a Debt Settlement Arrangement is more straightforward than many people expect.After an initial a...
03/06/2026

The process of entering a Debt Settlement Arrangement is more straightforward than many people expect.

After an initial assessment, your Personal Insolvency Practitioner applies for a protective certificate, which freezes creditor action for up to 70 days while a repayment proposal is prepared. That proposal is then put to a creditors' vote, and if those representing at least 65% of your listed debts approve it, the DSA is registered as a legally binding agreement.

Get a clear, step-by-step breakdown of Debt Settlement Arrangements in Ireland:

https://alanmcgee.ie/understanding-dsa-in-ireland-our-complete-guide-to-debt-settlement-arrangements

For many people, the hardest part is reaching out. Debt can bring a lot of worry, shame, and silence, but asking for sup...
28/05/2026

For many people, the hardest part is reaching out. Debt can bring a lot of worry, shame, and silence, but asking for support is not a weakness. It’s often the moment things begin to change.

If you’re feeling overwhelmed, there are options available, and you do not have to face them alone. A confidential chat can help you understand where you stand and what comes next.

🔗 https://alanmcgee.ie

More people qualify for a Debt Settlement Arrangement in Ireland than you might think.To be eligible, you must be curren...
27/05/2026

More people qualify for a Debt Settlement Arrangement in Ireland than you might think.

To be eligible, you must be currently unable to repay your unsecured debts with no realistic prospect of doing so within five years, have held at least 75% of those debts for a minimum of six months, and not be involved in any other formal debt resolution process. You must also not have previously entered into a DSA or filed for bankruptcy.

Explore whether a DSA could be right for your situation:

https://alanmcgee.ie/understanding-dsa-in-ireland-our-complete-guide-to-debt-settlement-arrangements

One of the biggest sources of stress for people in financial difficulty is the constant contact from creditors.The good ...
26/05/2026

One of the biggest sources of stress for people in financial difficulty is the constant contact from creditors.

The good news is that once your Protective Certificate is in place, you no longer have to deal with your creditors directly. From that point on, they must go through your Personal Insolvency Practitioner (PIP).

If a creditor contacts you, you can simply provide your PIP’s details and ask them to deal with your practitioner instead.

For many people, that alone can bring a huge sense of relief and breathing space.

If you’d like to understand how the process works, we’re here for a confidential chat.
🔗 https://alanmcgee.ie

Debt can affect every part of life: your sleep, your confidence, your relationships, and your peace of mind. But no matt...
21/05/2026

Debt can affect every part of life: your sleep, your confidence, your relationships, and your peace of mind. But no matter how overwhelming things feel right now, this is not where your story has to end.

There are structured, legal options that can help you move from stress and uncertainty to clarity and control. The first step is often simply having the conversation.

🔗 https://alanmcgee.ie

A Debt Settlement Arrangement could offer a genuine lifeline if you’re struggling with unsecured debt in Ireland.A DSA i...
20/05/2026

A Debt Settlement Arrangement could offer a genuine lifeline if you’re struggling with unsecured debt in Ireland.

A DSA is a legally binding agreement, regulated by the Insolvency Service of Ireland, that allows you to repay an agreed portion of your unsecured debts over a fixed period, with any remaining qualifying debt written off at the end. It covers debts such as credit cards, personal loans, and overdrafts, and is managed throughout by a licensed Personal Insolvency Practitioner who negotiates with creditors on your behalf.

Our guide to Debt Settlement Arrangements in Ireland covers everything you need to know:

https://alanmcgee.ie/understanding-dsa-in-ireland-our-complete-guide-to-debt-settlement-arrangements

Address

96 Main Street
Midleton

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+353214633585

Website

Alerts

Be the first to know and let us send you an email when Alan McGee & Co Solicitors & Personal Insolvency Practitioners posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Alan McGee & Co Solicitors & Personal Insolvency Practitioners:

Shortcuts

Share

Category