Beneficial Family Wills

04/06/2026

How do you leave an inheritance to a loved one who cannot manage money on their own?

If you have a child with a disability, a vulnerable relative, or a loved one who struggles with financial decisions, leaving them a direct inheritance can cause more harm than good. A lump-sum inheritance could disqualify them from receiving vital means-tested state benefits, or leave them vulnerable to financial exploitation.

Fortunately, you can protect them by setting up a Discretionary Trust in your Will. This allows trusted people you choose (trustees) to manage the funds on their behalf, ensuring they are looked after for life without losing their independence.

Want to know how a Discretionary Trust can protect your vulnerable loved ones? Send us a message today.

02/06/2026

Do you assume your partner can access your joint bank account if you lose mental capacity? Think again.

It's a common belief that having a joint bank account means your partner can automatically access the funds if you become seriously ill or lose mental capacity.

In reality, banks and building societies have the legal discretion to restrict or freeze joint accounts if one holder loses capacity. This can leave your partner unable to pay for essential household bills or mortgage payments when they need it most. The only way to guarantee they have continuous, legal access is by setting up a Lasting Power of Attorney (LPA).

Don't leave your partner's financial security to chance.

Read our latest blog post to understand how an LPA protects your joint assets, and get in touch to set yours up.
https://insights.beneficialfamilywills.co.uk/why-do-we-need-an-lpa-when-we-have-joint-accounts

27/05/2026

Contact Beneficial Family Wills - Dawn Wilson if you would like to get your ducks in a row before heading off for the summer.

Face-to-Face consultations available with Dawn in South Yorkshire and online appointments if you're further afield.

Summer is coming...finally, and we all think about flying away and relaxing on a beach or booking that last minute getaway in the sun, but how many of us think about our Estate Planning?

Getting our Estate in order is always one of those “I will do it soon” things that just keeps being put off. One of those things that we will sort another day.

But getting the right plan in place and your finances in order can make a big difference for you and your family and save unnecessary stress in the future.

Whether it is your Will, arranging Lasting Powers of Attorney or Trusts, understanding your options is important and a vital part of protecting your legacy.

I can help you understand your options. I offer a free Will review to help you understand your options and take the first step towards protecting what matters most.

Get in touch today for a no-obligation chat.

E: [email protected]
M: 07803 057527

27/05/2026

Making a Will isn't about death, it's about protecting the people who mean the world to you.

It's easy to put off writing a Will. We tell ourselves we are too young, too busy, or that we will get round to it next year. But making a Will is actually one of the most caring things you can do for your family.

It ensures that your partner, children, and loved ones are fully protected, and that your assets go exactly where you want them to. Without a Will, the law decides who inherits your estate, which can lead to unnecessary stress and disputes for those you leave behind. Let's make it simple. We are here to guide you through every step with compassion and clarity.

Contact our friendly team today to schedule a relaxed, jargon-free chat about protecting your family's future.

17/05/2026

Such valuable points to raised by Beneficial Family Wills - Dawn Wilson

If you haven't got your LPA in place, get in touch with Dawn to arrange a chat.

I have been having some conversations with people recently about Lasting Powers of Attorney (LPAs) and what I have come to realise is that there are many misconceptions around them.

Lasting Powers of Attorney are important and many people do not realise the risks of not having one until it is too late.

An LPA is not just for older people. Accidents, illness of unexpected changes in health can happen at any time. Without an LPA in place, your loved ones may not automatically be able to manage your finances or make decisions on your behalf.

Having a Will does not mean you do not need an LPA. A Will only comes into effect when you die. An LPA operates during your lifetime.

Today, I wanted to take the opportunity to highlight 4 of the common misconceptions I hear from clients when talking about LPAs and highlight the reality around them.

Planning ahead now, can save your family stress, avoid delays and allow them to focus on looking after you.

Don't leave important decisions to chance - get in touch with me today for a free, confidential chat and let me help you get your LPAs put in place quickly and efficiently.

Drop me a message on here or:
📩 [email protected]
📞 07803 057527

Dawn Wilson | Estate Planning Consultant

05/05/2026

When preparing a Will, many people are naturally concerned about ensuring their loved ones are looked after. This becomes especially important where a beneficiary may not be in a position to manage an inheritance independently.

With the right planning, you can make sure that support is provided safely, securely, and in a way that genuinely benefits them over the long term.

Get in touch for a free no obligation informal chat.

When preparing a Will, many people are naturally concerned about ensuring their loved ones are looked after. This becomes especially important where a beneficiary may not be in a position to manage an inheritance independently. With the right planning, you can make sure that support is provided safe...

27/04/2026

What is a Discretionary Trust?

💡A discretionary trust is one of the most flexible tools available when planning your Will.
💡It allows you to leave assets in a way that can adapt to changing circumstances, rather than fixing decisions at a single point in time.
💡Instead of leaving set amounts to specific individuals, you appoint trustees who are given the authority to decide how your estate is distributed. This means they can take into account each beneficiary’s situation at the time, rather than relying on assumptions made years earlier.
💡This flexibility is particularly valuable in modern family life, where circumstances can change quickly.

Let's arrange a free informal chat and we can take a look at whether a discretionary trust may be right for you.

Take a look at the blog to read more.

A discretionary trust is one of the most flexible tools available when planning your Will. It allows you to leave assets in a way that can adapt to changing circumstances, rather than fixing decisions at a single point in time.

24/03/2026

Do I really need a Will and what happens if I don't have one?

This is a common question that we tackle on a daily basis - in a nutshell, making a Will isn’t just about finances — it’s about protecting the people you care about and ensuring your wishes are respected.

Our latest blog explores in greater depth what happens if you don't have a Will and how to get started with one of the most important documents you'll ever have.

Does this raise questions for you? Get in touch, let's talk it through.

When it comes to planning for the future, making a will is one of the most important steps you can take. Yet, many people delay or avoid it altogether. You might be wondering: Do I really need a will? The short answer is yes — and not having one can create serious complications for your loved ones...

05/03/2026

This week at Beneficial Family Wills we’re taking a moment to celebrate something very special — the incredible contribution of our Business Manager,Kelly Clydesdale, as she marks another wonderful year with the team. 🙌

Kelly plays a central role in everything we do, especially when it comes to supporting our advisers and clients across the full range of estate planning services we proudly offer — from wills and trusts to lasting powers of attorney. Her dedication, professionalism, and thoughtful approach make a real difference every single day.

Whether she’s ensuring our processes run smoothly, helping guide clients through important decisions, or supporting our advisers behind the scenes, Kelly’s commitment shines through. She embodies what teamwork means at BFW— supportive, dependable and always going that extra mile.

Thank you, Kelly, for all that you do. We’re incredibly grateful to have you as part of the team, and we look forward to many more great years ahead together! 🌟

11/02/2026

We were delighted to be invited to attend todays Carers First Lincolnshire event today. Such an informative array of speakers providing essential information and support to the countys unsung heroes.

Our Director Amy led a workshop on Lasting Powers of Attorney, what they are and what to consider. Whilst our Business Manager Kelly was on hand to answer the varied questions from attendees of the market place.

We met some thoroughly lovely people today, many of whom are working through some really challenging times - what an inspiration they are.

If you have an event or a group you would like our support with, please get in touch as we're always happy to help where we can 👍