Beneficial Trust & Will Co Ltd

04/06/2026

Will Trusts vs. Lifetime Trusts: which is right for your clients?

Trusts often sound complicated, but they are simply practical tools designed to protect family wealth. As an adviser, helping your clients understand the difference can make a real difference to their peace of mind.

Here is a simple way to look at it:

💡Will Trusts are written into a Will and only start after a person passes away. They are excellent because the client keeps full control of their money during their lifetime, and they are great for protecting assets for children while still supporting a surviving partner.

💡Lifetime Trusts are set up and active right now. They are ideal for proactive clients who want to start gifting assets early, protect property from future risks, or reduce their estate's Inheritance Tax bill during their lifetime.

The best solution for many clients often combines both!

At Beneficial Trust & Will Company, we take the guesswork out of trusts. We partner with financial advisers, mortgage brokers, and accountants to provide the training, technical support, and award-winning drafting services you need to offer these solutions confidently.

Do your clients find trusts confusing? Share your experiences below

👉 Contact us to learn more about our training and support.

01/06/2026

Beyond the "Basic Will": why families need Children's Trusts.

When clients with young families write their Wills, they often assume that leaving everything "to the children" is the most straightforward path. However, without a structured trust, children will inherit substantial estates outright at the age of 18.

For most parents, 18 is simply too young to responsibly manage significant wealth, including property equity, savings, and potentially life insurance pay outs.

A Children's Trust within a Will provides a vital layer of protection, flexibility, and security:

💡Controlled Inheritance Age: Parents can specify a more suitable age, such as 21 or 25, for the children to receive their inheritance outright
💡Lifetime Flexibility: Trustees have the discretion to release funds early for genuine needs, such as education, university fees, or welfare, without releasing the entire lump sum prematurely.
💡Statutory Safeguards: Under the Trustee Act 2000, appointed trustees must act with reasonable care and skill, ensuring the inheritance is managed responsibly and with full accountability.

Introducing this concept is an excellent way for financial advisers, mortgage brokers, and accountants to demonstrate deep expertise and deliver genuine peace of mind to clients with growing families.

At Beneficial Trust & Will Company, we specialise in drafting robust Wills with tailored trust structures. We provide the technical guidance and training you need to confidently advise your clients and protect the next generation.

Contact us to learn more about our training and support.

01/05/2026

Turn Everyday Mortgage Conversations Into Better Client Outcomes

A simple, compliant way to introduce Wills, Trusts and LPAs, without changing your role.

Referral-first approach
No legal advice required
We handle everything for your client
Clear, compliant boundaries
Trusted by mortgage advisers across the UK for over 26 years.

Estate planning isn’t a new conversation - it’s already happening within your client meetings.
Every mortgage or equity release case involves:

Property ownership
Family considerations
Long-term financial planning
Which naturally leads to questions such as:

“What happens to the property if something happens to me?”
“Do I need a Will in place?”
“How do I protect my family?”
Most advisers recognise these moments.

The challenge is knowing how to respond appropriately, without stepping outside your role.

That's where we come in.

https://btwc.co.uk/mortgage-adviser/

29/04/2026

Sign Up To The UK's Leading Estate Planning Insights Monthly Newsletter + Receive Exclusive Invites To Our Live Adviser Quarterly Updates

Each month we use this Estate Planning Newsletter to share news, case law updates, videos, marketing advice and expert insights to help you become a trusted adviser to your clients and build a profitable Estate Planning business. When you sing up you will also get free invisted to our exclusive live Adviser Quarterly Updates. Simply fill in your name and email to get included in the list.

https://btwc.co.uk/

Estate Planning Solutions for Financial Service providers including will writing, lasting powers of attorney, trust and probate services

28/04/2026

Award Winning Estate Planning Solutions

Estate Planning Solutions For Your Business

Services, Training & Support To Help You Grow A Profitable Estate Planning Business

We have been supporting the financial sector with award winning Estate Planning Services for over 26 years. If you are looking to provide Wills, Lasting Powers Of Attorney, Trust or Probate Services to your clients then we are here to help and support you. We help IFA's, Mortgage Brokers and Equity Release Specialists to provide Estate Planning Services to clients, either setting up their own brand Estate Planning business, trading under our brand as an Estate Planning Consultant or simply becoming a referrer / introducer to BTWC, where we will provide a holistic set of services to their clients. Whatever route you are looking to take your business down, we can help you get it right with the best training, support and services in the industry.

Award Winning Estate Planning Solutions

https://btwc.co.uk/

27/04/2026

𝗧𝗵𝗲 𝗕𝗧𝗪𝗖 𝗔𝗽𝗽𝗿𝗼𝗮𝗰𝗵

Taking The Guesswork Out Of Growing Your Estate Planning Business

It does not matter if you are planning to add Estate Planning Services to your existing business, set up a completely new estate planning business or simply want to find a trusted partner to introduce your clients and their needs to. BTWC can take care of you and help you with every area of growing your business.

𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗦𝗲𝘁 𝗨𝗽
We have helped hundreds of people set up their own Estate Planning businesses over the past 25 yrs. We can provide you with everything you need, including documentation and marketing tools.

𝗧𝗿𝗮𝗶𝗻𝗶𝗻𝗴 & 𝗦𝘂𝗽𝗽𝗼𝗿𝘁
Your knowledge and advice is what your clients are paying you for. We provide initial and on-going training, legal updates and one-to-one support to help you succeed.

𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀 & 𝗔𝗱𝗺𝗶𝗻
Our award winning Estate Planning Services include expert document drafting, back-office support and members area to ensure you have everything you need to grow.

https://btwc.co.uk/

27/04/2026

A recent article in the Law Society Gazette highlights a growing issue many people are still overlooking 👇

👉 Law Society Gazette reports that only a quarter of people in their 40s and 50s have an up-to-date will — with many having no will at all or one that no longer reflects their current circumstances. This is more than just a statistic — it’s a warning sign.

We’re seeing first-hand how modern family dynamics, blended families, and changing financial situations are leading to increased disputes, confusion, and unnecessary stress for loved ones when things aren’t clearly documented.

💬 The reality is simple:
A will isn’t just about assets — it’s about clarity, control, and protecting the people who matter most.

Yet it’s often delayed because:
• “I’ll get round to it later”
• “I don’t have enough to worry about”
• “It’s too complicated”

The truth? The cost — emotionally and financially — of not having a properly prepared will is far greater.

At BTWC, we believe planning ahead shouldn’t be overwhelming. It should be straightforward, transparent, and tailored to your life today — not the one you had 10 years ago.

📌 If you haven’t reviewed your will recently (or haven’t made one at all), now is the time.

Let’s start the conversation.

24/04/2026

How To Avoid a Will Dispute

Creating a Will is a vital step in securing your clients legacy and ensuring that their wishes are honoured after they have passed away. However, even with the best of intentions, poorly planned or unclear wills can lead to disputes among families and beneficiaries causing stress, financial strain and fractured relationships.

Click below to see are our top tips on how to help avoid Will disputes and maintain harmony amongst your clients loved ones

https://btwc.co.uk/how-to-avoid-a-will-dispute/

Creating a Will is a vital step in securing your clients legacy and ensuring that their wishes are honoured after they have passed away. However, even with the best of intentions, poorly planned or  unclear wills can lead to disputes among families and beneficiaries causing stress, financial strain...

22/04/2026

Sign up to the UK's leading monthly estate planning newsletter

Planning for the future brings peace of mind—and we're here to help you do just that.

Whether you're just getting started or updating your current plan, this newsletter is full of practical tips and expert guidance.

Sign up here - https://btwc.co.uk/