Lee Freer Estate Planning & Protection Specialist

Lee Freer Estate Planning & Protection Specialist I am an Estate Planning and Protection Specialist with over 15 years experience in the industry. Lee values finding the best outcomes for you. Bonus.

Cogent Services Ltd is an Appointed Representative of The Right Mortgage Limited. Which is authorised and regulated by the Financial Conduct Authority. Whatever your circumstances - renting, living with family, looking to buy or bought already. Whether you're clued up or a complete newbie to the insurance industry. Whether your estate is worth £10 or £10,000,000 it is YOUR estate and your decision

on how that estate is distributed should the worst happen - Lee wants to help. Preferring an informal conversation over a tick box approach, Lee has over 10 years experience in looking after the needs of clients, providing tailored advice on Estate planning and Protection for both personal and business clients.. His aim is to help you find - and understand - your options and the products that fit your needs and lifestyle, holistic solutions and protective cover that ultimately work for you. Being a family man, he is keen to help you look after your own, and understands the importance of creating a secure future. He recognises the problems with existing services, such as online quote and comparison sites, often leaving buyers confused and wrongly advised. Handling your most valuable assets and making decisions about your estate is always concerning and potentially invites unnecessary stress, which is why Lee ensures each of his clients make informed decisions, understand the products and keeps in regular contact, giving them the piece of mind they deserve. Specialising in all areas of tailored financial advice, get in touch now to talk about Estate planning and personal & business protection products - he also prefers a coffee and a chat to a meeting room.

Did you know your life insurance can provide access to a GP within 48 hours. If you want to understand how to put this i...
28/04/2026

Did you know your life insurance can provide access to a GP within 48 hours. If you want to understand how to put this into place feel free to get in touch.

Would you like the option to speak to a GP within 48 hours?

Get in touch with our team today to find a solution that works for you

📨[email protected]
📞01664 511004

The importance of critical illness protection. Many of you will have seen in the media regarding the presenter of ’place...
16/12/2022

The importance of critical illness protection.

Many of you will have seen in the media regarding the presenter of ’place in the sun’ Johnie Irwin’s terminal illness diagnosis.

This article though illustrates the importance of having the right insurances in place. He speaks about when diagnosed as terminal he was given 6 months to live this was two years ago. Now with the majority of life insurance plans this provides terminal illness cover (given less than 12 months to live) but not critical illness cover which provides a pay out of the sum assured at the point of diagnosis of a qualifying condition, so the initial stages.

This was something Johnie didn’t have in place and explains the pressures this brought without it in place. Having to force himself to work on days he wasn’t well enough.

Something I always say to clients when you are ill and battling through diagnoses of cancer etc having the financial protection is crucial and more affordable than people think.

Please have a read and share if you can.

As always happy to have a confidential no obligation chat to see what can be provided for you.



A Place in the Sun presenter Jonnie Irwin, 49, has spoken out about the devastating mistake he made after he was diagnosed with terminal cancer.

Good luck to our boys first game today at 1pm 🏴󠁧󠁢󠁥󠁮󠁧󠁿⚽️There has been a lot of distraction and controversy surrounding t...
21/11/2022

Good luck to our boys first game today at 1pm 🏴󠁧󠁢󠁥󠁮󠁧󠁿⚽️

There has been a lot of distraction and controversy surrounding this competition but let's not forget about the football and get behind our team 👊

Come on England!

Now is not the time to be taking risks with your money or your health. If you are not protected financially, who will co...
02/11/2022

Now is not the time to be taking risks with your money or your health. If you are not protected financially, who will cover the bills when you have time off work?

What about if the illness is serious and you have to take a long period?

Getting protected in todays circumstances is not a luxury, it is a necessity.

Happy Halloween All 🎃In a world full of tricks, be a treat 👻
31/10/2022

Happy Halloween All 🎃

In a world full of tricks, be a treat 👻

A cloud hangs over Britain today as we say our final farewell to our beloved Queen Elizabeth II.We join our fellow count...
19/09/2022

A cloud hangs over Britain today as we say our final farewell to our beloved Queen Elizabeth II.

We join our fellow countrymen to mourn the late Queen, a lady who devoted her life to serve our Country.

The day will be filled with emotion, sadness and respect and will be felt around the world.

Our thoughts and prayers are with King Charles III and the Royal Family.

The growing importance of income protection and why you need to consider it if you have no benefits your employer as a m...
13/09/2022

The growing importance of income protection and why you need to consider it if you have no benefits your employer as a minimum and if you are self employed it’s crucial.

Cost-of-living crisis expected to worsen before improving

They say that inflation will rise by 9.4% this year and the banks expect that to peak at 11% later this year.If your emp...
09/09/2022

They say that inflation will rise by 9.4% this year and the banks expect that to peak at 11% later this year.

If your employer does not provide sickness benefits or your are self employed, having time off work could be devastating to your household.

If you are self employed and on sick, with no protection you are entitled to statutory sick pay (SSP), which is £99.35 per week.

Can you afford not to have it in place?

Cost-of-living crisis expected to worsen before improving

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Pera Business Park
Melton Mowbray
LE130PB

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