21/01/2026
More home buyers will be able to borrow up to six times their income to purchase a property under changes made by Nationwide.
The UK's biggest building society will expand its lending from first-time buyers to both new and existing customers moving home or remortgaging, up to 95% LTV.
To qualify, new customers will need a minimum annual income of £75,000 for sole applicants, or £100,000 for joint applications.
This means a person earning £75,000 a year would be able to borrow up to £450,000, up from £412,500.