Alan McGee & Co Solicitors & Personal Insolvency Practitioners

Alan McGee & Co Solicitors & Personal Insolvency Practitioners We are an East Cork based law firm and personal insolvency practitioners which caters for the requir

The process of entering a Debt Settlement Arrangement is more straightforward than many people expect.After an initial a...
03/06/2026

The process of entering a Debt Settlement Arrangement is more straightforward than many people expect.

After an initial assessment, your Personal Insolvency Practitioner applies for a protective certificate, which freezes creditor action for up to 70 days while a repayment proposal is prepared. That proposal is then put to a creditors' vote, and if those representing at least 65% of your listed debts approve it, the DSA is registered as a legally binding agreement.

Get a clear, step-by-step breakdown of Debt Settlement Arrangements in Ireland:

https://alanmcgee.ie/understanding-dsa-in-ireland-our-complete-guide-to-debt-settlement-arrangements

For many people, the hardest part is reaching out. Debt can bring a lot of worry, shame, and silence, but asking for sup...
28/05/2026

For many people, the hardest part is reaching out. Debt can bring a lot of worry, shame, and silence, but asking for support is not a weakness. It’s often the moment things begin to change.

If you’re feeling overwhelmed, there are options available, and you do not have to face them alone. A confidential chat can help you understand where you stand and what comes next.

🔗 https://alanmcgee.ie

More people qualify for a Debt Settlement Arrangement in Ireland than you might think.To be eligible, you must be curren...
27/05/2026

More people qualify for a Debt Settlement Arrangement in Ireland than you might think.

To be eligible, you must be currently unable to repay your unsecured debts with no realistic prospect of doing so within five years, have held at least 75% of those debts for a minimum of six months, and not be involved in any other formal debt resolution process. You must also not have previously entered into a DSA or filed for bankruptcy.

Explore whether a DSA could be right for your situation:

https://alanmcgee.ie/understanding-dsa-in-ireland-our-complete-guide-to-debt-settlement-arrangements

One of the biggest sources of stress for people in financial difficulty is the constant contact from creditors.The good ...
26/05/2026

One of the biggest sources of stress for people in financial difficulty is the constant contact from creditors.

The good news is that once your Protective Certificate is in place, you no longer have to deal with your creditors directly. From that point on, they must go through your Personal Insolvency Practitioner (PIP).

If a creditor contacts you, you can simply provide your PIP’s details and ask them to deal with your practitioner instead.

For many people, that alone can bring a huge sense of relief and breathing space.

If you’d like to understand how the process works, we’re here for a confidential chat.
🔗 https://alanmcgee.ie

Debt can affect every part of life: your sleep, your confidence, your relationships, and your peace of mind. But no matt...
21/05/2026

Debt can affect every part of life: your sleep, your confidence, your relationships, and your peace of mind. But no matter how overwhelming things feel right now, this is not where your story has to end.

There are structured, legal options that can help you move from stress and uncertainty to clarity and control. The first step is often simply having the conversation.

🔗 https://alanmcgee.ie

A Debt Settlement Arrangement could offer a genuine lifeline if you’re struggling with unsecured debt in Ireland.A DSA i...
20/05/2026

A Debt Settlement Arrangement could offer a genuine lifeline if you’re struggling with unsecured debt in Ireland.

A DSA is a legally binding agreement, regulated by the Insolvency Service of Ireland, that allows you to repay an agreed portion of your unsecured debts over a fixed period, with any remaining qualifying debt written off at the end. It covers debts such as credit cards, personal loans, and overdrafts, and is managed throughout by a licensed Personal Insolvency Practitioner who negotiates with creditors on your behalf.

Our guide to Debt Settlement Arrangements in Ireland covers everything you need to know:

https://alanmcgee.ie/understanding-dsa-in-ireland-our-complete-guide-to-debt-settlement-arrangements

❓ FAQ: Can I have a PIA/DSA if I am unemployed?Yes, in some circumstances, it may still be possible to enter a PIA or DS...
19/05/2026

❓ FAQ: Can I have a PIA/DSA if I am unemployed?

Yes, in some circumstances, it may still be possible to enter a PIA or DSA while unemployed.

For example, this can apply where there is third-party assistance available or where you have assets that can be realised.

Every case depends on the full financial picture, so the best first step is to get advice based on your own circumstances. What matters most is understanding whether there is a workable path forward.

If you’d like to talk through your options confidentially, we’re here to help.
🔗 https://alanmcgee.ie

We’re delighted to share this lovely feedback from Trish about her experience with Vikki Peters at Alan McGee Solicitors...
14/05/2026

We’re delighted to share this lovely feedback from Trish about her experience with Vikki Peters at Alan McGee Solicitors.

Thank you, Trish, for your kind words and trust. Buying a property is a major milestone, so it means a lot to know the process felt clear, smooth, and supported throughout.

A big well done to Vikki for delivering the professional and approachable service our clients value so highly.

🔗 https://alanmcgee.ie

Worried that getting debt help means losing control of your finances?Working with a Personal Insolvency Practitioner is ...
13/05/2026

Worried that getting debt help means losing control of your finances?

Working with a Personal Insolvency Practitioner is about regaining control, not giving it up. They assess your situation, explain your options clearly, and put a structured plan in place that reflects what you can realistically afford. With legal protections and a defined path forward, you can move away from uncertainty and towards a more stable financial future.

To see how a Personal Insolvency Practitioner can help you take control of your debt:

https://alanmcgee.ie/pip-debt-help-how-a-personal-insolvency-practitioner-can-help-you-avoid-repossession-or-bankruptcy-in-ireland

❓ What’s the difference between a DSA and a PIA?If you’re exploring personal insolvency options, it’s important to under...
12/05/2026

❓ What’s the difference between a DSA and a PIA?

If you’re exploring personal insolvency options, it’s important to understand which solution is designed for your type of debt.

The right option depends on your circumstances, but there are solutions, and you don’t have to figure them out alone.

🔗 https://alanmcgee.ie

Address

96 Main Street
Midleton

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+353214633585

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