30/05/2026
🚨 EARNING OVER £100,000? YOU COULD BE PAYING ONE OF THE HIGHEST EFFECTIVE TAX RATES IN THE UK! 💷😱
❗ THE PROBLEM
Many professionals earning £100,000+ don’t realise that once their income exceeds £100,000, they begin losing their tax-free Personal Allowance.
📉 What does this mean?
💷 Salary: £100,000
✅ Personal Allowance: £12,570
But for every £2 earned above £100,000, you lose £1 of your Personal Allowance.
📊 Example:
💰 Salary = £110,000
❌ £5,000 of your Personal Allowance is lost
❌ More income becomes taxable
❌ You continue paying 40% Income Tax
❌ Plus National Insurance contributions
🚨 The result?
Many taxpayers face an effective tax rate of up to 60% on income between £100,000 and £125,140.
💸 Earn an extra £10,000…
💸 Keep far less than you expect…
✅ THE SOLUTION
With proper tax planning, you may be able to legally reduce your taxable income and preserve valuable tax allowances.
✔ Pension Contributions 🏦
✔ Salary Sacrifice Arrangements 📈
✔ Gift Aid Donations ❤️
✔ Tax Code Reviews 📋
✔ Self-Assessment Planning 📝
✔ Maximising Available Reliefs and Allowances 💡
📊 Example:
💷 Salary: £110,000
🏦 Pension Contribution: £10,000
This may reduce your adjusted income and help protect part of your Personal Allowance while providing valuable tax relief.
🎯 Smart planning today could save thousands over time.
At Taxultant Group, we help high earners understand their tax position and identify legitimate tax-saving opportunities.
📩 Message us today for a professional tax review.
💷 Earn More. Keep More. Plan Smarter.