Property Problem Solving Experts

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Property Problem Solving Experts Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Property Problem Solving Experts, Estate agents, 71-75 Shelton Street, Covent Garden, London.

"Our mission is to provide Innovative and Creative solutions to Homeowners in trouble, First-time Buyers and Landlords by addressing their unique Property Challenges and offering Support, Expertise and Peace of mind every step of the way."

🏠 Landlords, honest question. Do you still enjoy this, or do you just keep it going because stopping feels like a decisi...
21/10/2026

🏠 Landlords, honest question. Do you still enjoy this, or do you just keep it going because stopping feels like a decision?

The rules around renting keep changing. New obligations, new notice periods, new paperwork. Plenty of landlords are happy to keep up. Some have quietly stopped being sure it’s worth it.

If that’s you, it doesn’t mean you’ve done anything wrong. It means the job changed, and you’re allowed to look at it again.

Try this: write down what the property earns after everything, what it costs you in time, and what you’d do with the money if it was freed up. If the answer’s still “keep it,” great. If it surprises you, that’s useful to know.

No rush on any of it. Just worth doing once, with real numbers.

You found a flat you love, and the price is lovely. Have you read the lease yet?That’s the part that catches people out....
20/10/2026

You found a flat you love, and the price is lovely. Have you read the lease yet?

That’s the part that catches people out. Because the price on the listing doesn’t include what’s in the lease: ground rent, service charges, how many years are left on it, and what happens when you want to sell.

A short lease can make mortgages harder to get and extending it expensive. Service charges can creep up with no say from you. None of this means walk away. It means read it, or get your solicitor to explain it in plain English, before you get attached.

Ask for the last few years of service charge accounts. Ask how long is left on the lease. Those two questions sort out a lot.

19/10/2026

The phone rings. It’s the number you know is your mortgage lender. You let it go to voicemail again.

Everyone does this. It’s not weakness; it’s just that picking up feels like admitting something.

But here’s what tends to happen when you avoid it: the calls turn into letters, the letters get sharper, and the one conversation that could have gone fine gets harder to have.

You don’t need a plan before you answer. You can say, “I’m struggling, and I want to understand my options.” Lenders hear it more than you’d think, and they usually have more flexibility early than late.

If it helps, free debt advice services can sit with you and go through the whole budget first.

Questions about the house side of things? Message us anytime.

16/10/2026

Redundancy, reduced hours, a business that slowed. The mortgage doesn’t know any of that.

It just keeps asking for the same amount on the same date. And the first thing most people do is carry on as normal and hope something turns up.

Honestly, the most useful move is the one that feels worst: speak to your lender early, before you’ve missed anything. Lenders generally have more room to help when you contact them ahead of a problem rather than after. Free debt advice services can go through your whole budget with you too.

And if keeping the house isn’t realistic, you want to find that out while you still have choices about how and when to sell.

We can tell you what the house is worth, so you’re not guessing.

Landlords: when does your fixed rate end? And have you worked out what the new payment does to your rent?Because it’s no...
15/10/2026

Landlords: when does your fixed rate end? And have you worked out what the new payment does to your rent?

Because it’s not just the mortgage that moves. If the rent stays put and the payment goes up, whatever margin you had gets thinner. Sometimes it disappears.

Worth doing the sum now, on paper, before the deal runs out and the lender picks the number for you. If it still works, fine, you’ve lost nothing by checking. If it doesn’t, you’ve got months to decide what to do about it. Sell one, sell a few, or keep going with your eyes open.

Decisions made early are cheaper than decisions made in a hurry.

Want to know what the property’s worth to start the maths?

Free valuation:
📞 07450 948 152 | 📧 [email protected]

You know us. We know the properties.

14/10/2026

The survey costs a few hundred pounds. The thing it finds can cost a lot more. So why do people skip it?

Because you’re already stretched. Deposit, solicitor, removals, and now another bill for a report on a house you’ve basically decided to buy.

But this is the one bit of the process that can actually change your decision. Damp, a dodgy roof, movement in the walls. Better to know before you’re legally committed than after you’ve got the keys.

You don’t have to take it on trust either. A survey finding is a reason to renegotiate, ask for repairs, or walk away. It’s leverage, not just bad news.

Not sure which level of survey suits the house you’re looking at? Ask before you book one.

Start here → www.ppsx.co.uk
📞 07450 948 152 | 📧 [email protected]

13/10/2026

You’ve moved out. Your name’s still on the mortgage. Do you know what that means?

It means the lender can still come to you for the payment, even if you’re not the one living there. Both names, both responsible. That surprises a lot of people, and it tends to come up at the worst possible moment.

And if one of you wants to sell while the other wants to stay, it gets stuck fast. Nobody can move on, but the payments keep coming.

The first useful step is boring but it works: find out what the house is actually worth and what’s left on the mortgage. Once you’ve got those two numbers, the conversation gets a lot easier.

We can give you the first one, no strings.

Free valuation → www.ppsx.co.uk
📞 07450 948 152 | 📧 [email protected]

You can owe more than your house is worth and still have a way forward. Most people don’t realise that part.Prices dip, ...
12/10/2026

You can owe more than your house is worth and still have a way forward. Most people don’t realise that part.

Prices dip, or you bought at the top of the market, and now the number on the mortgage statement is higher than what an agent would say the place is worth. It feels like you’re stuck — can’t sell without finding the shortfall, can’t really move on.

It’s tighter, yes. But “stuck” isn’t quite right. There are routes: a managed sale, talking to your lender directly, understanding what you’d actually owe versus what you assume you owe.

Most people overestimate the gap. It’s worth finding out the real number before you decide you’re trapped.

→ An honest valuation, whatever the number turns out to be
→ A straight conversation about what your options actually are
→ No judgement, however you got here

Talk to us:
📞 07450 948 152 | 📧 [email protected]

09/10/2026

At some point, “just one more tenancy cycle” stops being the plan and starts being a habit.

Maybe you’re winding toward retirement. Maybe the portfolio was meant to be a few years of income, and it’s been twelve. The properties that once felt like a project now mostly feel like admin.

No rule says you have to keep going until something forces your hand. Selling a portfolio, or even one property at a time, is just as valid a plan as building one was.

If retirement, or simply doing less, is somewhere in your thinking — it’s worth putting real numbers against it rather than guessing.

→ A clear valuation on one property or the whole portfolio
→ A conversation with no pressure attached
→ Options that work on your timeline, not a forced one

Free valuation:
📞 07450 948 152 | 📧 [email protected]

You know us. We know the properties.

08/10/2026

There's a rule coming that could cost you thousands per property — and a lot of landlords still haven't worked out what it means for them.

Minimum energy efficiency standards keep tightening. If a property's rated below what's required, you're looking at insulation, glazing, sometimes a new heating system, just to legally let it out.

On one property, that's a headache. Across a portfolio, it's a serious number — and it's worth knowing before it lands on you as a surprise.

Some landlords upgrade. Some decide the property, or the portfolio, makes more sense sold. Neither is the wrong answer. Guessing is the only wrong move.

→ Find out where your properties actually stand
→ Weigh the upgrade cost against selling
→ One valuation, no obligation either way

Free valuation → www.ppsx.co.uk
📞 07450 948 152 | 📧 [email protected]

You know us. We know the properties.

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71-75 Shelton Street, Covent Garden
London
WC2H9JQ

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