Lovetts Solicitors

02/06/2026

Seven months.

That's how long one business spent trying to recover an overdue balance before approaching Lovetts.

Communication was ongoing.

Payment dates had been agreed multiple times.

The debtor remained engaged throughout.

But the balance remained unpaid.

Following the issue of a Lovetts Letter Before Action, the matter was resolved before Court proceedings became necessary.

The lesson?

Ongoing communication does not always mean progress.

Sometimes the most effective step is introducing a structured legal recovery process at the right time.

With more than 30 years of debt recovery experience, Lovetts helps businesses take that next step with confidence.

Explore our debt recovery services here: https://lovetts.co.uk/

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Lovetts Solicitors are specialists in UK & International debt collection and recovery. Lovetts can send a Letter Before Action (LBA) from as little as £1.50 plus VAT.

27/05/2026

A small business approached Lovetts after months of attempting to recover an overdue balance internally.

Communication had continued.
Payment dates had changed several times.
But the matter itself had not moved forward.

Following the issue of a Letter Before Action, the position quickly became clearer and the matter was resolved before Court proceedings became necessary.

In practice, introducing a formal legal recovery step at the right stage can often change the pace and seriousness of communication significantly.

At Lovetts, our Letter Before Action service starts from just £1.50 + VAT per letter, with 86% resulting in recovery before court action is needed.

With more than 30 years of debt recovery experience, we support businesses through a clear and commercially focused legal recovery process designed to move overdue matters forward efficiently and professionally.

Sign up to start recovering your business debt from as little as £1.50+VAT today: https://lovetts.co.uk/sign-up/

Sign up for free with Lovetts Solicitors and receive exceptional debt recovery services from a Lexcel accredited company, registered under number 2996700.

22/05/2026

Many of your businesses expect legal recovery to immediately create conflict.

In practice, one of the biggest surprises is often how much clarity it brings to the position.

Once communication becomes formalised, businesses typically gain a far clearer understanding of where matters actually stand - whether that is a genuine dispute, a cash flow issue, ongoing delay tactics, or simply a lack of structured follow-up internally. That clarity is often what allows matters to finally begin progressing.

With more than 30 years of debt recovery experience, Lovetts supports businesses through a commercially focused recovery process designed to move overdue matters forward efficiently and professionally.

https://lovetts.co.uk/

Lovetts Solicitors are specialists in UK & International debt collection and recovery. Lovetts can send a Letter Before Action (LBA) from as little as £1.50 plus VAT.

08/05/2026

What do the UK’s new late payment laws mean for businesses in 2026?

In March 2026, the UK government announced what it described as the biggest crackdown on late payments in over 25 years, introducing significant reforms designed to protect smaller businesses from persistent late payers.

For businesses regularly dealing with overdue invoices, these changes are significant.

Learn more here: https://lovetts.co.uk/news/what-the-uks-new-late-payment-laws-mean-for-businesses-in-2026/

UK government announced what it described as the biggest crackdown on late payments in over 25 years.

02/05/2026

We were proud to be match sponsors for last Saturday’s fixture between Woking F.C. and FC Halifax Town.

Congratulations to Matt Ward on receiving the Player of the Match award 👏⚽

It was a great afternoon supporting the club and being part of another fantastic matchday atmosphere at Kingfield Stadium.

Thank you to everyone at Woking FC for having us.

20/04/2026

Lovetts Consultant Solicitor, William Sturge, has shared a new briefing note exploring the aggregation of non-damage business interruption losses under property catastrophe excess of loss reinsurance.

With decades of experience advising on complex insurance and reinsurance matters, William provides insight into how these claims may be approached in practice — and the considerations that can influence recovery under these arrangements.

For insurers, reinsurers, and those involved in large-scale claims, understanding how losses may be aggregated can have a significant impact on how recoveries are structured and pursued.

Read the full briefing note here:

Covéa provided property insurance to policyholders who ran children’s nurseries and childcare facilities, based on its standard NurseryCare Policy wording.

16/04/2026

For many businesses, unpaid invoices are something that can often be put off until later, especially for smaller businesses with limited resources for credit control. However, timing is key to being able to successfully recover debts and delaying too long may stop you being able to legally recover the debt at all.

In England and Wales there is a time limit for being able to bring legal action to recover a debt through the Court. These time limits are governed by the Limitation Act 1980.

Understand how these rules apply here: https://lovetts.co.uk/news/how-long-do-you-have-to-recover-a-debt-in-england-and-wales/

02/03/2026

When is a dispute genuine, and when is it a delay? ⚖️

Not every unpaid invoice is a refusal to pay.

In commercial relationships, genuine disputes do arise... differences in scope, interpretation, or performance. Where concerns are raised clearly and promptly, they can often be resolved proportionately.

The difficulty arises when “dispute” is introduced only after payment is chased.

👉 Vague objections.
👉 Inconsistent communication.
👉 Concerns that appear late in the process.

There is a distinction between engagement and avoidance.

Recognising that distinction early is critical. Escalating a legitimate disagreement too quickly can establish positions. Allowing a tactical delay to continue can weaken yours.

Learn more about our dispute resolution services here: https://lovetts.co.uk/dispute-resolution/

Lovetts can offer legal assistance with disputed debts either through dispute resolution or litigation and taking your case to trial.

16/02/2026

What really happens when you pass an unpaid invoice to solicitors?

It stops being personal.

The emotion is taken out of the process. Conversations become professional rather than uncomfortable. Communication becomes clear, consistent, and structured. Relationships are protected, internal teams are no longer placed in difficult positions, and leadership time is freed up to focus on running the business.

The dynamic shifts, and it becomes about structure, accountability, and resolution.

At Lovetts, we manage recovery in a way that allows businesses to step away from the emotional burden while ensuring debts are handled professionally and effectively.

Click here to learn more about our debt recovery services: https://lovetts.co.uk/

Lovetts Solicitors are specialists in UK & International debt collection and recovery. Lovetts can send a Letter Before Action (LBA) from as little as £1.50 plus VAT.

10/02/2026

Did you know the debt recovery process is different depending on whether your debtor is a company or an individual/sole trader?

From Letters Before Action to response deadlines and cost risks, our article breaks down:

• What the law actually requires
• The key differences businesses often miss
• How to protect your position before litigation

If you’re dealing with unpaid invoices or want to avoid costly mistakes, this is essential reading.

👉 Read the full article here: https://lovetts.co.uk/news/the-complete-pre-action-checklist-before-going-to-court-to-recover-a-debt/

Before starting court proceedings for an unpaid invoice, English law requires creditors to take reasonable pre-action steps. These steps are not box-ticking exercises, they exist to...