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Expert Will Writing & Estate Planning in Chester
Trusted, local and experienced, we provide clear guidance in plain English, with no jargon, a dedicated specialist, and professionally prepared, legally valid documents.

If you have young children, there's an important question that goes beyond who inherits your money.Who would look after ...
15/10/2026

If you have young children, there's an important question that goes beyond who inherits your money.

Who would look after your children if you weren't there?

A guardian is someone you appoint to take responsibility for your children's care and upbringing if there is no surviving parent with parental responsibility.

They could be involved in decisions around:

• Where your children live
• Their education
• Their health and welfare
• Day-to-day care and upbringing

A guardian's role is different from a trustee, who is responsible for managing money or assets held for beneficiaries.

It's not something any parent likes thinking about.

But choosing someone yourself means you can have a say in who you'd want to care for your children if the unexpected happened.

It's one of the many reasons a Will can be about much more than money.

01244 906360
[email protected]

A Will and a Lasting Power of Attorney are both important estate-planning documents.But they do completely different job...
13/10/2026

A Will and a Lasting Power of Attorney are both important estate-planning documents.

But they do completely different jobs.

Your Will: Sets out your wishes for what happens to your estate after you die.

Your LPA: Allows someone you trust to make decisions on your behalf while you're alive if you're unable to make them yourself.

One deals with after you're gone.
The other can help if you're still here but unable to make decisions yourself.

That's why having one doesn't necessarily mean you have the other covered.

Good planning is about looking at the bigger picture and making sure the right arrangements are in place for your circumstances.

If you've got a Will but never considered an LPA, it could be worth finding out more.

📞 01244 906360
📩 fortresswills.co.uk

Monday Myth: “Putting my house into a Trust means I won't have to pay care fees.”You may have heard that putting your ho...
12/10/2026

Monday Myth: “Putting my house into a Trust means I won't have to pay care fees.”

You may have heard that putting your home into a Trust is a way to protect it from care fees.

The reality is far more complicated.

Trusts can form part of wider estate planning, but putting your home into a Trust doesn't automatically mean it will be protected from care costs.

There are a number of factors that can matter, including:
• The type of Trust
• When it was created
• Your reasons for setting it up
• Your individual financial circumstances
• Whether you may need care in the future

Simply transferring your home into a Trust with the intention of avoiding care fees can have consequences and isn't something that should be done based on a general rule or something you've heard from a friend.

Good estate planning isn't about finding a quick fix.
It's about understanding your circumstances, looking at the bigger picture and making informed decisions about what you're trying to achieve.

If you've been told that putting your house into a Trust is the answer to avoiding care fees, it's worth getting proper advice before taking any action.

We're always happy to have a conversation and explain the options in clear, straightforward language.

📞 01244 906360
[email protected]

Monday Myth: “I can just add my children to my bank account so they can manage things for me.”The Reality: Giving someon...
05/10/2026

Monday Myth: “I can just add my children to my bank account so they can manage things for me.”

The Reality: Giving someone access to your finances isn't necessarily the same as legally appointing them to make decisions on your behalf.

It might seem like a simple solution, particularly if you trust your children and want them to be able to help with bills or day-to-day finances.

But if you were to lose the mental capacity to manage your own affairs, having someone else's name on an account doesn't automatically give them the wider legal authority they may need to deal with your finances.

That's where a Property and Financial Affairs Lasting Power of Attorney can be important.

It allows you to formally choose someone you trust to act as your attorney and deal with financial and property matters on your behalf, subject to the powers you've given them.

This can include things such as:
• Managing bank accounts
• Paying bills
• Dealing with pensions and benefits
• Managing property and financial affairs

And importantly, you make the decision about who you trust to do this while you have the capacity to do so.

If you've been thinking about how someone could help manage your finances if you couldn't do it yourself, we're always happy to explain the options in plain English.

📞 01244 906360
📩 [email protected]

Choosing the right people to carry out your wishes is just as important as writing the Will itself.When putting a Will i...
03/10/2026

Choosing the right people to carry out your wishes is just as important as writing the Will itself.

When putting a Will in place, one of the biggest decisions is who you trust to step in and handle things when the time comes.

Executors are responsible for managing your estate, so it's important they're organised, reliable, and comfortable taking on that responsibility.

And if you have children, appointing guardians is just as important.

It means you decide who would care for them, rather than leaving that decision uncertain at what would already be a difficult time.

These aren't always easy choices to make, but they are incredibly important ones.

If it's something you've been meaning to sort, now might be a good time to start the conversation.

For many families, the home is their biggest asset.But people are often surprised to learn that without a Will, things m...
01/10/2026

For many families, the home is their biggest asset.

But people are often surprised to learn that without a Will, things may not always pass exactly as expected.

Having the righ plans in place can help provide the right protection, and make decision making more simple for loved ones later on.

Estate planning doesn't need to feel complicated.

Often, it's simply about making sure your wishes are properly documented and understsood.

If you'd like a friendly conversation about putting a Will in place, we're always happy to help.

📞 01244 906360

Did you know? A Will doesn't just deal with money and property. It can also help you appoint guardians for children and ...
30/09/2026

Did you know? A Will doesn't just deal with money and property.

It can also help you appoint guardians for children and make your wishes clear for the future.

That's why many families see it as one of the most important documents they'll ever put in place.

Learn more at financialfortress.co.uk

Monday Myth: “If I have a Will, I don't need a Lasting Power of Attorney.”The Reality: A Will and a Lasting Power of Att...
28/09/2026

Monday Myth: “If I have a Will, I don't need a Lasting Power of Attorney.”

The Reality: A Will and a Lasting Power of Attorney do two very different jobs.

A Will sets out your wishes for what happens to your estate after you die.

An LPA can allow someone you trust to make decisions while you're still alive if you're unable to make them yourself.

For example, if you lost mental capacity following an illness or accident, an LPA could allow your chosen attorney to help manage your finances or make decisions about your health and welfare, depending on the type of LPA you've put in place.

Without an LPA, your family may not automatically have the legal authority to step in simply because they're your spouse, partner or children.

It's why having a Will doesn't necessarily mean your future planning is complete.

Think of it simply:
Your Will looks after your wishes after you're gone.
Your LPA helps you plan for a time when you're still here but can't make decisions yourself.

Putting both in place can give you and your family greater clarity and reassurance about the future.

If you've got a Will but never considered an LPA, it could be worth finding out whether one is right for you.

We're always happy to explain how they work in clear, straightforward language.

📞 01244 906360

[email protected]

One question many people never stop to consider is this:If you were suddenly unable to make decisions yourself, who woul...
24/09/2026

One question many people never stop to consider is this:
If you were suddenly unable to make decisions yourself, who would speak on your behalf?

Without a Lasting Power of Attorney, even close family members may not automatically have the legal authority to manage your finances or make decisions about your health and welfare.

Putting an LPA in place means choosing someone you know and trust, giving both you and your family greater certainty should the unexpected happen.

It's something many people only discover after it's become a problem.

🌐 www.fortresswills.co.uk

Which of these of these would you tick off today?✅Valid, up-to-date Will✅Lasting Power of Attorney considered✅Important ...
22/09/2026

Which of these of these would you tick off today?

✅Valid, up-to-date Will
✅Lasting Power of Attorney considered
✅Important documents organised
✅Family knows where key information is
✅Arrangements still reflect your circumstances
✅Considered what happens to your digital life
✅Reviewed your wider estate planning

You don't have to sort everything in one day.

But if you've ticked very few boxes already, perhaps it's time to start thinking about what's missing.

Which one would you put at the top of your list?

Address

Investment House, Bold Square
Chester
CH13LZ

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441244906360

Website

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