08/04/2026
Is the cost of living affecting your divorce financial settlement?
Financial pressures are increasingly influencing how couples approach divorce negotiations, and not always in their best interests. The desire to reach a quick settlement to reduce legal costs can lead to accepting a deal that leaves you significantly worse off in the long run.
Watch out for these warning signs during settlement negotiations:
✅ Your ex refusing full financial disclosure or downplaying the value of assets
✅ Pressure to accept a quick deal without getting pensions or business assets properly valued
✅ Your ex transferring money or assets to family members or overseas
✅ Your ex using job insecurity or business problems to talk down the value of a settlement
✅ Existing court orders being challenged, such as requests to reduce child support or stop spousal maintenance
Cost-of-living pressures can also affect practical decisions such as whether to sell the family home, mortgage affordability when rehousing, and whether returning to work is realistic after time as a stay-at-home parent.
At OTS Solicitors, our Family Law team provides pragmatic, commercially focused advice, helping you reality test any settlement proposals and understand what you could be accepting or walking away from. We also advise on mediation, arbitration and financial court orders.
Our lawyers speak Arabic, Armenian, Bengali, Farsi, French, Gujarati, Hindi, Spanish, Tamil, Tagalog and Urdu.
📍 City of London
📞 0203 959 9123
🌐 Read our full guide:
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