Jacques Chery Protection, Mortgage & Estate Planning Specialist

30/07/2026

https://lpa.genesisestateplanning.net/

Protect your future with a Lasting Power of Attorney from just £99. Fixed-fee LPA specialists serving England & Wales.

17/07/2026

Life doesn't come with a warning. ⚠️

One phone call. One diagnosis. One moment — and everything changes.

Critical Illness Cover is something many of us think we'll "sort out later." But the truth is, when you need it most, it's already too late to get it.

Here's what people don't always realise:

🔹 1 in 2 people in the UK will be diagnosed with cancer at some point in their lifetime
🔹 Someone is admitted to hospital with a heart attack every 5 minutes
🔹 A stroke happens every 5 minutes in the UK

These aren't just statistics — they're our colleagues, our friends, our family members. They're us.

Critical Illness Cover provides a tax-free lump sum if you're diagnosed with a specified serious illness. That money can be the difference between focusing on your recovery and worrying about how to pay the mortgage, cover household bills, or fund specialist treatment.

It's not about expecting the worst — it's about being prepared for the unexpected.

💡 Ask yourself:
• Could I manage 6–12 months without my income?
• Would my family be financially secure if I couldn't work?
• Do I have enough savings to cover my mortgage and living costs?

If the answer to any of these is "no" or "I'm not sure," it's worth having a conversation.

I help individuals and families put protection in place that gives them peace of mind — because no one should have to choose between their health and their finances.

📩 Get in touch if you'd like a no-obligation chat about your options. Your future self will thank you.