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Gavin Ball Later Life Planning

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Ottery St Mary
Gavin Ball Later Life Planning

Legal specialist in providing Later Life estate planning solutions and advising vulnerable clients.

12/10/2026

A Will reflects your wishes at the time you make it, but life doesn't stay the same.

Over the years, you may:

🏠 Move house
👨‍👩‍👧 Welcome new family members
💍 Get married or divorced
💷 Build up new savings or assets
❤️ Lose someone named in your Will
🔄 Change your wishes about whom you want to provide for

That's why reviewing your Will is so important.

For example, an older couple may have made their Wills many years ago, but their financial circumstances, family situation or wishes for their children may have changed considerably since then.

Your Will should reflect the life you're living today - not the one you had years ago.

If it's been a while since you last reviewed yours, it may be time to have a conversation.

📞 Get in touch with Gavin Ball Later Life Planning to discuss your options.

05/10/2026

FAQ: “Do I need probate if there is a Will?”

Not necessarily, and this is something many families are unsure about after losing a loved one.

Having a Will does not automatically mean probate is required.

Whether probate is needed can depend on factors such as the type and value of the assets involved, how they were owned, and the requirements of the organisations holding those assets.

If probate is required, the process can involve much more than simply applying for a Grant of Probate. There may be property to value, debts and liabilities to deal with, tax considerations and an estate to administer.

When you're grieving, knowing what needs to happen next can feel overwhelming.

If you're unsure whether probate is required or what to do next, professional advice can help you understand the process and your options.

📞 Get in touch with Gavin Ball Later Life Planning for guidance with probate and estate administration.

01/10/2026

Today is International Day of Older Persons - an opportunity to recognise the experiences, needs and contributions of older people.

It's also a good opportunity to highlight something important:

Planning can help older people maintain choice and control over their future.

Whether that's reviewing a Will, considering a Lasting Power of Attorney, planning around care needs or thinking about how assets should be passed on, having the right conversations can provide reassurance for individuals and their families.

It's never too early to start thinking about what matters to you and the people you love.

📞 If you're unsure where to start with later-life planning, Gavin Ball is here to help.

28/09/2026

Many people believe writing a Will is something to think about later in life.

The truth? If you're over 18 and have assets, children, or people you want to provide for, it's worth considering.

Life can change unexpectedly, and having a Will in place ensures your wishes are clearly recorded, whatever the future holds.

Planning isn't about your age; it's about protecting the people who matter most.

📞 If you'd like to know more about making a Will, Gavin Ball is here to help.

21/09/2026

If you follow us on LinkedIn, you may have noticed TEP after Gavin's name, but what does it actually mean?

TEP stands for Trust and Estate Practitioner.

It's a professional designation associated with specialist knowledge in trusts and estates.

For Gavin, this knowledge is particularly relevant when working with clients facing more complex later-life circumstances, including vulnerable clients, estate planning, trusts and care-related issues.

Because sometimes your circumstances need more than a straightforward, one-size-fits-all approach.

Specialist knowledge. Personal advice. Planning around you.

14/09/2026

After decades of building a home, raising a family and creating a life together, the last thing you want is uncertainty about what happens to it all.

For many older couples, estate planning brings up important questions:

What happens to our home if one of us dies?
Will the surviving partner be financially secure?
How can we provide for our children?
Could a trust be appropriate for our circumstances?

There isn't a one-size-fits-all answer.

The right planning depends on your family, your assets and what you want to achieve.

If you're unsure where to start, sometimes the best first step is simply having a conversation.

07/09/2026

Life changes, and your Will should too.

Major life events such as getting married, entering a civil partnership, having children, or getting divorced can all have an impact on your existing Will.

Reviewing your Will regularly helps ensure it still reflects your wishes and protects the people you care about.

If it's been a few years since you last looked at your Will, now could be the perfect time to review it.

📞 Get in touch with us so we can help you make sure your plans are up to date.

31/08/2026

The greatest compliment we can receive is the trust of our clients. 💙

Knowing that our advice has given this family confidence and reassurance that their loved ones are protected means everything to us.

Every Will we prepare is tailored to your individual circumstances, taking the time to understand what matters most to you.

Thank you for your kind words and recommendation - it was a privilege to help.

If you’re ready to put the right plans in place for your future, visit our website to find out more.

https://www.gavinball.co.uk/

24/08/2026

Making a Will is an important first step, but it's just as important to keep it up to date.

Life doesn't stand still. Marriage, divorce, the birth of children or grandchildren, moving home, or changes to your finances can all mean your Will no longer reflects your wishes.

Reviewing your Will every few years helps ensure it continues to protect the people and things that matter most to you.

A quick review today could save your family unnecessary stress in the future.

📞 If you're unsure whether your Will is still up to date, Gavin Ball is here to help.

17/08/2026

Planning for the future gives you something invaluable: peace of mind.

Knowing your affairs are in order means you can focus on enjoying life, confident that your loved ones will have clear guidance when they need it most.

Whether you're thinking about making a Will, arranging a Lasting Power of Attorney, or reviewing your current plans, taking action today can make tomorrow much simpler.

Small steps now can make a lasting difference.

📞 Get in touch with Gavin Ball Later Life Planning to start the conversation.
💻 https://www.gavinball.co.uk/

Address

18 Ashley Brake
Ottery Saint Mary
EX111TW

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 4pm

Website

https://www.gavinball.co.uk/

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