Durant & Co.

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Durant & Co.

Our mission is to provide expert, tailored financial solutions to help individuals and families secure their futures.

Specialising in mortgages, protection, & estate planning, we are committed to delivering personalised advice with integrity.

23/06/2026

WHAT IS A LASTING POWER OF ATTORNEY? 📜

Many people assume LPAs are only for older generations.

In reality, every adult should consider one.

A Lasting Power of Attorney allows someone you trust to make decisions on your behalf if you're unable to do so.

This can include:

💷 Managing finances
🏦 Dealing with banks
🏠 Handling property matters

Accidents and illness can happen unexpectedly.

Without an LPA, loved ones may face significant difficulties helping you manage important affairs.

It's one of those documents you hope never needs to be used. But if it does, you'll be grateful it's there.

22/06/2026

🏡 Durant & Co
Trusted Advice. Lasting Peace of Mind.

Whether you're buying your first home, planning for retirement, or securing your family's future, Durant & Co is here to guide you every step of the way.

🔹 Mortgages Made Simple From first-time buyers to commercial finance, we tailor mortgage solutions to fit your life and goals.

🔹 Protection That Matters Life assurance, critical illness cover, income protection, we help you safeguard what’s most important.

🔹 Wills & Estate Planning Ensure your wishes are respected. Our in-house specialists offer will writing, powers of attorney, and secure storage options.

💬 “We understand that every journey is unique. That’s why our advice is personal, our service is comprehensive, and our support is ongoing.”

📞 Ready to take the next step? Contact us today for a no-obligation chat.
📧 [email protected]
☎️ 0333 090 3103
🌐 Visit durant-co.com

21/06/2026

LIFE INSURANCE ISN'T FOR YOU ❤️

That sounds strange.
But it's true.
Life insurance isn't really for the person taking it out.

It's for the people who rely on them.
👨👩👧👦 Partners
👶 Children
🏡 Families

Its purpose is simple.

To provide financial support if the worst happens.

Many people assume life insurance is expensive. Others believe they'll sort it out later.

Unfortunately, later isn't always guaranteed.

Having suitable cover in place can help provide financial security at a time when loved ones need it most. Nobody enjoys these conversations. But most people feel relieved once they've had them.

One conversation today could make a world of difference tomorrow.

Book your protection review. Call Durant and Co today.

20/06/2026

WHY EVERY ADULT NEEDS A WILL 📜

Let's be honest.

Nobody wakes up excited about writing a Will.

It's usually one of those jobs that sits on the to-do list for years.

But creating a Will is one of the most important things you can do for your family.

Without one, your estate may not be distributed in the way you intended.

A Will allows you to:
✅ Decide who inherits your assets
✅ Appoint guardians for children
✅ Reduce uncertainty for loved ones
✅ Make your wishes clear

It's not about planning for death.

It's about protecting the people you care about most.

And while your family might know who you wanted to inherit your prized possessions, the law doesn't work on assumptions.

A professionally prepared Will can provide clarity, certainty and peace of mind.

19/06/2026

REMORTGAGING ISN'T JUST ABOUT SAVING MONEY 💷

When people hear the word "remortgage", they usually think about getting a better interest rate.

And that's certainly one reason to do it.

But it's not the only reason.

A remortgage may help you:
🏠 Fund home improvements
💳 Consolidate existing debts
📈 Release equity
🔒 Secure payment stability
👨👩👧 Adapt to changing family circumstances

The mortgage you took out five years ago may have been perfect at the time.

But life changes.
Families grow.
Jobs change.
Priorities shift.

That's why reviewing your mortgage regularly is so important.

Think of it like servicing your car. Ignoring it doesn't usually make things better.

If your fixed rate is ending in the next six months, now could be the perfect time to review your options.

Call Durant and Co and find out your options.

𝘠𝘰𝘶𝘳 𝘩𝘰𝘮𝘦 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘰𝘴𝘴𝘦𝘴𝘴𝘦𝘥 𝘪𝘧 𝘺𝘰𝘶 𝘥𝘰 𝘯𝘰𝘵 𝘬𝘦𝘦𝘱 𝘶𝘱 𝘳𝘦𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦.

19/06/2026

📱 𝗧𝗮𝗸𝗲 𝗮 𝗹𝗼𝗼𝗸 𝗮𝘁 𝘆𝗼𝘂𝗿 𝗹𝗼𝗰𝗸 𝘀𝗰𝗿𝗲𝗲𝗻.
The people staring back at you are probably the reason you get up every morning.
The reason you work hard.
The reason you make sacrifices.
The reason you worry about the future.

𝗕𝘂𝘁 𝗵𝗲𝗿𝗲'𝘀 𝘁𝗵𝗲 𝘂𝗻𝗰𝗼𝗺𝗳𝗼𝗿𝘁𝗮𝗯𝗹𝗲 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻:
If illness stopped you working tomorrow, how long could your income keep supporting them?
If the worst happened, would they be financially protected?

Life insurance and income protection aren't really about policies.

They're about making sure the people on your lock screen can keep living the life you've worked so hard to build for them.

Because protecting your family isn't just about what happens when you're gone.

It's about what happens if you're still here but can't earn.

At Durant & Co, we don't believe protection should be a box-ticking exercise. We take the time to understand your family, your finances, and what would actually happen if life didn't go to plan. Then we help build protection around your circumstances, explaining everything clearly so you can make informed decisions with confidence.

If it's been a while since you reviewed your protection arrangements, now might be a good time.

📩 𝗦𝗲𝗻𝗱 𝘂𝘀 𝗮 𝗺𝗲𝘀𝘀𝗮𝗴𝗲 𝗼𝗿 𝗲𝗺𝗮𝗶𝗹 𝗵𝗲𝗹𝗹𝗼@𝗱𝘂𝗿𝗮𝗻𝘁-𝗰𝗼.𝗰𝗼𝗺 𝗳𝗼𝗿 𝗮 𝗻𝗼-𝗼𝗯𝗹𝗶𝗴𝗮𝘁𝗶𝗼𝗻 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 𝗿𝗲𝘃𝗶𝗲𝘄.

18/06/2026

📢 **Bank of England Holds Base Rate at 3.75% – What Does It Mean for Homeowners and Buyers?**

The Bank of England has today decided to keep the Base Rate unchanged at *3.75%*

The decision reflects a balancing act between controlling inflation and supporting economic growth. While inflation has eased significantly from its recent highs, it remains above the Bank's 2% target, leading policymakers to take a cautious approach before making any further rate cuts.

🏡 *What does this mean for the mortgage market?*

✅ Mortgage rates are likely to remain relatively stable in the short term.

✅ Borrowers coming to the end of a fixed-rate deal can expect lenders to continue pricing competitively, with many already factoring in future rate reductions.

✅ For buyers, stability in interest rates provides greater certainty when budgeting and securing mortgage finance.

✅ If inflation continues to fall, markets still expect further Base Rate cuts later this year, which could lead to lower mortgage rates in the months ahead.

While today's announcement isn't the rate cut many borrowers were hoping for, a stable Base Rate is positive news for market confidence and gives both buyers and homeowners more certainty when making financial decisions.

If you're wondering how the latest rate decision could affect your mortgage options, get in touch with the team at Durant & Co for expert advice.

18/06/2026

Happy Pride Month ❤️🏳️🌈

At Durant & Co, we believe everyone deserves a place to call home.

This month, we're celebrating diversity, inclusion and the LGBTQ+ community. Whether you're buying your first home, moving house, protecting your family, or planning for the future, everyone should feel welcomed, respected and supported.

We're proud to support a world where people can be themselves, love who they love, and build the future they want.

Because home isn't just a place.

It's where you feel safe, accepted and loved. 🏡❤️

Happy Pride Month from all of us at Durant & Co.

17/06/2026

YOUR BIGGEST ASSET ISN'T YOUR HOUSE ❤️

Quick question.

What do you think your biggest financial asset is?

🏡 Your home?
🚗 Your car?
💰 Your savings?

For most people, it's actually none of those.

It's your ability to earn an income.

Your income pays for everything:
✅ Your mortgage
✅ Household bills
✅ Food shopping
✅ Family holidays
✅ School uniforms
✅ Weekend treats

Yet many people spend more time insuring their mobile phone than protecting the income that pays for all of it.

If illness or injury prevented you from working for several months, what would happen?

Would your savings cover everything?

Would your family be comfortable financially?

Income Protection is designed to provide an income if you're unable to work because of illness or injury.

It's not the most exciting financial product in the world.

Neither is a smoke alarm.

But both become incredibly important when you need them.

👉 “Protect your income today – speak to Durant & Co.

16/06/2026

FIRST-TIME BUYERS: STOP LISTENING TO DAVE 🏡

Every family seems to have a Dave.

You know the one.

Bought a house 25 years ago, skimmed a headline last week… and now considers himself Britain’s leading mortgage expert. 😂

“Wait until house prices fall.”
“Interest rates are definitely coming down.”
“You’ll need a massive deposit.”

The problem?

A lot of property advice gets passed around without anyone stopping to check if it’s actually true.

Many first-time buyers are surprised to learn:

They may not need as large a deposit as they thought

A missed payment years ago doesn’t automatically rule them out

They could already be in a position to buy, without realising it

Too many people spend years waiting… when they could be planning.

Before you spend every evening scrolling property websites and imagining where the sofa will go, take a step back.

👉 Understand your budget
👉 Explore your options
👉 Build a plan that works for your future

Because a mortgage isn’t just about borrowing money.

It’s about creating a strategy that moves you forward.

So by all means… listen to Dave.

Just don’t let him make the final decision. 😉

𝘠𝘰𝘶𝘳 𝘩𝘰𝘮𝘦 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘰𝘴𝘴𝘦𝘴𝘴𝘦𝘥 𝘪𝘧 𝘺𝘰𝘶 𝘥𝘰 𝘯𝘰𝘵 𝘬𝘦𝘦𝘱 𝘶𝘱 𝘳𝘦𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦.

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