Nathan Richards Estate Planning

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Helping individuals and businesses across South Wales secure their future with expert Wills, Trusts & Lasting Power of Attorney’s

📞 07768583221
[email protected]

Tonypandy Rhondda Based, Cover all of South Wales, Home Visits.

02/03/2026

Most people think a Will is something you do later.

Later, when you’re older.
Later, when you have “more” to leave.
Later, when life is calmer.

The problem is that later is vague, and families live in the present.

If you have children, a home, shared finances, or a partner who relies on you, you already have something worth protecting.

Not just money, but decisions, responsibility, and stability.

A Will is less about wealth, and more about preventing guesswork.

It answers the questions your loved ones should not have to solve in a stressful moment:
Who handles things?
Who looks after the children?
What happens to the home?
How do we carry out what you would have wanted?

When you see it that way, writing a Will isn’t a milestone for “someday”.

It’s a practical act of care for the life you’re already living.

If you’ve been telling yourself “we are not there yet”, what would “there” need to look like?

14/10/2025

The Martin Lewis Effect!

Have you ever noticed that after Martin Lewis talks about wills and Lasting Powers of Attorney on TV, your inbox suddenly fills up with requests the next day? It’s like a little gift from him to us!

One of my clients joked yesterday that his wife is always tuned into Martin Lewis and believes every word he says, which definitely brought a smile to my face!

So, a big thank you to Martin for spreading the word and keeping everyone informed!

03/10/2025

If you couldn’t manage your finances tomorrow, who could step in?

A Property & Financial Affairs LPA gives someone the legal authority to:

✅ pay your bills
✅ manage bank accounts
✅ deal with tax and benefits
✅ even make investment decisions

Accidents. Illness. Even temporary incapacity. Life can change fast.

An LPA isn’t about losing control; it’s about peace of mind, knowing someone you trust can act for you when you can’t.

I think we can all agree that would be a weight off our shoulders and I’m here to help you do just that.

Let’s talk.

Rhondda Based, I cover all of South Wales Home visits.

If your on benefits I will definitely be able to save you a few bob 😁

24/07/2025

You don’t need to be old or rich to make a Will.
If you’ve got young kids, a home, or just want to make sure things are done properly, it’s for you.

And if something happened to you tomorrow…
Who would look after your children?
Who’d manage the money?
Who’d speak for you if you couldn’t?

I know it’s not nice to think about, but it’s way worse to leave it all to chance.
Let’s protect your family the right way. Message me for a chat 📞

09/07/2025

Just putting this out there for anyone local…

A lot of people I speak to say the same thing:

“We’ve been meaning to sort out a Will for years… just haven’t got around to it.”

Or:

“I don’t really know where to start with things like Power of Attorney, so I’ve just left it.”

Truth is, most people only sort this stuff when something goes wrong and by then, it’s often too late to make the decisions you would have wanted.

I’m a local Will advisor and estate planner based here in the Rhondda, and I help families across our community protect what matters most, whether that’s through a proper Will, setting up a Trust, or getting Lasting Powers of Attorney in place.

I offer home visits, I’m easy to talk to, and I genuinely care about making sure local families are looked after the right way.

If you’ve been thinking about it or just want to know where to start, drop me a quick message. Happy to have a friendly chat, no pressure at all.

Because planning properly now means peace of mind later.

08/07/2025

🏡 Reintroducing Myself – Your Local Mortgage Expert

Hi, I’m Aled, Director and sole Mortgage Adviser at Arrow Mortgages Ltd, based in Bridgend, South Wales — but proudly helping clients across the UK.

With over 12 years’ experience in financial services, I specialise in supporting people who’ve been turned away elsewhere, whether it’s due to bad credit, complex income, or just needing a little extra guidance.

But I don’t just deal with adverse credit…

I help with all types of mortgages, including:

🔸 First-Time Buyers
🔸 Home Movers
🔸 Remortgaging
🔸 Debt Consolidation
🔸 Buy to Let
🔸 Product Transfers
🔸 Complex Income Cases

🔹 Why Choose Arrow Mortgages?
✅ Adverse Credit Specialist – Defaults, CCJs or missed payments? Let’s find a solution.
✅ Clear, Honest Advice – No jargon, no pressure—just what’s right for you.
✅ End-to-End Support – I’ll handle the process from start to finish.
✅ Flexible Contact – Phone, email or DM—whatever works best.

📢 Support a Local Business
If you or someone you know is planning to buy, move, or remortgage, please give this post a share. It means a lot and helps my small business reach more people who need help. 😊

📧 [email protected]
📞 07973 374386
📩 Direct Message
🌐 arrowmortgages.co.uk

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.

Blue Skys Rhondda Cynon Taff
08/07/2025

Blue Skys Rhondda Cynon Taff

03/11/2024

Have questions about estate planning but not sure where to start?

I offer free consultations to answer your questions and walk you through what planning can do for you and your family. Whether it’s Wills, LPAs, Trusts, or just learning how to get started, I’m here to make this process easy and accessible for you. Send a message to book a session at a time that works for you!

24/10/2024

Living Wills – As Seen on Emmerdale:

While Emmerdale might not be everyone’s cup of tea, it’s great to see them raising awareness about living wills, a crucial topic that many people tend to overlook.

A living will allows you to make those important medical decisions in advance, so if the time ever comes when you can’t express your wishes, your family won’t be left in the difficult position of making those calls for you. This isn’t just about protecting your own wishes, but protecting your loved ones from the emotional burden of deciding what you’d want in a time of crisis.

Here’s why it matters:

• You stay in control: Make your preferences for care clear in advance.

• Less stress for your family: They won’t have to make heart-wrenching decisions on your behalf.

• Avoids conflict: Prevent potential disagreements among loved ones during emotional times.

Even if you’re not a soap fan, these are serious conversations we all need to be having.

I’m Rhondda based (Tonyrefail) cover all of south wales.

Feel free to book a no obligation free home visit with myself, I’m also happy to help and give guidance over the phone, no problem at all.

Best Regards,
Nathan

Address

29 Nantgwyn Street
Rhondda
CF401LS

Telephone

+447768583221

Website

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