14/09/2026
The Autumn Budget will take place on 28 October 2026 — and for anyone thinking about protecting their family and passing on their wealth, it is a timely reminder to review their lifetime planning.
We don’t yet know everything the Budget will contain, and good estate planning shouldn’t be based on speculation.
What we do know is that the landscape is changing.
From April 2027, most unused pension funds and pension death benefits will be brought within an individual’s estate for Inheritance Tax purposes. For some families, this could significantly change their potential Inheritance Tax position and the way they think about passing wealth to the next generation.
Lifetime planning is about much more than simply making a Will.
It means looking at your affairs as a whole — your Will, Lasting Powers of Attorney, pensions, property, trusts, family circumstances and potential Inheritance Tax exposure — and considering whether the arrangements you have in place still achieve what you want them to.
With further announcements expected in the October Budget, now is a sensible time to review your arrangements rather than waiting until the rules change.
At LRA Law, I provide bespoke lifetime and estate planning advice tailored to you and your family.
📩 Get in touch to arrange a lifetime planning review.
This post is for general information only and does not constitute legal or tax advice. Individual circumstances should always be considered.
